Loss Control
Spotting the unseen menace: Medical provider fraud, waste, and abuse
Although the insurance industry is constantly plagued by suspicious claims activity, the unseen menace is medical provider fraud, waste, and abuse.
Does the new fall protection rule affect you?
The revised Walking-Working Surfaces and Personal Protective Equipment (Fall Protection Systems) rule issued by OSHA may impose new compliance obligations on companies.
The changing face of risk in commercial inland marine insurance
In response to the evolving insurance needs of contractors and property owners, ISO has enhanced its builders risk, installation, and contractors equipment classes.
What tractor trailer crash tests reveal about side underride guards
IIHS conducted tests that show strong side underride guards on tractor trailers are effective for preventing underride crashes.
Move over MacDonald: The new face of farming is changing underwriting
From Sarasota to Sausalito, America’s predominantly small, family-owned-and-operated farms are combining agriculture with tourism in their quest to make ends meet.
From seed to smoke: Marijuana cultivation
This is the first article in our series on recreational and medical marijuana, "From Seed to Smoke." In this installment we'll be discuss potential risks in marijuana…
Top 10 OSHA violations for 2016
Insurers know that insureds that follow OSHA’s direction concerning risks and exposures are less likely to have workers’ compensation claims. Their Top 10 list can help…
School buses average 115 fatal crashes a year: GAO study
The US Government Accountability Office (GAO) looked comprehensively at bus safety in a study, 'School Bus Safety: Crash Data Trends and Federal and State Requirements.'
The transformative power of predictive analytics
Behavioral data and predictive analytics could render proxies obsolete in underwriting, pricing, and reducing insurance risk.
Workers' comp writers can stop flying blind
The ability to differentiate between applicants for better risk selection is a huge challenge for workers' compensation insurers.
The power of high-risk notifications
When a basic on-site survey reveals conditions are far more serious than an insurer expected, a high-risk notification becomes critical.
Knowing what we don’t know
Uncertainties of risk assessment -- the known unknowns -- present challenges when trying to develop an accurate incident and claim history at the point of underwriting.
Thirty years in the making: OSHA updates recommended safety practices
Insurers can recommend workplace loss control measures to help protect workers from workplace hazards, and avoid injuries, illnesses, and incidents. Fewer injuries mean…
Asleep at the wheel?
Claim avoidance is high on the list of priorities for any commercial vehicle insurer. This article offers tips to share on measures that commercial truck drivers can take…
Risks and rules for small commercial drones
FAA releases rules to regulate commercial drones.