Innovating for the Insurance Ecosystem

For more than 50 years, Verisk has been a strategic partner across the insurance ecosystem, combining the industry's deepest proprietary data with embedded AI to help insurers make faster, more consistent, and more defensible decisions.

Decades of data. A new era of intelligence.

Our foundation is more than five decades of contributory data from across the P/C insurance value chain: 30 petabytes, 39 billion premium and loss records,1.9 billion+ claims. That data foundation is what makes Verisk AI solutions different. Our intelligence is built on normalized, validated, industry-specific data that improves output reliability and enables insurers to deploy AI with confidence.

Connecting the insurance ecosystem

Verisk occupies a unique position connecting carriers, reinsurers, brokers, adjusters, regulators, and technology partners. That network powers intelligent insights. When AI is embedded throughout the ecosystem, insights flow across the full insurance value chain, from policy inception through claim resolution. We go beyond point solutions to offer compounding intelligence.

Underwriting and risk assessment

Access extensive property data on construction classifications, hazard ratings, and protection classes. Receive monthly updates on reconstruction costs and price personal, commercial, and auto policies more accurately.

Underwriting and risk assessment

Instructing Colleague On Desktop Computer

Policy administration

Standardize policy documents and accurately price coverage with best-in-class forms, rules, and loss costs. Seamlessly integrate risk rating and pricing data into policy quotes with advanced digital platforms.

Policy administration

Claims management

Verify claims against our anti-fraud database to detect potential fraud. Accurately prepare repair cost estimates and coordinate property repairs with ease.

Claims management

Office Worker Looking At Data In The Evening

Fraud detection and prevention

Cross-reference suspicious activity against a database of more than 1.8 billion claims. Leverage digital forensics to identify manipulated or duplicate images. Use predictive analytics to uncover potential fraud patterns and organized fraud rings.

Fraud detection and prevention

Catastrophe management

Anticipate disaster risk exposure with sophisticated catastrophe models. Develop mitigation strategies through building code analysis. Assess damage patterns and loss estimates post-event and accelerate claims processing to support recovery.

Catastrophe management

Woman Viewing Data On Interactive Screen

Industry intelligence

Benchmark performance, seize growth opportunities, and identify emerging risks with insights into more than 34 billion premium and loss records.

Industry intelligence

Responsible innovation, by design

As stewards of the industry's most comprehensive and datasets, we take seriously the trust insurers place in us—and we extend that standard to how we build and deploy AI. Verisk AI solutions are explainable, auditable, and aligned with regulatory frameworks. Our solutions undergo bias testing and adhere to our FAITH principles: fairness, accountability, inclusivity, transparency, and honoring privacy.

Underwriting

39B statistical records

2.3B+ yearly transactions

Claims

1.9B+ claims records

187K+ new claims daily

Resilience

170+ risk indices

120 catastrophe modeled countries

External datasets

17B+ records

960+ datasets

Mission

To be the leading strategic data, analytics, and technology partner to the global insurance industry by delivering value to our clients through knowledge, expertise, and scale.

Values

LEARNING
Remain open, curious, and inventive.

CARING
Be aware, sincere, and connected in your work.

RESULTS
Stay achievement-driven, goal-focused, and resilient.

Data stewardship and ethical innovation

We hold ourselves to the highest ethical standards when it comes to gathering, safeguarding, and using this data. That responsibility also guides our use of emerging technologies like AI, helping us innovate while adhering to ethical governance controls.

Responsible data analytics and innovation

Learn more about Verisk

We strive to be responsible corporate citizens. Discover how we create a more sustainable future by investing in our people, solutions, communities, and the planet. Learn about our company and the latest real-world applications of our work.

Corporate Responsibility

Inclusion and Culture

Newsroom

Careers

Learn more about Verisk

Verisk insights and perspectives

Stay ahead of industry trends, discover our latest innovations and thought leadership, and learn more about how insurers leverage our capabilities to manage emerging risks.

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The Office of Management and Budget Cancels CMPs Inflation Adjustments for 2026

The Director of the Office of Management and Budget, recently issued a memorandum (M-26-11), cancelling the 2026 CMPs penalty inflation adjustments.

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Get in touch with us

Want to connect with our experts? Our dedicated team is here to help with product support, account questions, or general inquiries. Contact us to start the conversation.

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