Personal Property

4/13/2021 - 3 min read

Building ’em like they used to: Insurance to value on older homes

Verisk’s 360Value® reconstruction cost estimating tool can help insurers maintain ITV for older homes that have more varied building materials and techniques.

3/26/2021 - 3 min read

From hayseed to hayride: How to address the risk exposures of the modern farm

How insurers can manage the evolving risk exposures on the modern farm--including the risks from agritainment/agritourism.

3/22/2021 - 8 min read

The COVID-19 journey for homeowners insurers: Building on lessons learned and new-normal strategies

Economic turmoil, lifestyle changes, and transitions to remote work amid the COVID-19 pandemic created a “new normal” for personal property insurance.

3/12/2021 - 3 min read

How a commercial lines insurance company accelerated employee training with ISO Education

Learn how one insurer saved a year's worth of work with the ISO Education Knowledge Sharing program for employee training.

2/18/2021 - 2 min read

Preparing for a growing peril: The age of the ‘gigafire’ has begun

As dramatic as the statistics surrounding the 2020 wildfire season were, the messages they carry and the questions they raise are even more critical to address.

2/4/2021 - 3 min read

Beast from the East or just a cold spell? Insurers brace for freezing weather claims

As wintry weather sweeps across the UK, many insurers are cognisant that another potential 'Beast from the East' or wave of unusually cold spells could lead to a surge in extreme cold weather claims.

1/22/2021 - 2 min read

How old is that roof?

Validating roof age is an ongoing challenge for homeowners insurers that demands a range of reliable sources to verify age, condition, and characteristics.

1/20/2021 - 2 min read

Pandemic-driven demand increases in lumber markets send reconstruction costs soaring

Total reconstruction costs increased sharply again at the national level in the United States and Canada, according to the latest data from Verisk’s 360Value.

12/16/2020 - 3 min read

Delivering value for ISO customers during a challenging year

While 2020 was a disruptive year, ISO reaffirmed its commitment to our customers. Here's a look at our year in review.

11/13/2020 - 2 min read

Four reasons to pay close attention to your homeowners renewal book

Applying an inflation-based index to reconstruction cost estimates (RCEs) can cause homeowners insurers to miss important property changes at policy renewal.

10/21/2020 - 4 min read

The not-so-secret sauce of ISO Loss Costs

Learn the methods and techniques Verisk uses to make ISO Loss Costs more valuable to insurers.

10/19/2020 - 2 min read

Reconstruction cost increases reach historic high

Total reconstruction costs surged at historic rates in the United States and Canada from October 2019 to October 2020 as lumber prices spiked.

10/15/2020 - 2 min read

Five Ways to Leverage the Rapid Digitization of Insurance

COVID-19 has accelerated the digitization of insurance. Now, more than ever, insurers are turning to virtual technology and AI to help serve customers.

9/22/2020 - 4 min read

Record-breaking West Coast infernos put a fresh focus on wildfire risk

Wildfires on the west coast have burned more than 5 million acres in 2020, renewing discussion in climate change's role in this growing peril.

9/17/2020 - 1 min read

How the pandemic has affected homeowners insurance (Infographic)

Ripples from the pandemic are reaching homeowners insurers as the new normal transforms the housing market in multiple ways.