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Xactimate: Claims Estimating Wherever You Work

Insurance claims estimating software for any restoration job

Xactimate Overview

Insurance claims estimating software for any restoration job

Xactimate, the industry’s most powerful and comprehensive solution for property claims estimation, is the number one choice for restoration professionals thanks to its precision and flexibility throughout all stages of the repair process.

  • Access InsurTech tools for measuring, scoping, and documenting a loss
  • Create precise, detailed, and professional-looking estimates quickly
  • Access the most up-to-date and reliable local pricing research
  • Sketch complicated structures effortlessly from readily-available geospatial aerial data
  • Organize and manage your projects, documents, and images
  • Calculate depreciation, waste, time, and materials on every project

Xactimate makes it simple to estimate a project

A streamlined workflow for gathering information and completing estimates.

Gather Loss Information

1. Gather loss information

Sketch A Diagram

2. Sketch a diagram of the structure

Select Project Costs

3. Select the related project costs

Review And Verify Estimate

4. Review and verify estimate accuracy

Xactimate Professional: The ultimate in estimating flexibility


Xactimate Professional - We know a professional when we see one

Xactimate Professional: The ultimate in estimating flexibility

Get access to all three Xactimate platforms - desktop, online and mobile - putting the latest AI-assisted EstimatingTech in your hands for robust structural claims handling and superior policyholder satisfaction.

Xactimate desktop: The original, full featured platform

Using Xactimate Desktop

Xactimate desktop: The original, full featured platform

Anything and everything a claims professional needs for their day-to-day work.

  • Small download and streamlined installation gets you set up quickly
  • Includes all top features and capabilities for adjusters, insurers, and contractors
  • Works with or without an internet connection, then syncs with the cloud

Xactimate online: The power of Xactimate on an internet browser


Xactimate online

Xactimate online: The power of Xactimate on an internet browser

Xactimate online lets you log into Xactimate and access all of your assignments wherever you have a computer with an internet connection.

  • Experience leading technology without the need to download and install software on multiple computers
  • Always be working from the most current version of Xactimate
  • Upload to the XactAnalysis claims management tool from the online, desktop, or mobile platform

Xactimate mobile: Start and update estimates anywhere you work


Xactimate mobile works seamlessly with Xactimate desktop and Xactimate online.

Xactimate mobile: Start and update estimates anywhere you work

With Xactimate mobile you can receive an assignment, build a model of the structure using Sketch, estimate for structural and contents, settle onsite, and upload the assignment back to XactAnalysis – right from a mobile iOS or Android device.

  • Automatically save estimates so your work is never lost
  • Work offline when needed
  • Use voice estimation and voice notes
  • Use DISTO measuring devices to expedite your sketches
  • Easily annotate sketches and photos
  • Upload photos directly into estimates
  • Automatically receive the latest updates

Xactimate Time & Materials

Time Materials Teaser 1

Xactimate Time & Materials

Tracking and reporting time and materials costs can be a challenging and tedious task, but is essential for running a profitable business and keeping your customers informed of the job expenses.

Xactimate Time & Materials: A powerful tool for construction and restoration professionals

  • Track labor, materials, equipment, and contractor costs in real time
  • Create and send invoices and reports with a few clicks
  • Integrate with Xactimate, XactAnalysis, and ecosystem partners for seamless workflow
  • Easily track and report the job’s progression and expenses to your customers


Rebuild Image


Automatically generate rebuild estimates for water mitigation jobs and have greater confidence in your estimate accuracy.


XactScope provides guided scoping, estimating, and audit tools to help property claims professionals create faster, more comprehensive estimates with fewer errors than ever before.


For Water Mitigation


For Roofs and Exteriors

Sketch AR with Lidar


Only available with an Xactimate professional or mobile license

Sketch AR with Lidar

Xactimate Sketch AR™ frees you up to make direct-to-Sketch measurements from your mobile device and adjust on the fly.

Pick a point where a wall or door intersects with the floor and tap the screen. Then walk a few feet to set the second point.

Follow the same point-by-point process to capture the rest of the structure without losing track of where you're at in the sketch. The measurements clearly display in augmented reality in the environment and help make quick, precise measurements in real time.

Xactimate inspection tool


Xactimate inspection tool

With the Xactimate Inspection Tool, you can give your employees just the specific functionality they need to perform proof of loss and preliminary inspections. If you already have an Xactimate subscription with an online instance, adding inspectors won't cost you anything.

Suggested items

Xactimate Tutorial

Suggested items

Thanks to Vai (Verisk Artificial Intelligence and Automation), Xactimate learns from your past estimates, Verisk data, and industry trends to suggest which items are most likely to be used next, making it even easier to build estimates quickly.

Flood estimating

When you select a flood-loss project type in Xactimate desktop or online, the new flood-loss features are ready to help you compile an NFIP flood-loss estimate and complete the signed forms and documentation needed to correctly process the file.

Integrated pricing

Xactremodel House Framing

Integrated pricing

Comprehensive, up-to-date, and reliable pricing information

Having the right pricing information is critical to creating an accurate estimate. Verisk’s cost database is fully researched, validated, and supported by our in-house team of professionals, who have deep experience in the construction and restoration industries and have been providing building cost data to the insurance industry since 1989. As a result, Verisk’s published cost information has become the most widely used pricing data in the industry.

With Verisk’s monthly-updated pricing list database, you’ll be able to:

  • Get researched pricing for more than 500 geographic regions.
  • Significantly reduce the amount of time that it takes to research and/or negotiate pricing for individual items.
  • Download to Xactimate from any location with an internet connection 24 hours a day.

For more information, view the Pricing Data Services page.

Xactimate customer success story


JRCC Cuts Estimating Time in Half with Xactimate mobile

Xactimate customer success story

Learn how JRCC cut their estimating time in half with Xactimate mobile.

Start an Xactimate subscription

Get started with an Xactimate Professional or single-platform subscription by visiting the online store or by contacting sales.

Xactimate Training

Xactimate certified training professionals come to your facility at your convenience and train your people over two to three days, tailoring our course to fit your specific needs.

Attend a three-day training or two-day Xactimate mastery training class at locations throughout the USA and Canada.

Get instant and immediate access to all Xactimate self-paced training programs and materials from the convenience of your own computer through Xactware Classroom.

Experience virtual, individualized instruction in real-time over five days on Xactimate Administration, Basic and Intermediate Sketch, Estimate Items/Summary, and more.

Virtual classroom training courses that focus on a specific product or topic, conducted by a live certified Xactimate trainer, providing interaction and the convenience of online training.


Training And Support


Professional resources for new and experienced Xactimate users.

  • The eService Center provides free assistance from a searchable database of thousands of documents, videos, product tips, and more.
  • Live chat support is available free of charge 24/7 (except Christmas Day and New Year’s Day). Just log in to the eService Center to chat online with our knowledgeable staff in real time.
  • Phone support is available 6 a.m. – 6 p.m. MT, Monday – Friday (closed Christmas Day and New Year’s Day) at 1-800-710-9228.  Additional fee applies.

Do more with the Verisk ecosystem

Typing On Laptop

XactContents + Xactimate

Handle structural claims with Xactimate paired with the XactContents module to build personal property inventories and price contents items.

Learn more
Xactanalysis Warehouse

XactAnalysis + Xactimate

Manage property claim assignments from first notice of loss through resolution.

Learn more
Benchmark Support

Benchmark + Xactimate

Verify the cause and date of loss for hail, lightning, and wind claims right from your estimate.

Learn more
Restoration Manager Support

Restoration Manager + Xactimate

From accounting to scheduling, manage your restoration jobs for maximum profitability.

Learn more
Claimxperience Technology

ClaimXperience + Xactimate

Begin your estimate from the desk with tools to gather loss details with robust collaboration capabilities.

Learn more
Contenttrack Technology

ContentsTrack + Xactimate

Use the camera on your phone to digitally build, price, and track your entire inventory.

Learn more

Join the Xactimate mailing list and be notified of exciting new product features and important product announcements.

Contact Us to Learn More

Other Ways to Connect

For product information, pricing, or account status, our sales team is available Monday through Friday, 7 a.m. - 5 p.m. Mountain Time.

For service or support:
Free live chat (via the eService Center) is available 24/7 (except Christmas Day and New Year's Day) to assist customers in real time.

Phone support for a $20 fee is available 6 a.m. to 6 p.m. Mountain Time, Monday - Friday (except Christmas Day and New Year's Day).

Learn more about support options.

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