Property Details Report
When you need property information at point of quote, why settle for less than field-verified data?
An experienced field representative is the driving force behind the Property Details Report. Verisk performs an exterior-only, on-site building survey or a virtual survey empowered by high-resolution imagery and proprietary data to empower more refined commercial property underwriting.
What’s included?
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ISO Construction Class
Correlates with the combustibility of a building; classes range from Class 1 for wood frame structures to Class 6 fire resistive structures.
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Square Footage
Helps develop a more accurate replacement cost estimate and informs underwriting guidelines.
![Year Built]()
Year Built
Assists in determining if a building is likely to meet current building standards and provides clues to the state of major systems, including fire-protection.
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LOCATION® Data
Includes commercial territory codes, crime, wind, Building Code Effectiveness Grading Schedule (BCEGS®), and Public Protection Classification (PPC®).
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Photos
Captured on-site by a field representative of a building’s exterior.
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Primary Building Use
Identifies the primary activities of a building’s occupants by Commercial Statistical Plan (CSP) code and other details.
![Number Of Stories]()
Number of Stories
Informs insurance premiums and coverage since it can be more difficult to fight fires in multistory buildings.
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Relative Hazard Percentile
Uses an objective engineering formula to evaluate a building’s construction, occupancy, protection, and exposure risks relative to state and national averages.
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Business and Public Record Detail
Available public records data includes information about tax and market sale, location and site, and specific property characteristics.
Providing actionable data for effective underwriting. See for yourself.
Verified property data in days, not weeks
Verified property data in days, not weeks
When you need reliable property data quickly, Verisk can deliver a virtual Property Details Report in three business days or less.
An expert Verisk field representative performs an on-demand virtual survey using advanced digital data-gathering technology to remotely collect and validate risk information. Get the trusted data you expect from ProMetrix®—faster.
More insight into the data driving your underwriting decisions
More insight into the data driving your underwriting decisions
Verisk is providing additional detail on when and how we verify and update data in our ProMetrix commercial property reports.
Hear Chris Palermo, senior product manager of commercial underwriting, share the benefits of pairing high-tech underwriting tools with on-site expertise to refresh data more often.
Additional reports
Building Underwriting Report
Provides detailed information collected on-site about construction, occupancy, hazards, fire protection, and exposure. Includes wind-specific and LOCATION data and a Relative Hazard Percentile that compares your subject risk against the average profile of similar structures in the ProMetrix state and countrywide databases.
Building Fundamentals
Provides five core property attributes—ISO Construction Class, year built, number of stories, square footage, and primary building use—gathered and verified using advanced analytical models. Includes LOCATION data, business information, and property characteristics.
Sprinkler Assessment Report
Get accurate estimates of a sprinkler system’s ability to contain fire spread for the specific hazards of occupants in the building.
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