Building Fundamentals
Are you ready to turn data into action?
Verisk uses advanced analytical models to provide data on more than 15 million commercial properties. With Building Fundamentals, you get a 100 percent fill rate for the five core attributes underwriters often rely on to help determine coverage and premiums.
What’s included?
![Construction Class Icon]()
ISO Construction Class
Correlates with the combustibility of a building; classes range from Class 1 for wood frame structures to Class 6 fire resistive structures.
![Square Footage Icon]()
Square Footage
Helps develop a more accurate replacement cost estimate and informs underwriting guidelines.
![Year Built]()
Year Built
Assists in determining if a building is likely to meet current building standards and provides clues to the state of major systems, including fire-protection.
![Property Characteristics Icon]()
Business and Public Record Detail
Available public records data includes information about tax and market sale, location and site, and specific property characteristics.
![Primary Building Use Icon]()
Primary Building Use
Identifies the primary activities of a building’s occupants by Commercial Statistical Plan (CSP) code and other details.
![Number Of Stories]()
Number of Stories
Informs insurance premiums and coverage since it can be more difficult to fight fires in multistory buildings.
![Location Data Icon]()
LOCATION® Data
Includes commercial territory codes, crime, wind, Building Code Effectiveness Grading Schedule (BCEGS®), and Public Protection Classification (PPC®).
Actionable data for effective underwriting. See for yourself.
Do you have the data you need for effective underwriting?
In the fast-paced commercial property insurance market, customers expect a speedy quote. Without robust prefill, an underwriter may rely on incomplete or even faulty information that can lead to premium leakage, underinsurance, and poor retention. ProMetrix provides a 100 percent fill rate for all five core property attributes. Make smarter decisions—faster—with the right data at your fingertips.
Additional reports
Building Underwriting Report
Provides detailed information collected on-site about construction, occupancy, hazards, fire protection, and exposure. Includes wind-specific and LOCATION data and a Relative Hazard Percentile that compares your subject risk against the average profile of similar structures in the ProMetrix state and countrywide databases.
Property Details Report
Provides information gathered and verified by a field representative from an exterior survey of a building performed either on-site or virtually using high-resolution imagery and proprietary data. Includes LOCATION data, Relative Hazard Percentile, business information, and property characteristics.
Sprinkler Assessment Report
Get accurate estimates of a sprinkler system’s ability to contain fire spread for the specific hazards of occupants in the building.
Learn moreLearn more about ProMetrix onboarding
