ISO Risk Analyzer

By-peril rating and its potential to generate lift

Many insurers have significant potential to generate lift by aligning rates more closely with underlying risk levels, according to a recent Verisk analysis of industry rating plan data. Our analysi...

Early adopters of by-peril rating achieve market share and profitability gains

Verisk studies show by-peril rating enhances market share and profitability for homeowners insurers. A 2014 study by Verisk and Earnix shows that among insurers still rating with all perils combine...