Hail

A conversation on perils, incidents, and risk assessment

Educators say humans learn through a combination of perception and memory using three different methods: visual, auditory, and experiential. Each of us learns through a mix of the three methods tha...

Sussing out Canadian risk

News spreads fast and far. Not long after Verisk Insurance Solutions began a dialogue with U.S. insurers about identifying perils, unreported incidents, and prior claims through data and analytics,...

A House Is Only As Strong As Its Roof

A house is only as strong as its roof. But often, the shingles and tiles that cover our homes aren’t given the respect and attention they deserve. Just consider the following facts. Millions of roo...

Assessing commercial property risks before they get too risky

I’m not a gambler, and I always choose my words carefully. Essentially, I’m not a risk taker by nature, and, most likely, you’re the same. I guess that’s why we work in insurance. However, lately a...

Knowing what we don’t know

“There are known knowns. These are things we know that we know. There are known unknowns. That is to say, there are things that we know we don't know. But there are also unknown unknowns. These are...

Top 10 riskiest states for hail damage exposure

With 100 inches of snow collapsing Boston roofs, winter storms driving people off the road in South Carolina, and bitter cold bursting pipes in the Midwest, it’s been a tough winter for insurers....

Advancing Alternative Energy Sources

As electricity costs rise and environmental concerns grow, solar power is becoming an increasingly attractive energy source. According to the International Energy Agency , solar photovoltaic...

Identify Preexisting Hail Damage before Underwriting the Policy

It’s raining, it’s pouring, the old man is wondering whether his insured’s roof got dented and scratched in the last hailstorm. Well, lucky for him, he doesn’t have to wonder anymore. He can just...

A Hail of a Problem in Texas

Storms starting with the letter "I" may have ravaged Texas in the recent past , but that only obscures the state’s greatest natural catastrophe threat: hail. The Texas Department of Insurance (TDI)...