Data-powered claims solutions for severe weather and catastrophe response

Claims solutions for severe weather response

Storms come and go, but the damage remains. When severe and catastrophic weather hits, policyholders feel the impact first—and expect fast answers.

Benchmark for claim validation

Verify date and cause of loss with property-specific weather verification to reduce leakage and support accurate coverage decisions.

Respond for event response

Assess event severity in near real-time and visualize weather footprints against policies-in-force to triage, staff, and set reserves.

Hail

Wind

Rainfall

Tornadoes

Respond: event response powered by weather + policy intelligence

Respond^® delivers valuable weather data that lets you evaluate the approximate impact of severe weather on your policies-in-force. Get the critical information you need when perils like hail, wind, lightning, and tornadoes hit the communities you serve—so you can prepare for and respond to the ensuing damage.

With real-time updates as frequently as every 5 minutes, Respond can be a major asset in evaluating risk and improving the overall performance of your operation. Respond’s insights can help you determine what reserves need to be set aside and how much staff you’ll need for projected claims volume—shortening claim cycle times and satisfying customer needs more quickly.

Learn why top carriers rely on Respond

Respond: event response powered by weather + policy intelligence

Respond MAP: a single visual command center for weather and exposure

Respond MAP ™ gives you a single visual weather command center with a built-in GIS platform that lets you compare policies-in-force against detailed weather data, so you can pinpoint policyholders who likely experienced damaging weather along with the probable severity they experienced.

Explore Respond MAP

Respond MAP

Better insight into hailstorm and tornado damage

Hail Impact Energy and Tornado Probability in Respond^® provide insurance professionals with detailed insight into potential damage from hailstorms and tornadoes—so you can efficiently deploy resources and more accurately forecast claims after a severe weather event.

Hail Impact Energy

Whether it’s a roof or windshield, Hail Impact Energy estimates the total force of hail when it hits a surface, enhancing Respond’s existing hail products that account for hail size, duration, and probable severity.

Learn more about Hail Impact Energy

Tornado Probability

Tornado Probability provides a highly granular first look at where tornadoes have likely hit by leveraging the latest polarimetric radar technology and tornadogenesis research.

Learn more about Tornado Probability

Benchmark: claim validation with weather verification

Once you’ve mobilized for an event, use Benchmark to validate what happened at the property and when.

Benchmark^® weather verification reports deliver property-specific hail, straight-line wind, hurricane wind, and lightning data to help you determine the cause and date of loss. On average, 40% of hail claims have an incorrect date of loss when initially reported, but Benchmark lets you verify when the property damage occurred, helping eliminate uncovered indemnity spend. Benchmark reports are an industry staple, with approximately 2 million reports ordered annually.

Access Benchmark in Xactimate^®, XactAnalysis^®, ClaimSearch™, and Research Hub.

Benchmark Hail History Report example

Order Benchmark verification reports

Automate date-of-loss verification

Did you know that Benchmark can automatically flag claims for review in XactAnalysis? With Benchmark automation, you’ll be notified when the date of loss doesn’t match a verified weather event at the property site.

You won’t need to decide when to order a Benchmark report; it’s there waiting for you when you need it.

Learn about Benchmark Alerts

Enterprise-wide consistency

The Benchmark API lets you integrate Benchmark weather data directly into the platforms, channels, and applications your business uses today. Whether you want the classic PDF report or access to the raw data, you can validate any type of weather-related loss for property and auto claims with the flexibility and consistency of using a single data source throughout your entire organization.

Discover Benchmark

Enterprise-wide consistency

Benchmark weather history and alerts are also integrated into Guidewire’s ClaimCenter, streamlining access to weather verification data early in the claims process.

Learn more

Contact us to learn more

Verisk is always here to help you serve your policyholders affected by damaging weather.

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