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Privacy notices, tax information, and website policies

Privacy Notices

Client Privacy Notice

This Notice applies to personal data we collect during the account sign-up or account access process. The Notice describes the types of personal data we obtain, how we use the personal data, and with whom we share it.

Verisk Online Privacy Notice

This Online Privacy Notice applies to personal information we collect on www.verisk.com (the “Site”). The Online Privacy Notice describes the types of personal information we obtain, how we use the personal data, and with whom we share it.

Verisk Privacy Shield Consumer Privacy Policy

Verisk participates in the EU-U.S. and Swiss-U.S. Privacy Shield (“Privacy Shield”) framework issued by the U.S. Department of Commerce. 

Privacy Shield Privacy Policies

The business units identified have certified that, in connection with the activities described in each of their respective Privacy Shield Privacy Policies, they abide by the Privacy Shield principles as set forth by the U.S. Department of Commerce.

State Data Privacy Notice

This notice applies to consumers of California, Colorado, Connecticut, Utah, and Virginia and supplements, as applicable, information in the Verisk Online Privacy Notice.

Verisk Analytics Candidate Privacy Notice

The Notice describes the types of personal data we obtain, how we use the personal data, and with whom we share it. We also describe the rights you may have and how you can contact us about our privacy practices.

Vendor Privacy Notice

This Vendor Privacy Notice applies to personal data Verisk collects during the course of establishing an account with your organization. The Notice describes the types of personal data Verisk obtains, how we use the personal data, and with whom we share it. This Notice also describes the rights you may have and how you can contact Verisk about our privacy practices.

Data Privacy Notice for California Employees, Applicants, and Independent Contractors

This Notice is for California residents. It applies to personal information that Verisk and its subsidiary and affiliate entities collects with regards to California employees, applicants, and independent contractors.

Data Privacy Notice for California Business Contact Personal Information

This Data Privacy Notice applies to California consumers whose business contact personal information we collect from services providers and customers to help provide products and services to our customers.

Tax Information

U.S. Sales Tax Information

This information provides our U.S. sales tax policies in accordance with sales and use tax laws in state taxing jurisdictions throughout the United States. Also provided are answers to common questions as well as a General Sales Taxability Matrix for products and services provided by Verisk businesses.

UK Tax Strategy

The UK Finance Act 2016 requires qualifying entities in the UK to publish their tax strategy and policy in conducting its tax affairs and dealing with tax risk.

Data Privacy & Protection Addendums

Data Privacy & Protection Addendum For Verisk’s Customers

This addendum sets forth the terms and conditions, as applicable, relating to Verisk’s processing of Verisk’s customers’ personal information, in accordance with state data privacy laws and demonstrates Verisk’s compliance with statutory obligations applicable to service providers or processors.

Data Privacy & Protection Addendum For Verisk’s Service Providers

This addendum sets forth the terms and conditions, as applicable, relating to the processing of Verisk’s personal information by third-party service providers or vendors and demonstrates Verisk’s compliance with statutory obligations applicable to businesses or controllers.

Website Policies

Cookie Policy

Cookies are text files containing small amounts of information which are sent to your browser and stored on your computer, mobile phone or other device when you visit a website. Cookies can be permanent (“persistent”) which remain on your computer until you delete them.

General Data Protection Regulation (GDPR)

New European Union data protection regulations (known as GDPR) come into effect on 25th May 2018.

Verisk Analytics Website Conditions of Use

Verisk Analytics, Inc., and its subsidiaries and affiliates ("Verisk TM") require that all visitors to our sites on the World Wide Web (the "Site") adhere to the following Conditions of Use.

Property Estimating Solutions Policies

Copyright and Terms of Use

The contents of this Web site are protected by the copyright laws of the United States of America and by applicable international laws and treaties.

Xactware Online Privacy Notice

This Online Privacy Notice applies to personal information we collect on www.verisk.com (the “Site”). The Online Privacy Notice describes the types of personal information we obtain, how we use the personal data, and with whom we share it.

Privacy App

This Privacy Notice (the “Notice”) applies to personal data we collect on Xactware.com (the “site”) and in our iOS, Android, and Window’s apps (the “apps”). 

California Consumer Privacy Act Privacy Notice

This Privacy Notice is for California residents and supplements the information contained in the Verisk Online Privacy Notice. It applies solely to visitors, users, and others who reside in California (consumers or you).

Apple Addendum

This Apple Addendum (“Addendum”) supplements the Xactware Solutions, Inc. License Agreement (“EULA”), as amended from time to time.

U.S. Privacy Shield: Consumer Privacy Policy

The U.S. Department of Commerce has announced that it will continue to administer the Privacy Shield program, including processing submissions for self-certification and re-certification to the Privacy Shield Frameworks and maintaining the Privacy Shield.

EULA

By using our Services you confirm that you have read, understood, and agree that an enforceable contract (the “EULA”) comes into force between you, the end user, and us.

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