Personal Property
Five emerging risk trends facing homeowners (and how we're addressing them)
Learn how a major update to the ISO Homeowners insurance program will address cannabis, drones, virtual currencies, and other new risks.
Building ’em like they used to: Insurance to value on older homes
Verisk’s 360Value® reconstruction cost estimating tool can help insurers maintain ITV for older homes that have more varied building materials and techniques.
From hayseed to hayride: How to address the risk exposures of the modern farm
How insurers can manage the evolving risk exposures on the modern farm--including the risks from agritainment/agritourism.
The COVID-19 journey for homeowners insurers: Building on lessons learned and new-normal strategies
Economic turmoil, lifestyle changes, and transitions to remote work amid the COVID-19 pandemic created a “new normal” for personal property insurance.
How a commercial lines insurance company accelerated employee training with ISO Education
Learn how one insurer saved a year's worth of work with the ISO Education Knowledge Sharing program for employee training.
Preparing for a growing peril: The age of the ‘gigafire’ has begun
As dramatic as the statistics surrounding the 2020 wildfire season were, the messages they carry and the questions they raise are even more critical to address.
Beast from the East or just a cold spell? Insurers brace for freezing weather claims
As wintry weather sweeps across the UK, many insurers are cognisant that another potential 'Beast from the East' or wave of unusually cold spells could lead to a surge in…
How old is that roof?
Validating roof age is an ongoing challenge for homeowners insurers that demands a range of reliable sources to verify age, condition, and characteristics.
Pandemic-driven demand increases in lumber markets send reconstruction costs soaring
Total reconstruction costs increased sharply again at the national level in the United States and Canada, according to the latest data from Verisk’s 360Value.
Delivering value for ISO customers during a challenging year
While 2020 was a disruptive year, ISO reaffirmed its commitment to our customers. Here's a look at our year in review.
Four reasons to pay close attention to your homeowners renewal book
Applying an inflation-based index to reconstruction cost estimates (RCEs) can cause homeowners insurers to miss important property changes at policy renewal.
The not-so-secret sauce of ISO Loss Costs
Learn the methods and techniques Verisk uses to make ISO Loss Costs more valuable to insurers.
Reconstruction cost increases reach historic high
Total reconstruction costs surged at historic rates in the United States and Canada from October 2019 to October 2020 as lumber prices spiked.
Five Ways to Leverage the Rapid Digitization of Insurance
COVID-19 has accelerated the digitization of insurance. Now, more than ever, insurers are turning to virtual technology and AI to help serve customers.
Record-breaking West Coast infernos put a fresh focus on wildfire risk
Wildfires on the west coast have burned more than 5 million acres in 2020, renewing discussion in climate change's role in this growing peril.