Personal Property

3/7/2022 - 1 min read

Using a data ecosystem to capture impacts of Colorado’s Marshall Fire

A new Verisk wildfire case study breaks down the data suite used to evaluate the aftermath of the recent Marshall Fire in Colorado.

3/2/2022 - 3 min read

Automating more homeowners quotes via efficient, reliable underwriting

Automated underwriting can help homeowners insurers be thorough, consistent, and fast with timely, actionable data and analytics.

2/25/2022 - 1 min read

A new era for the ISO Homeowners Insurance Policy Program in Virginia

What insurers need to know about the new ISO Homeowners Policy Program filing in Virginia for 2022.

1/19/2022 - 4 min read

Reconstruction prices rise moderately amid demand for materials, labor

Total U.S. reconstruction costs, including materials and retail labor, rose 7.2 percent in the year-over-year period ending January 2022.

12/23/2021 - 2 min read

Underwriting innovation: 2021 year in review

Learn about updates to ISO insurance programs and underwriting solutions for 2021 and what's in store for 2022.

12/14/2021 - 3 min read

Knowledge is power: The case for ISO Market Landscape & ISO DataCube

It’s common for many insurers to measure underwriting success based on past performance. But a key question is—how are you doing relative to the rest of the industry?

2022 Economic Shifts For Homeowner Insurers

12/9/2021 - 5 min read

Economic shifts shape the unfolding journey for homeowners insurers

Supply-chain issues, labor shortages, and high demand for building resources are complicating factors as homeowners insurers head into 2022.

12/9/2021 - 4 min read

Oversimplifying contents cover creates challenges for home insurers

Knowing how much contents cover is appropriate in a home policy is a challenging endeavour for both insurers and their customers.

11/29/2021 - 4 min read

Solving the puzzle of lienholder clauses

For insurers, validating correct lienholder information on loss payable and mortgagee clauses can be a long and cumbersome process.

11/10/2021 - 4 min read

Why embracing ethical AI is critical for insurers

As insurers’ interest in artificial intelligence (AI) grows, we must not only embrace its immense capabilities but also work to mitigate its potential risks.

10/25/2021 - 3 min read

Sewer backup: Paddling into flood insurance insights

When confronting the sewer backup peril, understanding both coverage & related weather factors can help you better understand and account for your policyholders' exposure

10/20/2021 - 3 min read

Reconstruction costs rise slowly as lumber shows increasing volatility

The latest 360Value® Reconstruction Cost Analysis shows that lumber price volatility is slowing the overall pace of growth.

10/13/2021 - 2 min read

Verisk 2021 wildfire risk analysis provides updated data on rising threat

Fully understanding the peril of wildfire and the primary risk factors involved is crucial to accurate property underwriting. FireLine® Risk Reports can help keep you informed about the location and number of at-risk properties

10/5/2021 - 2 min read

Unprecedented behavior: Wildfires have jumped the Sierra Nevada

The Caldor Fire in California and Nevada is the second known instance—both occurring in 2021—of a wildfire crossing the Sierra Nevada.

8/30/2021 - 5 min read

Current cost estimates key to manage lumber’s ‘demand surge’

Property insurance underwriters relying on up-to-date cost data to cope with higher reconstruction estimates amid lumber's price volatility.