Value on Day 1

Automate your ISO-based insurance programs with actionable ISO rating content directly from ISO

It’s no secret that manual implementation of ISO circular changes is an ongoing challenge for carriers. But do you know just how much valuable time and resources are expended?

Consider the following:


using ERC cut workload by up to 60% when processing a typical ISO change


shaved time by up to 70% when processing the change


ISO circulars, on average, are issued each week

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There is a better way

With ISO Electronic Rating Content™ (ERC) Suite, you can now easily keep up with the numerous, but necessary changes ISO makes to its advisory loss costs, rules, and forms. And you can significantly reduce the time and effort needed to analyze ISO circular changes, so you can focus more on the business impact of the changes than on the manual interpretation of the ISO rules.

ISO content from ISO — No one else can say that

With the ISO ERC Suite, you get an automated representation of:

  • the rating data from the ISO Commercial Lines Manual (such as advisory loss costs and list of valid limits/deductibles)
  • the rules for acting upon that rating data (such as premium calculations)

Two deployment options

Because insurers and vendors have different needs and strategies, ISO ERC Suite offers two deployment options for our ISO rating content:

  • Option 1

    ISO rating content provided in files you use with your existing rating engine and configuration tool software.

  • Option 2

    ISO ERC+software
    ISO rating content fully encapsulated within our rating engine and configuration tool software.

To totally transform your maintenance process, both options include these components at no additional cost:

  • Automated Release Notes - easy-to-understand business documentation describing ISO changes.
  • Automated Maintenance Feed - an XML file that allows for easy importing of ISO changes directly into rating systems.

Available lines

ISO ERC Suite is available for these ISO programs:

  • Businessowners
    Commercial Automobile
    Commercial Inland Marine (filed and nonfiled)
    Commercial Package Policy

  • Commercial Property
    Commercial Umbrella
    Crime & Fidelity
    General Liability


ISO ERC Suite also supports non-ISO lines, including:

Workers' Compensation

Also in the suite:

ISO Circular Tracking Extract — Keep track of and prioritize incoming circular information with ease