General Liability

Scrooge & Marley, PLC: A commercial insurance case study

Scrooge & Marley, PLC, was a privately held partnership in 19th-century England that operated out of a dingy warehouse in the Cornhill section of London. Partners Ebenezer Scrooge and Jacob Marley founded the “countin...

The Insurable Risks of Zombie Attacks on Small Businesses

Zombies are sweeping the nation—at least if you believe the media and pop culturists. The walking dead are everywhere, from cities and small towns to homes and offices. While most people try to eradicate them, few are...

Insurance and the presidential conventions

As was evident while viewing the Republican and Democratic National Conventions, the political operatives of their national committees truly delved into the minutia of how to spin their respective gatherings in...

Online training can be a cost-effective option for insurance companies

In today’s economic climate, many carriers have been forced to sacrifice their training programs to save money. Costs for traditional training methods are often prohibitive. Registration fees and travel and lodging...

General Liability classification is no laughing matter

Newsflash: George Carlin was never a premium auditor. He was a comic genius who used the mundane and obscure details of life to shine a light on how silly and ridiculous our rules and traditions — and our reactions to...

Interest in Alternative Methods of Hedging Casualty Risk Increases

The insurance-linked securities and industry loss warranty (ILS/ILW) market for property catastrophe hedging is well defined and robust, but in the casualty space, the concept is still in its infancy. Interest in...

Will the Rising Loss Ratio Trend Continue?

Two years have passed since the inaugural release of the ISO Casualty Index ™ . In that time, we've published eight quarterly updates that include loss ratio and loss emergence data for the ten general liability and...