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primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-property/" title="Commercial Property" class="sm" target="_self">Commercial Property</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Commercial Property</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/commercial-property/" class="sm">Overview of Commercial Property</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-property/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-property/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-property/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55766"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Commercial Property Overview</strong></p> <p>Assess risk and exposure quickly with comprehensive, insurance-ready data and analytics for every commercial property address.</p> <p><a href="/solutions/underwriting-rating/commercial-property/" title="Learn about our commercial property insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55767"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Identify new commercial property insurance markets, develop innovative products, and keep forms and rates up to date with flexible, data-driven analytics and tools. </p> <p><a href="/solutions/underwriting-rating/commercial-property/research-development-pricing/" title="Learn" about="" our="" commercial="" property="" research,="" development="" and="" pricing="" solutions"="" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55768"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Streamline commercial property risk selection and underwriting with robust data drawn from on-site expertise, advanced computer modeling, and real-world claims. </p> <p><a href="/solutions/underwriting-rating/commercial-property/risk-selection-underwriting/" title=" Learn about our commercial property risk selection and underwriting solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55770"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Gain deep insights about your commercial property insurance portfolio and streamline compliance with robust analytics and automation. </p> <p><a href="/solutions/underwriting-rating/commercial-property/portfolio-assessment-compliance/" title="Learn about our commercial property portfolio assessment and compliance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-4 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/" title="Personal Auto" class="sm" target="_self">Personal Auto</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Personal Auto</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/personal-auto/" class="sm">Overview of Personal Auto</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55748"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Personal Auto Overview</strong></p> <p>Discover a range of personal auto solutions spanning underwriting and rating, fraud, and predictive analytics. </p> <p><a href="/solutions/underwriting-rating/personal-auto/" title="Learn about our personal auto insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55759"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Find opportunities in personal auto insurance, create innovative products, and price them with precise data, analytics, and expertise. </p> <p><a href="/solutions/underwriting-rating/personal-auto/research-development-pricing/" title="Learn about our personal auto research, development and pricing solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55760"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection & Underwriting</strong></p> <p>Sharpen segmentation and combat personal auto insurance fraud and premium leakage with risk selection tools for driver and vehicle information. </p> <p><a href="/solutions/underwriting-rating/personal-auto/risk-selection-underwriting/" title="Learn about our personal auto risk selection and underwriting solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55761"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Run your personal auto insurance team smarter with market-ready programs, data analytics, and tools for regulatory compliance and statistical reporting tools.</p> <p><a href="/solutions/underwriting-rating/personal-auto/portfolio-assessment-compliance/" title="Learn about our personal auto portfolio assessment and compliance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-5 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/" title="Commercial Auto" class="sm" target="_self">Commercial Auto</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Commercial Auto</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/commercial-auto/" class="sm">Overview of Commercial Auto</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55771"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Commercial Auto Overview</strong></p> <p>Commercial auto insurance solutions that span underwriting, risk selection, and rating with robust data and analytics on businesses, vehicle fleets, and drivers.</p> <p><a href="/solutions/underwriting-rating/commercial-auto/" title="Learn about our commercial auto insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55780"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Overcome profitability challenges with market-ready essentials to identify opportunities, manage smart growth, and adapt to the changing commercial auto landscape. </p> <p><a href="/solutions/underwriting-rating/commercial-auto/research-development-pricing/" title="Learn about our commercial auto research, development and pricing solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55781"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection & Underwriting</strong></p> <p>Capture a full range of underwriting and pricing factors for commercial auto insurance with granular data, analytics, and advanced technology.</p> <p><a href="/solutions/underwriting-rating/commercial-auto/risk-selection-underwriting/" title="Learn about our commercial auto risk selection and underwriting solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55783"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Leverage your data to streamline compliance, measure performance, and refine strategy across your commercial auto insurance portfolio. </p> <p><a href="/solutions/underwriting-rating/commercial-auto/portfolio-assessment-compliance/" title="Learn about our commercial auto portfolio assessment and compliance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-6 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/" title="General Liability" class="sm" target="_self">General Liability</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>General Liability</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/general-liability/" class="sm">Overview of General Liability</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55762"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>General Liability Overview</strong></p> <p>Cover known and emerging business liability risks and access diverse data, analytics, and compliance tools to drive your business forward.</p> <p><a href="/solutions/underwriting-rating/general-liability/" title="Learn about our general liability insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55763"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Detect opportunities, launch new products, and price coverage precisely with market-ready programs and solutions for general liability insurance. </p> <p><a href="/solutions/underwriting-rating/general-liability/research-development-pricing/" title="Learn about our general liability research, development and pricing solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55764"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Be responsive to your customers and true to your risk appetite with powerful data, insights, and technology—and a support team focused on you.</p> <p><a href="/solutions/underwriting-rating/general-liability/risk-selection-underwriting/" title="Learn about our general liability risk selection and underwriting solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55765"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Leverage your data to manage your general liability insurance portfolio strategically and streamline regulatory compliance. </p> <p><a href="/solutions/underwriting-rating/general-liability/portfolio-assessment-compliance/" title="Learn about our general liability portfolio assessment and compliance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-7 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/" title="Small Commercial" class="sm" target="_self">Small Commercial</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Small Commercial</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/small-commercial/" class="sm">Overview of Small Commercial</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55784"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Small Commercial Overview</strong></p> <p>Target your best opportunities in small commercial insurance with better risk assessment and straight-through processing using automated Verisk solutions.</p> <p><a href="/solutions/underwriting-rating/small-commercial/" title="Learn about our small commercial insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55792"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Small commercial insurance program, data, and analytic solutions to identify new markets, build innovative products, and keep policy language and rates current.</p> <p><a href="/solutions/underwriting-rating/small-commercial/research-development-pricing/" title="Learn about our small commercial research, development and pricing solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55793"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Use data-driven analytics and risk insights backed by deep expertise to streamline and automate small commercial insurance risk selection and underwriting. </p> <p><a href="/solutions/underwriting-rating/small-commercial/risk-selection-underwriting/" title="Learn about our small commercial risk selection and underwriting solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55794"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Manage small commercial insurance programs and maintain compliance with automation and portfolio insights powered by data, analytics, and unmatched expertise.</p> <p><a href="/solutions/underwriting-rating/small-commercial/portfolio-assessment-compliance/" title="Learn about our small commercial portfolio assessment and compliance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-8 " tabindex="0"> <a href="/solutions/other-lines-of-business/" title="Other Lines of Business" class="sm" target="_self">Other Lines of Business</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55736"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Underwriting & Rating Overview</strong></p> <p>Make informed product development and underwriting decisions to generate more revenue while minimizing premium leakage and unnecessary expenses.</p> <p><a href="/solutions/underwriting-rating/" title="Learn more about our Underwriting and Rating Solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-8 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55795"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Other Lines of Business</strong></p> <p>Transform your approach to product development and underwriting for multiple lines of business while adhering to compliance and rating standards.</p> <p><a href="/solutions/other-lines-of-business/" title="Learn about our other insurance policy programs" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-2 " tabindex="0"> <a href="/solutions/claims/" title="Claims" class="sm" target="_self" >Claims</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Claims</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/claims/" class="sm">Overview of Claims</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/solutions/claims/first-notice-of-loss/" title="FNOL" class="sm" target="_self">FNOL</a> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/claims/investigation/" title="Investigation" class="sm" target="_self">Investigation</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Investigation</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/investigation/" class="sm">Overview of Investigation</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/claims/investigation/weather-response/" title="Weather Response" class="sm" target="_self">Weather Response</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/claims/investigation/workflow-automation/" title="Workflow Automation" class="sm" target="_self">Workflow Automation</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/claims/investigation/decision-support-analytics/" title="Decision Support and Analytics" class="sm" target="_self">Decision Support and Analytics</a> </li> <li class="menu-item item-3-5 " tabindex="0"> <a href="/solutions/claims/investigation/catastrophe-claims-data/" title="Catastrophe Claims Data" class="sm" target="_self">Catastrophe Claims Data</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55809"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Investigation Overview</strong></p> <p>Streamline record review and validate key claim information such as weather information to ensure greater accuracy while reducing processing time.</p> <p><a href="/solutions/claims/investigation/" title="Learn about our investigation claims solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55810"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Weather Response</strong></p> <p>Whether you’re looking at a property’s history of weather damage or looking ahead to an incoming storm, Verisk solutions convert weather into useable data. </p> <p><a href="/solutions/claims/investigation/weather-response/" title="Learn about our claims investigation weather response solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55811"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Workflow Automation</strong></p> <p>Advanced AI, data parsing, image/video, and messaging solutions streamline claims processing, increasing satisfaction for employees and customers. </p> <p><a href="/solutions/claims/investigation/workflow-automation/" title="Learn about our claims investigation workflow automation solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55812"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Decision Support and Analytics</strong></p> <p>Fill in data gaps and get industry-leading insights to make claims more accurate, combat fraud, and improve customer service.</p> <p><a href="/solutions/claims/investigation/decision-support-analytics/" title="Learn about our claims investigation decision support and analytics solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-5 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-76413"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Catastrophe Claims Data</strong></p> <p>Access the insurance industry’s trusted source for independent property loss estimates covering a range of catastrophe and global large loss specialty lines.</p> <p><a href="/solutions/claims/investigation/catastrophe-claims-data/" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-4 " tabindex="0"> <a href="/solutions/claims/anti-fraud/" title="Anti-Fraud" class="sm" target="_self">Anti-Fraud</a> </li> <li class="menu-item item-2-5 " tabindex="0"> <a href="/solutions/claims/compliance/" title="Compliance" class="sm" target="_self">Compliance</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Compliance</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/compliance/" class="sm">Overview of Compliance</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/claims/compliance/workers-comp-state-reporting/" title="Workers' Compensation State Reporting" class="sm" target="_self">Workers' Compensation State Reporting</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/claims/compliance/medicare-compliance-and-reporting/" title="Medicare Compliance and Reporting" class="sm" target="_self">Medicare Compliance and Reporting</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55814"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Compliance Overview</strong></p> <p>Satisfy state and federal claims reporting requirements automatically within your workflow with comprehensive reporting to help you stay compliant and prevent fraud. </p> <p><a href="/solutions/claims/compliance/" title="Learn about our compliance and reporting claims solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55821"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Workers' Compensation State Reporting</strong></p> <p>Data-driven claims management solutions let you streamline workers' compensation data reporting and improve compliance with advanced analytics.</p> <p><a href="/solutions/claims/compliance/workers-comp-state-reporting/" title="Learn about our workers' compensation state reporting claims solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55822"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Medicare Compliance and Reporting</strong></p> <p>Navigate changing regulations, manage complex recovery demands, and mitigate rising costs with an array of solutions to support every step of the process.</p> <p><a href="/solutions/claims/compliance/medicare-compliance-and-reporting/" title="Learn about our Medicare compliance and reporting claims solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-6 " tabindex="0"> <a href="/solutions/claims/estimation-valuation/" title="Estimation and Valuation" class="sm" target="_self">Estimation and Valuation</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Estimation and Valuation</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/estimation-valuation/" class="sm">Overview of Estimation and Valuation</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/claims/estimation-valuation/property-estimation-restoration/" title="Property Estimating & Restoration" class="sm" target="_self">Property Estimating & Restoration</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/claims/estimation-valuation/valuation-validation/" title="Validation and Valuation" class="sm" target="_self">Validation and Valuation</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55829"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Estimation and Valuation Overview</strong></p> <p>Our claims estimation and workflow capabilities help you assess the value of a claim quickly and accurately, leading to faster settlements and improved customer satisfaction. </p> <p><a href="/solutions/claims/estimation-valuation/" title="Learn about our claims estimation and valuation solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55830"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Property Estimating & Restoration</strong></p> <p>Optimize your property claims process with advanced solutions to estimate structural and personal property claims seamlessly. </p> <p><a href="/solutions/claims/estimation-valuation/property-estimation-restoration/" title="Learn about our claims property estimation and restoration solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55831"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Validation and Valuation</strong></p> <p>State-of-the-art tools help you anticipate and handle unexpected costs from liability, medical costs, extreme weather, and other catastrophes.</p> <p><a href="/solutions/claims/estimation-valuation/valuation-validation/" title="Learn about our claims valuation and validation solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-7 " tabindex="0"> <a href="/solutions/claims/resolution/" title="Resolution" class="sm" target="_self">Resolution</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55797"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Claims Overview</strong></p> <p>Re-imagine your end-to-end claims experience to reduce costs, improve accuracy, and deliver a great customer experience from FNOL through resolution. </p> <p><a href="/solutions/claims/" title="Learn about our claims insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55806"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>FNOL</strong></p> <p>Accelerate the claims process with solutions that automatically populate key data and help route claims to the right areas, saving time on the front end. </p> <p><a href="/solutions/claims/first-notice-of-loss/" title="Learn about our claims FNOL solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55813"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Anti-Fraud</strong></p> <p>Identify and prevent fraudulent claims by finding the critical data you need. Close the information gap and stop fraud leakage with robust industry analytics. </p> <p><a href="/solutions/claims/anti-fraud/" title="Learn about our claims anti-fraud solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-7 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55832"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Resolution</strong></p> <p>Facilitate fast, fair claims resolution with automated tools and data-driven insights that help deliver better outcomes for you and your customers. </p> <p><a href="/solutions/claims/resolution/" title="Learn about our claims resolution solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-3 " tabindex="0"> <a href="/solutions/life/" title="Life Solutions" class="sm" target="_self" >Life Solutions</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Life Solutions</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/life/" class="sm">Overview of Life Solutions</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/solutions/life/individual-life-annuities/" title="Individual Life and Annuities" class="sm" target="_self">Individual Life and Annuities</a> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/life/employee-benefits-institutional-annuities/" title="Employee Benefits & Institutional Annuities" class="sm" target="_self">Employee Benefits & Institutional Annuities</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55833"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Life Overview</strong></p> <p>Reimagine life and annuity products, workflows, and customer experiences with simple and flexible life insurance technology and analytics. </p> <p><a href="/solutions/life/" title="Learn about our life solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55835"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Individual Life and Annuities</strong></p> <p>Leverage a unified system for increased agility, innovation, and market responsiveness in individual life and annuity lines. </p> <p><a href="/solutions/life/individual-life-annuities/" title="Learn about our individual life and annuities solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55836"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Employee Benefits & Institutional Annuities</strong></p> <p>Get end-to-end group life insurance plan administration and optimize group-based offerings with the FAST software solution from Verisk. </p> <p><a href="/solutions/life/employee-benefits-institutional-annuities/" title="Learn about our employee benefits and institutional annuities solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-4 " tabindex="0"> <a href="/solutions/catastrophe-risk-solutions/" title="Catastrophe and Risk Solutions" class="sm" target="_self" >Catastrophe and Risk Solutions</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Catastrophe and Risk Solutions</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/catastrophe-risk-solutions/" class="sm">Overview of Catastrophe and Risk Solutions</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/solutions/catastrophe-risk-solutions/risk-models/" title="Risk Models" class="sm" target="_self">Risk Models</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Risk Models</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/catastrophe-risk-solutions/risk-models/" class="sm">Overview of Risk Models</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/products/us-tropical-cyclone-model/" title="U.S. Tropical Cyclone Model" class="sm" target="_self">U.S. Tropical Cyclone Model</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/products/verisk-wildfire-model-for-the-us/" title="U.S. Wildfire Model" class="sm" target="_self">U.S. Wildfire Model</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/products/severe-thunderstorm-models/" title="Severe Thunderstorm Models" class="sm" target="_self">Severe Thunderstorm Models</a> </li> <li class="menu-item item-3-5 " tabindex="0"> <a href="/products/casualty-catastrophe-model/" title="Casualty Catastrophe Model " class="sm" target="_self">Casualty Catastrophe Model </a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55842"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Models</strong></p> <p>Catastrophe risk models manage risk from natural catastrophes, man-made threats, and more. Discover what catastrophe risk modeling is and how it works. </p> <p><a href="/solutions/catastrophe-risk-solutions/risk-models/" title="Learn about our catastrophe risk modeling solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-197258"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>U.S. Tropical Cyclone Model</strong></p> <p>Evaluate risk more clearly and make better underwriting, portfolio, and capital decisions.</p> <p><a href="/products/casualty-catastrophe-model/" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-185444"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>U.S. Wildfire Model</strong></p> <p>Get a forward-looking, science-based wildfire risk view for ratemaking, underwriting, and portfolio management.</p> <p><a href="/products/verisk-wildfire-model-for-the-us/" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-185447"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Severe Thunderstorm Models</strong></p> <p>Assess global severe thunderstorm frequency, severity, and accumulation across tornado, hail, and straight-line wind with near-present climate insights.</p> <p><a href="/products/severe-thunderstorm-models/" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-5 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-185450"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Casualty Catastrophe Model</strong></p> <p>Quantify liability risk accumulations across your portfolio with the industry’s first probabilistic casualty catastrophe model.</p> <p><a href="/products/casualty-catastrophe-model/" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/catastrophe-risk-solutions/software-solutions/" title="Catastrophe Solutions" class="sm" target="_self">Catastrophe Solutions</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Catastrophe Solutions</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/catastrophe-risk-solutions/software-solutions/" class="sm">Overview of Catastrophe Solutions</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/products/verisk-synergy-studio/" title="Verisk Synergy Studio" class="sm" target="_self">Verisk Synergy Studio</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/products/touchstone/" title="Touchstone" class="sm" target="_self">Touchstone</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/products/touchstone-re/" title="Touchstone Re" class="sm" target="_self">Touchstone Re</a> </li> <li class="menu-item item-3-5 " tabindex="0"> <a href="/products/model-exchange/" title="Model Exchange" class="sm" target="_self">Model Exchange</a> </li> <li class="menu-item item-3-6 " tabindex="0"> <a href="/products/casualty-catastrophe-model/" title="Casualty Catastrophe Model " class="sm" target="_self">Casualty Catastrophe Model </a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55838"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Software Solutions</strong></p> <p>Understand and manage your catastrophe risk and uncover new insights with flexible catastrophe modeling software that enhances smart decision-making.</p> <p><a href="/solutions/catastrophe-risk-solutions/software-solutions/" title="Learn about our catastrophe modeling software solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-185456"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Verisk Synergy Studio</strong></p> <p>Explore Verisk Synergy Studio: the powerful, cloud-native platform for catastrophe risk management.</p> <p><a href="/products/verisk-synergy-studio/" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-185459"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Touchstone</strong></p> <p>Verisk's open, flexible catastrophe risk modeling platform—built for advanced analytics, real-time decisions, and full portfolio visibility.</p> <p><a href="/products/touchstone/" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-185465"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Touchstone Re</strong></p> <p>Quantify and manage reinsurance portfolio risk with catastrophe modeling built for complex contract structures and global exposures.</p> <p><a href="/products/touchstone-re/" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-5 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-185471"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Model Exchange</strong></p> <p>Access 400+ third-party catastrophe models through a single open platform.</p> <p><a href="/products/model-exchange/" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-6 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-185477"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Casualty Catastrophe Model</strong></p> <p>Quantify liability risk accumulations across your portfolio with the industry’s first probabilistic casualty catastrophe model.</p> <p><a href="/products/casualty-catastrophe-model/" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-4 " tabindex="0"> <a href="/solutions/catastrophe-risk-solutions/consulting-services/" title="Consulting Services" class="sm" target="_self">Consulting Services</a> </li> <li class="menu-item item-2-5 " tabindex="0"> <a href="/solutions/catastrophe-risk-solutions/natural-hazard-risk-response/" title="Natural Hazard Risk and Response" class="sm" target="_self">Natural Hazard Risk and Response</a> </li> <li class="menu-item item-2-6 " tabindex="0"> <a href="/solutions/catastrophe-risk-solutions/srcc-solutions/" title="Strikes, Riots, and Civil Commotion (SRCC) Risk Solutions" class="sm" target="_self">Strikes, Riots, and Civil Commotion (SRCC) Risk Solutions</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Strikes, Riots, and Civil Commotion (SRCC) Risk Solutions</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/catastrophe-risk-solutions/srcc-solutions/" class="sm">Overview of Strikes, Riots, and Civil Commotion (SRCC) Risk Solutions</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/products/srcc-model/" title="Strikes, Riots, and Civil Commotion (SRCC) Risk Model" class="sm" target="_self">Strikes, Riots, and Civil Commotion (SRCC) Risk Model</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/products/srcc-predictive-scores/" title="Strikes, Riots, and Civil Commotion (SRCC) Predictive Scores" class="sm" target="_self">Strikes, Riots, and Civil Commotion (SRCC) Predictive Scores</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-197188"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>SRCC Insurance Risk Solutions</strong></p> <p>Navigate volatility confidently with Verisk's trusted insights into strikes, riots, and civil commotion (SRCC). Learn more about our modeling and scoring solutions.</p> <p><a href="/solutions/catastrophe-risk-solutions/srcc-solutions/" title="Learn about our SRCC Insurance Risk Solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-197187"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>SRCC Catastrophe Model</strong></p> <p>Quantify strikes, riots, and civil commotion risk with a high-resolution US model built on 500,000 stochastic years. Delivers credible, ZIP Code-level loss estimates across fire, looting, vandalism, and business interruption.</p> <p><a href="/products/srcc-model/" title="Learn about our SRCC Catastrophe Model " class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-197185"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>SRCC Global Predictive Scores</strong></p> <p>Track and forecast geospatial SRCC risk across 50,000 administrative areas worldwide. Updated quarterly with a 12-month forward view, integrating social, economic, and political indicators with historical unrest data.</p> <p><a href="/products/srcc-predictive-scores/" title="Learn about our Global SRCC Predictive Scores" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55837"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Catastrophe and Risk Solutions Overview</strong></p> <p>Industry-leading catastrophe risk modeling software that incorporates global loss indices and advanced analytics, from the company that pioneered catastrophe risk modeling.</p> <p><a href="/solutions/catastrophe-risk-solutions/" title="Learn about our extreme event and catastrophe risk solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55841"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Consulting Services</strong></p> <p>Verisk offers bespoke catastrophe risk modeling services to meet your unique needs. 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<script type="text/javascript"> if (typeof dataLayer !== 'undefined') { dataLayer.push({ 'publishDate': '11/2026', 'author': 'Trish Hopkinson Joel Teemant', 'topics': '', 'tags': '' }); } function blogShareOnTwitter(absoluteurl) { const twitterAccount = "Verisk"; const viaValue = twitterAccount != null ? "&via=" + twitterAccount : ""; var twitterURL = "https://twitter.com/intent/tweet?url=" + absoluteurl + viaValue; window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'socialNetwork': 'Twitter', 'socialAction': 'Share', 'socialTarget': absoluteurl, 'event': 'socialInt' }); window.open(twitterURL, "Share on Twitter", "status=1,width=600,height=480") } function blogShareOnFacebook(absoluteurl) { var facebookURL = "https://www.facebook.com/share.php?u=" + absoluteurl; window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'socialNetwork': 'Facebook', 'socialAction': 'Share', 'socialTarget': absoluteurl, 'event': 'socialInt' }); window.open(facebookURL, 'Share on Facebook', 'status=1,width=600,height=480') } function shareOnEmail(title, absoluteurl) { window.location = "mailto:?subject=" + title + "&body=" + absoluteurl; } function shareOnLinkedIn(absoluteurl) { var linkedInURL = "http://www.linkedin.com/shareArticle?mini=true&url=" + absoluteurl; window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'socialNetwork': 'LinkedIn', 'socialAction': 'Share', 'socialTarget': absoluteurl, 'event': 'socialInt' }); window.open(linkedInURL, "Share on LinkedIn", "status=1,width=700,height=570", !0) } </script> <div class="rich-text default" data-epi-type="content"> <!-- XhtmlString.cshtml Display Template Start --> <p><img src="/4aaa5d/contentassets/17a082871a8f49bd8c5381d28922f854/contractor-working-in-home.jpg" alt="contractor-working-in-home"></p> <p>The latest <a href="/resources/campaigns/360value-quarterly-cost-updates/" target="_blank" rel="noopener">360Value<sup>®</sup> Quarterly Reconstruction Cost Analysis</a> provides an overview of national and state reconstruction cost trends in the United States from October 2025 to October 2026.</p> <p>Total reconstruction costs, including materials and retail labor, increased 3.9% from October 2025 to October 2026, up slightly from October 2024 to October 2025 (3.8%). Cost growth slowed to 0.9% in Q3 2026.</p> <h2>Fuel price volatility</h2> <p>Fuel prices remained below their spring peak but continued to fluctuate during the quarter. These changes can affect construction markets through equipment operation, transportation, contractor travel, debris hauling, and other supply-chain expenses, particularly in remote markets and on projects requiring long-haul deliveries.</p> <h2>Residential reconstruction costs</h2> <p>Residential reconstruction costs increased 4.05% from October 2025 to October 2026 and 1.03% from July 2026 to October 2026, with annual increases in every state.</p> <p>Kansas had the largest increase at 5.99%, followed by Arizona at 5.39% and Rhode Island at 5.38%. Nebraska and Virginia recorded the largest upward ranking shifts, each rising 17 places—Nebraska to eighth on a 4.6% increase and Virginia to 17th on a 4.28% increase.</p> <p><img src="/4aaa2d/contentassets/17a082871a8f49bd8c5381d28922f854/360value-q4-2026-reconstruction-cost-report-map-residential.jpg" alt="360Value-Q4-2026-Reconstruction-Cost-Report-map-residential"><br><span style="font-size: 14px;"><strong><a href="/4aaa2d/contentassets/17a082871a8f49bd8c5381d28922f854/360value-q4-2026-reconstruction-cost-report-map-residential.jpg" target="_blank" rel="noopener">Click here to enlarge image</a></strong></span></p> <h2>Commercial reconstruction costs</h2> <p>Commercial reconstruction costs increased 3.81% from October 2025 to October 2026 and 0.83% from July 2026 to October 2026.</p> <p>Rhode Island had the largest annual increase at 6.68%, followed by Oregon at 5.24% and Arizona at 4.93%. South Dakota had the largest upward ranking shift, rising 31 places from 43rd place to 12th.</p> <p><img src="/4aaa64/contentassets/17a082871a8f49bd8c5381d28922f854/360value-q4-2026-reconstruction-cost-report-map-commercial.jpg" alt="360Value-Q4-2026-Reconstruction-Cost-Report-map-commercial"><br><span style="font-size: 14px;"><strong><a href="/4aaa64/contentassets/17a082871a8f49bd8c5381d28922f854/360value-q4-2026-reconstruction-cost-report-map-commercial.jpg" target="_blank" rel="noopener">Click here to enlarge image</a></strong></span></p> <h2>Labor and materials</h2> <p>Material costs rose 3.09% from October 2025 to October 2026 and 0.85% quarter-over-quarter. Seven of eight tracked composites increased. Lumber posted the largest quarterly gain at 2.82%, followed by concrete at 1.08% and interior trim at 0.69%. Roofing declined 0.19%, while paint was virtually unchanged.</p> <p>Combined hourly billable labor costs increased 4.51% from October 2025 to October 2026 and 0.95% for the quarter compared with last quarter’s 1.4% increase. All eight tracked trades posted quarterly gains, with roofers leading at 1.45%.</p> <h2>Market expectations</h2> <p>Market expectations anticipate reconstruction costs increasing 1.45% for residential properties and 2.99% for commercial properties from October 2026 to April 2027.</p> <p>360Value delivers forward-looking insights every quarter via CSV download, including 3-, 6-, and 12-month future indexes for residential and commercial structures based on regional reconstruction costs down to individual ZIP codes.</p> <!-- XhtmlString.cshtml Display Template End --> </div> <section class="blog-content"> <div class="[ grid__item grid__item__full ] [ full-bleed ]" data-epi-type="content"> <div class="plank plank--full plank__with-right-component bg-primary-global-blue" id="block-205656"> <div class="plank__container"> <div class="column-left"> <div class="plank__content-container"> <p> <!-- XhtmlString.cshtml Display Template Start --> <p>Read the latest 360Value Quarterly Reconstruction 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Total reconstruction costs, including materials and retail labor, increased 3.9% from October 2025 to October 2026, up slightly from October 2024 to October 2025 (3.8%). Cost growth slowed to 0.9% in Q3 2026. Fuel price volatility Fuel prices remained below their spring peak but continued to fluctuate during the quarter. These changes can affect construction markets through equipment operation, transportation, contractor travel, debris hauling, and other supply-chain expenses, particularly in remote markets and on projects requiring long-haul deliveries. Residential reconstruction costs Residential reconstruction costs increased 4.05% from October 2025 to October 2026 and 1.03% from July 2026 to October 2026, with annual increases in every state. Kansas had the largest increase at 5.99%, followed by Arizona at 5.39% and Rhode Island at 5.38%. Nebraska and Virginia recorded the largest upward ranking shifts, each rising 17 places—Nebraska to eighth on a 4.6% increase and Virginia to 17th on a 4.28% increase. Click here to enlarge image Commercial reconstruction costs Commercial reconstruction costs increased 3.81% from October 2025 to October 2026 and 0.83% from July 2026 to October 2026. Rhode Island had the largest annual increase at 6.68%, followed by Oregon at 5.24% and Arizona at 4.93%. South Dakota had the largest upward ranking shift, rising 31 places from 43rd place to 12th. Click here to enlarge image Labor and materials Material costs rose 3.09% from October 2025 to October 2026 and 0.85% quarter-over-quarter. Seven of eight tracked composites increased. Lumber posted the largest quarterly gain at 2.82%, followed by concrete at 1.08% and interior trim at 0.69%. Roofing declined 0.19%, while paint was virtually unchanged. Combined hourly billable labor costs increased 4.51% from October 2025 to October 2026 and 0.95% for the quarter compared with last quarters 1.4% increase. All eight tracked trades posted quarterly gains, with roofers leading at 1.45%. Market expectations Market expectations anticipate reconstruction costs increasing 1.45% for residential properties and 2.99% for commercial properties from October 2026 to April 2027. 360Value delivers forward-looking insights every quarter via CSV download, including 3-, 6-, and 12-month future indexes for residential and commercial structures based on regional reconstruction costs down to individual ZIP codes." }</script> </div> <script type="text/javascript" src="/_Incapsula_Resource?SWJIYLWA=719d34d31c8e3a6e6fffd425f7e032f3&ns=2&cb=383314454" async></script></body> </html>