Insights that power innovation

3/25/2016 - 1 min read

General liability classification shouldn’t be a guessing game

Other than historical loss experience, there are three fields on an insurance application that lay the groundwork for a general liability quote: address (territory), exposure (sales, payroll, square footage, etc.), and GL class.

3/21/2016 - 3 min read

Liquefaction Potential In and Around Manila

Liquefaction caused unprecedented losses in and around Christchurch, New Zealand, during major earthquakes in 2010 and 2011.

3/17/2016 - 2 min read

Drought projections put insurers on wildfire alert

3/17/2016 - 2 min read

What’s wrong with this picture?

I heard a story once that an advertising executive came up with the phrase “a picture is worth a thousand words” for an ad.

3/14/2016 - 2 min read

The bottom line on reconstruction cost changes

3/7/2016 - 3 min read

Property/Casualty Insurer Results: Profitability Increases, but Complex Challenges Lie Ahead

Property/casualty insurers in the United States have reported increased profitability through nine months of 2015 but are facing serious challenges ahead

3/7/2016 - 4 min read

Test Your Knowledge on Drones, Vaping, Social Engineering, and 3D Printing

In February 2016, the ISO Emerging Issues team challenged more than 200 property/casualty insurance professionals with a quiz to test their knowledge of some emerging issues.

3/7/2016 - 4 min read

From farm to table: The new risks facing today's farmers

3/7/2016 - 2 min read

Making temporary housing safer

Sometimes you look at a problem or challenge and say to yourself, “Sure, that’s an easy fix.”

3/7/2016 - 2 min read

The high frequency of fires in grocery and convenience stores

According to the December 2015 report published by the National Fire Protection Association (NFPA), grocery and convenience stores have the highest frequency for fire occurrence.

3/6/2016 - 3 min read

Conditional payments update: Thousands of letters and notices issued

In a brief alert issued on February 11, 2016, the Centers for Medicare and Medicaid Services (CMS) announced that since the October transition of conditional payment recovery from the Benefits Coordination and Recovery Center (BCRC) to the Commercial Repayment Center (CRC), the CRC has issued more than 33,000 conditional payment letters (CPLs) and new conditional payment notices (CPNs).

3/6/2016 - 2 min read

Medicare Secondary Payer implication indicated in proposed 2017 budget

The President’s fiscal year (FY) 2017 budget, which starts October 1, 2016, proposes $4.1 trillion in spending. Of this, an estimated $1.0 trillion in mandatory and discretionary outlays is earmarked for the Centers for Medicare and Medicaid Services (CMS).

3/1/2016 - 2 min read

Ten easy steps to starting a safety program

2/16/2016 - 2 min read

Risk selection for general liability underwriters

Typically, when a general liability underwriter receives an application for insurance, the first task is to quickly determine if it’s a risk that can be written based on their underwriting guidelines.

2/16/2016 - 2 min read

Working toward more resilient communities for 20 years

Mother Nature started 2016 with a bang in late January, dropping record and near-record snowfalls across the eastern seaboard.

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General liability classification shouldn’t be a guessing game

Liquefaction Potential In and Around Manila

Drought projections put insurers on wildfire alert

What’s wrong with this picture?

The bottom line on reconstruction cost changes

Property/Casualty Insurer Results: Profitability Increases, but Complex Challenges Lie Ahead

Test Your Knowledge on Drones, Vaping, Social Engineering, and 3D Printing

From farm to table: The new risks facing today's farmers

Making temporary housing safer

The high frequency of fires in grocery and convenience stores

Conditional payments update: Thousands of letters and notices issued

Medicare Secondary Payer implication indicated in proposed 2017 budget

Ten easy steps to starting a safety program

Risk selection for general liability underwriters

Working toward more resilient communities for 20 years