Resources and Insights
Personal Lines

Stay ahead of emerging risks, market shifts, and evolving customer expectations with industry-leading insights and innovations for smarter decisions and profitable growth.

Featured

Report

2026 Personal Auto Insurance Retention Report

The rules of retention are changing fast. Explore the latest research into the critical drivers of loyalty and churn in Verisk’s inaugural report.

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Touchpoint

Insights to Understand Rising Insurance Costs

Explore the factors that are fueling the increase in insurance costs through Verisk’s in-depth reports and resources.

Learn more

Access resources for carriers across personal auto and property lines

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White papers and reports

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Report

4/10/2026

2026 Personal Auto Insurance Retention Report

The rules of retention are changing fast. Explore the latest research into the critical drivers of loyalty and churn in Verisk’s inaugural report.

Download the report

Report

3/20/2026

Verisk Reconstruction Cost Analysis

Download the report for an indication of how 360Value^® replacement cost estimates may change at the national and state levels for the current quarter.

Download the report

Wildfire And Smoke Behind Neighborhood Homes

Report

2/26/2026

Verisk Wildfire Risk Report 2025

Get a clear picture of wildfire risks across the U.S. with Verisk’s detailed state-specific reports. Discover essential insights on threat levels, exposure, historical impacts, and costs to support informed risk management and resilience planning.

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Thought leadership

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Woman Reviewing Data On Tablet Holding Pen

Flyer

8/5/2026

Market Intelligence That Matches Where You Write

Get the data you need by state, ZIP, and ISO class in a footprint-based package.

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7/31/2026

360Value Q3 2026 Reconstruction Cost Analysis

Quarterly report on national and state reconstruction cost trends using Verisk's 360Value.

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Article

7/13/2026 - 5 min read

Why Liability Accuracy is Becoming a Strategic Priority for CCOs

Learn how consistent liability assessment, early severity detection, defensible documentation, and technology-enabled decision support help claims organizations reduce variability, improve settlement outcomes, and strengthen resilience.

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Case studies

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Case study

4/17/2025

Connecting Consultancy With Technology for Claims Ecosystem Transformation

Delivery of Markerstudy’s claims transformation program has driven significant positive change for the UK’s largest Managing General Agent.

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Case study

6/22/2022

How Simplified Integration Elevated Digital Quoting for Two Regional Auto Insurers

Learn how industry trailblazers are working smarter to enhance customer experiences, boost conversion rates, and achieve profitable growth.

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Case study

9/2/2021

Going for the Extra Miles: Capturing a Critical Rating Factor

Learn how one insurer used new data sources and advanced modeling to identify mileage gaps and gain a 7.2% lift with more accurate estimates.

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Brochures and flyers

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Brochure

4/1/2026

Unlock More Precision in Property Wind and Hail Risk

Move beyond territorial risk signals with property-level wind and hail insight and scoring for these highly volatile perils.

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Brochure

3/5/2026

LightSpeed Personal Auto Capabilities

All-in, household-level risk assessment at Rate Call 1—but pay only when you win…The multiple-rate-call model is broken. Shift to a new acquisition paradigm with LightSpeed.

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Brochure

1/14/2026

CV Services Integrated Reporting Suite

Outsource non‑negotiable reporting with confidence. Automate ALIR to DMVs, modernize loss payee and mortgagee notices, detect policy changes, and cut costs with an integrated, intelligent reporting suite.

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Touchpoints

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Touchpoint

2/26/2026

Address-Level Wind & Hail Risk Scoring

Quantify wind and hail risk at the address level with LOCATION scoring, designed for personal lines homeowners insurers.

Learn more

Touchpoint

1/9/2026

Insights to Understand Rising Insurance Costs

Explore the factors that are fueling the increase in insurance costs through Verisk’s in-depth reports and resources.

Learn more

Savings calculator

10/15/2025

Loss Payee/Mortgagee Policy Notifications Expense Calculator

See what loss payee notifications cost. P&C insurers can stop wasting time, money, and resources on inefficient reporting with a demo of Verisk’s CV-Exchange.

Calculate your savings

News

Press release

8/6/2026 - 5 min read

Cargo Theft Losses More Than Double to $304 Million in Q2 Despite a Drop in Thefts, Driven by High-Value Metals and Technology Heists

Verisk CargoNet records 677 incidents in the second quarter of 2026, down 26 percent year over year, while sophisticated cargo theft schemes more than doubled estimated losses.

Press release

8/3/2026 - 2 min read

Estimate captures insured property losses from ground shaking and liquefaction and are before any recoveries under Japan's earthquake insurance program

Estimate captures insured property losses from ground shaking and liquefaction and are before any recoveries under Japan's earthquake insurance program.

Press release

7/22/2026 - 3 min read

Weightmans advances fraud detection capability with ‘Fraud Rely’ platform powered by Verisk Anti-Fraud Solutions

Law firm Weightmans has strengthened its fraud detection capability through its collaboration with Verisk. Fraud Rely combines Weightmans' proprietary fraud data and legal expertise with Verisk's anti-fraud technology to help insurers detect suspicious activity, uncover potential connections and focus investigative resources where they can have the greatest impact.

Press release

7/21/2026 - 6 min read

Davies launches carbon tracking solution for property claims – powered by Verisk’s Property Claims Carbon Calculator

Davies, the leading specialist professional services and technology business serving insurance and highly regulated markets, has joined forces with Verisk to introduce a new carbon tracking solution for insurers, designed to measure and manage the carbon impact of claims activity.

Commercial Lines

Find the data, analytics, and insights that commercial lines carriers depend on to enhance risk assessment, ensure consistent rating, and improve client experiences.

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Specialty Lines and Reinsurance

Looking to enter new markets or expand your product offerings? Get unparalleled insights into niche markets like as cyber insurance, marine, aviation, and other specialized sectors.

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Life Insurance

For life insurers navigating evolving health trends, risk factors, and medical cost inflation, our resources support teams in refining pricing strategies, enhancing policy terms, and developing new products.

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Sign up for the Core Lines Compass

Stay ahead of industry trends and strengthen your operations with curated insights from Verisk’s insurance experts—delivering the intelligence you need to turn challenges into opportunities, in one monthly email.

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Resources and Insights Personal Lines

Featured

2026 Personal Auto Insurance Retention Report

Insights to Understand Rising Insurance Costs

Access resources for carriers across personal auto and property lines

White papers and reports

2026 Personal Auto Insurance Retention Report

Verisk Reconstruction Cost Analysis

Verisk Wildfire Risk Report 2025

Thought leadership

Market Intelligence That Matches Where You Write

360Value Q3 2026 Reconstruction Cost Analysis

Why Liability Accuracy is Becoming a Strategic Priority for CCOs

Case studies

Connecting Consultancy With Technology for Claims Ecosystem Transformation

How Simplified Integration Elevated Digital Quoting for Two Regional Auto Insurers

Going for the Extra Miles: Capturing a Critical Rating Factor

Brochures and flyers

Unlock More Precision in Property Wind and Hail Risk

LightSpeed Personal Auto Capabilities

CV Services Integrated Reporting Suite

Touchpoints

Address-Level Wind & Hail Risk Scoring

Insights to Understand Rising Insurance Costs

Loss Payee/Mortgagee Policy Notifications Expense Calculator

News

Cargo Theft Losses More Than Double to $304 Million in Q2 Despite a Drop in Thefts, Driven by High-Value Metals and Technology Heists

Estimate captures insured property losses from ground shaking and liquefaction and are before any recoveries under Japan's earthquake insurance program

Weightmans advances fraud detection capability with ‘Fraud Rely’ platform powered by Verisk Anti-Fraud Solutions

Davies launches carbon tracking solution for property claims – powered by Verisk’s Property Claims Carbon Calculator

Other lines of business

Commercial Lines

Specialty Lines and Reinsurance

Life Insurance

Sign up for the Core Lines Compass

Sign up for the Core Lines Compass

Resources and Insights
Personal Lines