Non-Weather Water Risk Scores

See non-weather exposure to all classes of water damage—personal and commercial—before losses occur, so you can underwrite confidently with a clearer risk view based on an advanced predictive model.

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Non-weather water damage risk can span your property portfolios

Broken pipes, faulty appliances, and hidden leaks in walls represent a fast-growing and expensive source of water damage claims, accounting for an estimated 20-25% of all U.S. property insurance losses across personal and commercial portfolios. Verisk’s Non-Weather Water Risk Scores help detect risk before runaway incidents escalate into compounding costs.

Run water damage risk assessment across all classes of property

Personal and commercial properties are not all alike in their exposure to non-weather water damage. Different vulnerabilities call for unique models.

Personal property: Illuminate a costly blind spot with a simple score

The damage can be done to a home before a leak is discovered, and traditional underwriting variables may miss critical differences in risk between properties that look alike. Verisk’s Non-Weather Water Risk Score is validated with 13+ years of actual water damage claims.

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Commercial property: Get a smarter view of water damage risk

Non-weather water claims outnumber fire claims by as much as 60 to 1, and annual commercial losses top $16 billion. Damage can escalate in hours. Verisk’s Non-Weather Water Score simply and consistently evaluates this exposure across commercial portfolios.

Learn about Non-Weather Water for Commercial Property

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Make confident decisions about non-weather water damage risk

Non-weather water damage drives an estimated 20–25% of U.S. property losses—see how a validated risk score puts a number on it before you bind.

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Burst Pipe In Basement Of Commercial Building

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See water damage risk before it strikes

Verisk's predictive score helps underwriters spot hidden non-weather water exposure at the address level — turning one of commercial property's fastest-growing loss drivers into a clear, actionable number.

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Underwrite confidently with clearer risk views.

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