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VISUALIZE | INSIGHTS THAT POWER INNOVATION

Personal Property

360value Reconstrucion Costs
January 19, 2022

Reconstruction prices rise moderately amid demand for materials, labor

Total U.S. reconstruction costs, including materials and retail labor, rose 7.2 percent in the year-over-year period ending January 2022.

2021 Year Of Underwriting Innovation
December 23, 2021

Underwriting innovation: 2021 year in review

Learn about updates to ISO insurance programs and underwriting solutions for 2021 and what's in store for 2022.

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December 14, 2021

Knowledge is power: The case for ISO Market Landscape & ISO DataCube

It’s common for many insurers to measure underwriting success based on past performance. But a key question is—how are you doing relative to the rest of the industry?

2022 Economic Shifts For Homeowner Insurers
December 9, 2021

Economic shifts shape the unfolding journey for homeowners insurers

Supply-chain issues, labor shortages, and high demand for building resources are complicating factors as homeowners insurers head into 2022.

Contents Coverage In Home Policy
December 9, 2021

Oversimplifying contents cover creates challenges for home insurers

Knowing how much contents cover is appropriate in a home policy is a challenging endeavour for both insurers and their customers.

Lienholder Clauses
November 29, 2021

Solving the puzzle of lienholder clauses

For insurers, validating correct lienholder information on loss payable and mortgagee clauses can be a long and cumbersome process.

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November 10, 2021

Why Embracing Ethical AI is Critical for Insurers

As insurers’ interest in artificial intelligence (AI) grows, we must not only embrace its immense capabilities but also work to mitigate its potential risks.

Teaser
October 25, 2021

Sewer backup: Paddling into flood insurance insights

When confronting the sewer backup peril, understanding both coverage & related weather factors can help you better understand and account for your policyholders' exposure

360value Reconstrucion Costs
October 20, 2021

Reconstruction costs rise slowly as lumber shows increasing volatility

The latest 360Value® Reconstruction Cost Analysis shows that lumber price volatility is slowing the overall pace of growth.

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October 13, 2021

Verisk 2021 wildfire risk analysis provides updated data on rising threat

Fully understanding the peril of wildfire and the primary risk factors involved is crucial to accurate property underwriting. FireLine® Risk Reports can help keep you…

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October 5, 2021

Unprecedented behavior: Wildfires have jumped the Sierra Nevada

The Caldor Fire in California and Nevada is the second known instance—both occurring in 2021—of a wildfire crossing the Sierra Nevada.

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August 30, 2021

Current cost estimates key to manage lumber’s ‘demand surge’

Property insurance underwriters relying on up-to-date cost data to cope with higher reconstruction estimates amid lumber's price volatility.

Teaser
August 24, 2021

How can home and motor insurers adapt to looming FCA reforms?

The upcoming reforms have caused many insurers to re-evaluate their approaches to pricing home and motor policies.

Teaser
August 2, 2021

Wildfire season turns explosive with Bootleg, Dixie fires

Massive wildfires continued to burn in Oregon and California, feeding on fuels dried by prolonged drought and weather conditions that promoted their spread

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August 2, 2021

The big build: How a rise in renovations may affect property insurance

People spending more time at home seemed to ultimately help many insurers, as loss frequency declined in 2020 year over year across several categories.