Personal Auto Underwriting

4/23/2025 - 2 min read

Leveraging Auto Policy Analytics to Stay Ahead of the Competition

Unlock predictive behavior at quote to drive profitable growth in a rapidly shifting insurance landscape.

4/7/2025 - 3 min read

New Anti-Fraud Innovations “Bear” the Truth in Auto Applications

Verisk innovations enable identification of auto insurance applicants involved in special investigations unit claims at the point of quote.

3/11/2025 - 3 min read

Uncovering Profitability Strategies for Commercial Auto Insurers

Learn how underwriters can leverage strategic solutions from Verisk designed to help battle challenges to profitability in commercial auto.

11/4/2024 - 3 min read

Extreme Driving on the Rise: Confronting Risk in the Era of $11+ MVRs

A new Verisk study reveals an unsettling story, but new data and innovations help enable personal auto insurers to confront these challenges

11/28/2023 - 4 min read

Auto Application Fraud up 18%: New Approaches to Help Mitigate Risk

Artificial intelligence powers search-and-match algorithms that improve hit rates and predictive analytics help identify insurance fraud.

11/10/2023 - 5 min read

Personal Auto is Off-Roading: How to Get Back to Profitability

A new Verisk analysis evaluates the personal auto insurance industry and how to get back on track using several strategies and solutions.

7/14/2023 - 2 min read

As MVR fees increase, Verisk expands violation risk capabilities

A new Verisk analysis finds the national average motor vehicle report (MVR) fee has risen to $10.65 and increased more than 25 percent over the past decade.

4/28/2023 - 0 min read

Having the best of both worlds in property and auto inspections

Determining or verifying key risk characteristics of insured property or vehicles can be costly, labor-intensive, and time-consuming.

3/6/2023 - 5 min read

How non-rate actions are easing personal auto profitability pressures

Verisk has seen a marked increase in insurers seeking strategic sourcing of non-rate actions to confront premium leakage in 2023.

10/3/2022 - 3 min read

Non-rate actions: Dial in profit during a hard personal auto market

Non-rate actions that don’t require a rate filing are one of the fastest ways to help with insurers’ profitability during a hard market.

6/7/2022 - 3 min read

Mozart’s new features make finding & updating forms easier than ever

With concept search, preferred wordings, and workflow enhancements, Mozart helps to easily find & update forms.

5/9/2022 - 1 min read

Know a vehicle’s history to achieve more precise rating segmentation

Auto History Score is purpose-built using modeled data, correlated with future claims, to help auto insurers refine rating segmentation.

5/5/2022 - 7 min read

Between a rock and a hard market: Solutions for personal auto

Personal auto insurance is set for a hard market in 2022 as claim frequency and severity rise amid inflationary pressures and risky driving.

3/31/2022 - 1 min read

Personal lines insurance quoting can be a smoother journey—no kidding

Personal lines insurers seek fast quoting for better customer experiences (CX), but they also need rigorous cost and underwriting controls.

3/11/2022 - 4 min read

How to extract more value from auto insurance underwriting data

Competition and growing digital information sources demand that auto insurers balance underwriting data consumption with cost efficiency.