David Cummings

David Cummings

David Cummings is senior vice president – Personal Lines and Analytics for ISO Insurance Programs and Analytic Services. He is responsible for ISO’s personal lines insurance programs and leads ISO’s initiatives to enhance its offerings through analytics and predictive modeling across all lines of insurance.

Obtaining External Data a Top Priority for U.K. Insurers

In our data-driven world, it should come as no surprise that insurers are looking to emerging sources of data — such as social media postings, shopping behavior, and building permits — to improve...

A Closer View of Homeowners Risks

Four years ago, ISO introduced its first by-peril ratemaking products to the U.S. homeowners insurance market. The goal was to provide insurers with an improved method for developing rating...

I hope you will join us at the Client Summit

The 2014 Verisk Insurance Solutions Client Summit is jam-packed with a variety of strategy and operational sessions. I’m excited about my presentation, Homeowners Competitive Strategies: Leap Ahead...

The Sauce of Success

Companies must develop the drive to evolve and the passion to survive and thrive in the current business environment. Today's economy will not tolerate a static strategy. Only those companies that...

Adopting Advanced Analytics: Consider the True Business Implications

Property/casualty insurers have long been engaged in a fierce battle for market share across all lines of insurance — from personal and commercial auto and property policies to workers' compensatio...