The Reimagined U.S. Tropical Cyclone Risk Model

The most significant update ever to Verisk’s U.S. Tropical Cyclone Model delivers a clearer, more defensible view of risk. Grounded in the latest rigorous science, leveraging an unmatched data repository, and enabling deeper analytics, this model is built to power more informed underwriting, portfolio management, and capital allocation decisions.

Can your tropical cyclone models keep up with expanding risk?

As coastal exposures grow, the potentially devastating impacts of a tropical cyclone make risk models increasingly critical to insurers managing catastrophe risk. The current condition of our climate and expectations for the near future point toward increased tropical cyclone risk and the potential for escalating damage and losses from more intense storms.

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The next evolution in tropical cyclone modeling, only from Verisk

Sharpen your tropical cyclone risk assessment with greater clarity and confidence. This update brings together a unified near-present climate view, more realistic wind and event simulation, and expanded validation—so you can evaluate risk more clearly and make better underwriting, portfolio, and capital decisions.

Near-present climate views

A comprehensive catalog spans a continuum of sea surface temperature and ENSO states, enabling more flexible sensitivity analysis than ever before.

Breakthrough in wind modeling

A groundbreaking, peer-reviewed approach to wind field modeling represents 3-second gusts in more realistic patterns than ever before.

Next-generation storm surge modeling

Newly built on Delft3D with dynamic tides, updated terrain, and probabilistic defense failure, this sub-peril delivers more realistic coastal and inland flooding impacts.

Integrated flood modeling for tropical cyclones

All sources of water damage are covered through explicit modeling of inland precipitation in addition to coastal storm surge.

Data-driven validation you can trust

Leveraging more than $350 billion of industry losses and an additional $336 billion of location-level claims across diverse lines of business, this is the industry’s most extensively validated tropical cyclone model.

More realistic damage modeling

Progressive damage, wind duration, roof age, and building codes are incorporated at unprecedented granularity to improve loss estimation across an expanded variety of property types.

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Learn more about the Verisk Tropical Cyclone Model for the United States

With a near-present climate view of risk, clear visibility into concentrations and accumulations, and Verisk’s Next Generation Financial Model, outputs can guide defensible decisions to mitigate tropical cyclone impacts and guide prudent transfer of tropical cyclone risk.