One peril causing homeowners insurers significant pain is severe thunderstorm, which includes tornadoes, hail, and straight-line winds — all of which can cause…
Combined ratio, a key measure of insurance losses and underwriting expenses per dollar of premium, improved for 2012.
Reconstruction cost trends for April 2013 as reported in 360Value Quarterly Cost Update by Verisk. Used for insurance-to-value (ITV), coverage A estimates.