FireLine

With at least seven lives lost and thousands of properties destroyed from raging wildfires, the summer of 2015 was one of terrible devastation for Northern California.

Fire. It’s a basic combination of three elements that surround us every day: heat, fuel, and oxygen.

In September 2015, two fires in Northern California—the Butte and Valley Fires—burned through nearly 147,000 acres and set 1,600 properties ablaze.

California's Valley Fire in Middletown, which blazed through 65,000 acres, could be one of the top five costliest in the state's history.

California leads U.S., with most households at high or extreme risk from wildfires, according to the 2015 Verisk Wildfire Risk Analysis.

There are three primary strategies that insurers can implement to manage the risk of future hailstorm losses.