COVID-19 Resources for P/C Insurers

Legislative and Regulatory Activities

COVID-19 Regulatory and Legislative Compendium (Master List) as of 06/01/2020

Disclaimer: This compendium contains a listing of certain legislation and regulatory information reviewed by ISO staff relating to COVID-19 and insurance matters as of the date noted. This document does not identify all laws or regulatory information that may apply to such matters. It is prepared and designed solely for informational purposes only and should NOT be used as a substitute for your independent review of all applicable laws and regulations that may apply. Moreover, the compendium ascribes a category “type”, along with descriptions of each type, to each item listed, solely for informational purposes, and is not an exhaustive list of all associated features of the items. We do not warrant that the compendium is an exhaustive, all-encompassing compendium of all legislation and regulatory activity that may be relevant for any particular purpose, nor do we warrant that the availability of the compendium will be uninterrupted or error free. This compendium is provided  “AS IS”, without warranties of any kind, either express or implied, including but not limited to warranties of title, merchantability, accuracy, legality, quality or fitness for a particular purpose, or in respect of any warranty arising by statute or otherwise in law or from a course of dealing or usage of trade. ISO does not provide legal advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for legal advice. We urge that you be guided by the advice of your attorneys accordingly.

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Total Items by Category "Type" in Regulatory and Legislative Compendium as of 06/01/2020

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Arkansas

Bulletin No. 22-2020 COVID-19 Emergency Bulletin on Regulatory Compliance and Licensing 05/11/2020

Bulletin No. 21-2020 45-Day Cancellation Moratorium for Certain Policyholders Affected By the COVID-19 Emergency 05/11/2020

Bulletin No. 20-2020 Recision of COVID-19-Related Bulletins Issued Under Executive Order 20-03 05/11/2020

Executive Order 20-18 Executive Order to Amend Executive Order 20-03 Regarding the Public Health Emergency Concerning COVID-19 for the Purpose of Equipping Health Care Professionals with the Tools Necessary to Combat the COVID-19 Emergency 04/13/2020

Bulletin No. 18-2020 Complying with Regulatory Requirements During the COVID-19 Public Health Emergency 04/14/2020

Bulletin No.12-2020 Cancellation Moratorium for Employment Disruption 03/27/2020

Bulletin No. 9-2020 Business Interruption Insurance and COVID-19 03/23/2020

DOI Bulletin No. 6-2020 State COVID-19 Health Emergency 03/20/2020

Executive Order 20-06: Updates Executive Order 20-03 State of Emergency 03/17/2020

Executive Order 20-03: State of Emergency 03/11/2020

Items Expressly Addressing Workers’ Compensation:

EO 20-22 Executive Order to Amend Executive Order 20-03 for the Purpose of Suspending Provisions Regarding Workers Compensation Qualifications in the State of Arkansas for First Responders, Arkansas National Guard Soldiers and Airmen on State Active Duty, and Front-Line Health Care Workers 04/21/2020

EO 20-19 Executive Order to Amend Executive Order 20-03 for the Purpose of Suspending Provisions Regarding Workers' Compensation Qualifications in the State of Arkansas for First Responders and Front-Line Health Care Workers 04/13/2020

California

Notice of Extended Grace Period for Insurance Premium Payments Due to the Disruption Caused by the COVID-19 Pandemic 05/15/2020

Bulletin 2020-4 Premium Refunds, Credits, and Reductions in Response to COVID-19 Pandemic 05/15/2020

Notice COVID-19 Protection for Policyholders from Unfair Settlement Practices 05/14/2020

Notice Expired Drivers Licenses and Insurance 05/05/2020

Requirement to Accept, Forward, Acknowledge, and Fairly Investigate All Business Interruption Insurance Claims Caused by the COVID-19 Pandemic 04/14/2020

CA COVID 19 Bulletin 2020-3 Reporting 04/13/2020

Bulletin 2020-3 Premium Refunds, Credits, and Reductions in Response to COVID-19 Pandemic 04/13/2020

Coverage for Delivery Drivers for California Essential Businesses During the COVID-19 Public Health Emergency 04/09/2020

Compliance with Regulatory Filing and Submittal Requirements During the COVID-19 Public Health Emergency 04/06/2020

Notice Extension of Policyholder Deadlines that Impact Claims or Coverage Due to the Current State of Emergency Caused by the Coronavirus (COVID-19) Outbreak 04/03/2020

FAQ on business interruption insurance and other issues affecting California small businesses 04/2020

Request for Information: Business Interruption and Related Coverage in California 03/26/2020

Notice Guidance on “Essential Businesses” and Insurance 03/20/2020

Insurance Company Obligations to Comply with Insurance Laws during the Coronavirus (COVID-19) Outbreak 03/18/2020

Expired Drivers Licenses, Vehicle Registrations, and Insurance 03/18/2020

60-Day Grace Period for Insurance Premium Payments Due to the Disruption Caused by the Novel Coronavirus (COVID-19) Outbreak 03/18/2020

Proclamation of a State of Emergency 03/04/2020

Items Expressly Addressing Workers’ Compensation:

Questions and Answers on Executive Order N-62-20 05/18/2020

Executive Order N-62-20 05/06/2020

Notice: Workers’ Eligibility for Workers’ Compensation Benefits Regardless of Citizenship or Immigration Status 04/06/2020

Senate Bill No.1159 Workers’ compensation: COVID-19: critical workers 02/20/2020

Senate Bill No. 893 Workers’ compensation: hospital employees 01/28/2020

Assembly Bill No. 664 Workers’ compensation: injury: communicable disease 02/15/2019

Assembly Bill No. 196 Workers’ compensation: COVID-19: essential occupations and industries 01/10/2019

Colorado

DRAFT Bulletin No. B-5.4X Credit Insurance Scoring Restrictions Due to COVID-19 05/19/2020

FAQ - B-5.41 - On-site Property Damage Inspections, Replacement Vehicles and Additional Living Expense (ALE) Requirements due to COVID-19 05/07/2020

Bulletin No. B-5.41 On-site Property Damage Inspections, Replacement Vehicles and Additional Living Expense (ALE) Requirements due to COVID-19 05/05/2020

DRAFT Bulletin No. B-5.XXX On-site Property Damage Inspections, Replacement Vehicles and Additional Living Expense (ALE) Requirements due to COVID-19 04/13/2020

Bulletin No. B-5.40 Electronic Delivery of Documents during Coronavirus (COVID-19) and Other Private Passenger Automobile and/or Claims Made Policy Form Filing Guidance 04/06/2020

Bulletin No. B-5.39 Property and Casualty Discounts during Coronavirus (COVID-19) 04/06/2020

FAQs from the Colorado Division of Insurance on Business Interruption Coverage and COVID-19 04/03/2020

2020 Bulletin B-5.38 acknowledgement Survey due by April 30, 2020

FAQs Bulletin 5.38 Actions to Protect Consumers with Property and Casualty Insurance Policies during the COVID-19 Public Health Emergency in Colorado 03/27/2020

Bulletin No. B-5.38 Actions to Protect Consumers with Property and Casualty Insurance Policies During the COVID-19 Public Health Emergency in Colorado 03/27/2020

Adopted Emergency Regulation 20-E-03 Concerning Restrictions on Coverage for Use of a Personal Automobile 03/25/2020

Executive Order: Declaring a Disaster Emergency 03/11/2020

Items Expressly Addressing Workers’ Compensation:

7 CCR 1101-3 Workers’ Compensation Rules of Procedure - Emergency Rules 03/31/2020

7 CCR 1101-3 Workers’ Compensation Rules of Procedure - Emergency Rules 03/24/2020

Connecticut

Bulletin Number FS-39 Foreign Insurance Companies - Compliance With Certain Hard Copy Filing Requirements in Light of COVID-19 04/29/2020

Bulletin Number FS-38 Domestic Insurance Companies - Compliance With Certain Hard Copy Filing Requirements and Certain Holding Company Filings in Light of COVID-19 04/29/2020

COVID-19 and Auto Insurance Premiums: Personal Auto and Commercial Hired and Non-owned Auto Insurance 04/06/2020

Executive Order No. 7V Protection of Public Health and Safety during COVID-19 Pandemic and Response – Safe Workplaces, Emergency Expansion of the Healthcare Workforce 04/07/2020

Executive Order No. 7U Protection of Public Health and Safety during COVID-19 Pandemic and Response - Protections from Civil Liability for Healthcare Providers and Billing Protections for Patients 04/05/2020

Connecticut Insurance Department Interpretive Guidance No. 1 for the Governor's Executive Order No. 7S 04/02/2020

Executive Order NO. 7S Protection of Public Health and Safety during COVID-19 Pandemic and Response - Safe Stores, Relief for Policyholders, Taxpayers and Tenants 04/01/2020

Bulletin Number IC-41 Extension of Coverage for Personal Delivery Drivers During the Coronavirus (COVID-19) Pandemic 03/26/2020

Bulletin FS-36 - Compliance With Certain Filing Requirements in Light of COVID-19 03/24/2020

Bulletin IC-40 - 60-Day Grace Period for Insurance Premium Payments Due to the Disruption Caused by the Coronavirus (COVID-19) Outbreak 03/24/2020

Notice: Business Interruption Insurance and the Novel Coronavirus 03/19/2020

The Novel Coronavirus and Business Interruption Insurance – FAQs 03/19/2020

Declaration of Public Health and Civil Preparedness Emergencies 03/10/2020

Pandemic Preparedness Plan 03/02/2020

Items Expressly Addressing Workers’ Compensation:

Memorandum No. 2020-11 WCC Update Regarding the Reimbursement of Telemedicine Services 04/23/2020

Memorandum No. 2020-09 WCC RME and CME Policy Regarding the Use of Telemedicine 04/01/2020

Memorandum No. 2020-07 Submission of WCC Forms During COVID-19 Pandemic 03/25/2020

Memorandum No. 2020-06 WCC Form 36 Procedure Under Governor's Executive Order 03/25/2020

Memorandum No. 2020-05 Stipulation Approval / Hearing Process 03/25/2020

Executive Order No. 7K Protection of Public Health and Safety during COVID-19 Pandemic and Response - Remote Notarization, Suspension of Non-Critical Probate and Worker’s Compensation Operations, and Various Public Health Measures 03/23/2020

Memorandum No. 2020-04 Updated Hearing Policy 3/18/2020

Memorandum No. 2020-02 Temporary Emergency Guidelines in Response to COVID-19 Outbreak 03/16/2020

Delaware

Second Extension of the Declaration of a State of Emergency for the State of Delaware due to a Public Health Threat 05/08/2020

Bulletin No. 119 Delays in Workplace Safety Program Premium Credits Due to the Necessity of Implementing Coronavirus (COVID-19) Precautionary Methods 04/28/2020

Top federal and state prosecutors form Delaware COVID-19 anti-fraud coalition 04/24/2020

Bulletin No. 118 Compliance with Regulatory Filing Requirements During the COVID-19 (Coronavirus) Crisis 04/09/2020

Bulletin No. 117/Bulletin No. 33 Compliance with Regulatory Requirements During the COVID-19 (Coronavirus) Crisis 04/03/2020

Auto Bulletin No. 32 Commercial Use Exclusion in PPA Insurance Policies 04/01/2020

Ninth Modification of the Declaration of a State of Emergency for the State of Delaware due to a Public Health Threat – Section 5 (d) Premium Payments 04/01/2020

Bulletin No. 116/Bulletin No. 32 Additional Guidance Related to COVID-19 Updated 03/26/2020

Sixth Modification of the Declaration of a State of Emergency for the State of Delaware due to a Public Health Threat - Section E. Insurance - Moratorium on Cancellation 03/24/2020

D&F No. 116 and P&A No.32 - Additional Guidance Relating to COVID-19 (Coronavirus) 03/20/2020

Declaration of a State of Emergency for the State of Delaware due to a Public Health Threat 03/12/2020

Items Expressly Addressing Workers’ Compensation:

Domestic and Foreign Insurers Bulletin No. 119 Delays in Workplace Safety Program Premium Credits Due to the Necessity of Implementing Coronavirus (COVID-19) Precautionary Measures 04/28/2020

Louisiana

Donelon Calls for Commercial Auto Insurance Premium Discount Consideration 05/05/2020

Emergency Rule 43 Temporary Licensing of Adjusters 04/06/2020

Amended Emergency Rule 40 Moratorium on Policy Cancellations and Non-Renewals for Policyholders in Louisiana during the Outbreak of Coronavirus Disease (COVID-19) 04/03/2020

House Bill No. 858 Provides Relative to Business Interruption Claims Due to the Coronavirus Disease 2019 Pandemic 03/31/2020

House Bill No. 856 Provides relative to limitations of liability in response to the COVID-19 state of emergency 03/31/2020

House Bill No. 826 Provides relative to the limitations of liability due to the COVID-19 public health emergency 03/31/2020

Senate Bill No. 506 Requires Property Insurance Policies Insuring Commercial and Residential Buildings to Cover Cost of Coverage of Disinfecting Fumigation 03/31/2020

Senate Bill No. 508 Limits liability for restaurants that provide food-to-go during the COVID-19 public health emergency 03/31/2020

Senate Bill No. 491 Limits liability of persons who provide relief or recovery equipment or services during a declared state emergency 03/31/2020

Senate Bill No. 477 Relative to Business Interruption Insurance 03/31/2020

Senate Bill No. 445 Provides relative to limitation of civil liability for medical personnel and healthcare providers during public health emergency 03/31/2020

Emergency Rule 40 Moratorium on Policy Cancellations and Non-Renewals for Policyholders in Louisiana during the Outbreak of Coronavirus Disease (COVID-19) 03/27/2020

Emergency Rule 39 Mid-Term Audit of Auditable Policies 03/26/2020

Proclamation No. 25 JBE 2020 Public Health Emergency - COVID-19 03/11/2020

Items Expressly Addressing Workers’ Compensation:

Declaration of Emergency Workforce Commission Office of Workers’ Compensation Telemedicine/Telehealth Codes 04/05/2020

Senate Bill No. 475 Workers Compensation: Provides relative to workers' compensation claims filed by essential workers in the workplace 03/31/2020

Maryland

Examination & Audit Unit Frequently Asked Questions During the COVID-19 Emergency 04/14/2020

Bulletin No. 20-20 Commercial Insurance/COVID-19 04/13/2020

COVID-19 FAQs Property & Casualty Insurance 04/13/2020

Maryland Insurance Administration Advisory on Temporary Rate Relief Filings 04/09/2020

Bulletin No. 20-19 COVID-19 State of Emergency – Quarterly premium tax due April 15, 2020 04/07/2020

COVID-19 Property & Casualty Insurance FAQs 04/06/2020

Bulletin No. 20-18 COVID-19 / Motor Vehicle Registrations / Commercial Automobiles and Fleets 04/06/2020

Bulletin No. 20-17 COVID-19 and Contractual deadlines within Property & Casualty insurance policies 04/03/2020

Bulletin No. 20-15 Commercial Use Exclusion in PPA Policies 03/30/2020

Bulletin No. 20-13 Temporary Suspension of 45-Day Advance Mailing Notice under §§ 27-613 and 27-614 03/25/2020

Bulletin No. 20-12 Property & Casualty Temporary Rate Relief Filings 03/23/2020

Bulletin No. 20-11 COVID-19 State of Emergency: Remote Claim Handling 03/23/2020

Interpretive Guidance COVID19-04 03/23/2020

Bulletin No. 20-10 Cancellation of Life & Health and Property & Casualty insurance policies and contracts due to non-payment premium during the COVID-19 State of Emergency 03/20/2020

Maryland Insurance Administration Advisory on Business Interruption Insurance 03/18/2020

COVID-19 Insurance FAQs 03/10/2020

Declaration of State of Emergency and Existence of Catastrophic Health Emergency – COVID-19 03/05/2020

Items Expressly Addressing Workers’ Compensation:

Administrative Order 2020-02 05/01/2020

Bulletin No. 20-21 COVID-19/Workers’ Compensation Insurance 04/24/2020

Administrative Order 2020-01 04/17/2020

Massachusetts

Bulletin 2020-17 Flexibility in the Administration of Vacancy Clauses during COVID-19 (Coronavirus) Public Health Crisis 05/18/2020

AG Healey Calls on Division of Insurance to Lower Auto Insurance Rates for Businesses During COVID-19 Pandemic 05/14/2020

Senate Bill No. 2655 (Formerly S.D. 2888 Introduced 3/25/2020) An Act Concerning Business Interruption Insurance 04/23/2020

Senate Bill No. 2640 An Act to Provide Liability Protections for Health Care Workers and Facilities During the COVID-19 Pandemic Signed by the Governor 04/17/2020

AG Healey Calls on Division of Insurance to Lower Auto-Insurance Premiums 04/14/2020

Filing Guidance Notice 2020-B: Property and Casualty Insurance 04/13/2020

House Bill No. 4659 An Act to Protect Institutions that Provide Emergency Aid in Response to the Outbreak of the 2019 Novel Coronavirus, Also Known as COVID-19 04/06/2020

Bulletin 2020-11 Flexibility for Compliance with Certain Filing Requirement in Light of COVID-19 04/03/2020

Bulletin 2020-08 Flexibility in the Issuance and Administration of Medical Malpractice Insurance during COVID-19 (Coronavirus) Public Health Crisis 03/27/2020

Auto Damage Appraiser Licensing Board Advisory Ruling 2020-01 Certain Personal Inspection Requirements Temporarily Waved 03/26/2020

Bulletin 2020-05 Flexibility in the Issuance and Administration of Insurance during COVID-19 (Coronavirus) Public Health Crisis 03/23/2020

Executive Order No. 591 Declaration of a State of Emergency to Respond to COVID-19 03/10/2020

Items Expressly Addressing Workers’ Compensation:

Administrative Bulletin #4 Electronic Form Filing requirements 05/11/2020

AG Healey Calls on Division of Insurance to Expedite Process to Decrease Workers’ Compensation Premiums During COVID-19 Pandemic 05/05/2020

Office of the Attorney General letter to Insurance Commissioner - Fair Workers’ Compensation Insurance Premiums 04/30/2020

House Bill No. 5050 An Act Relative to a COVID-19 Presumption for Public Employees 04/27/2020

Senate Bill No. 2618 An Act Providing Additional Support to Those Affected by the Novel Coronavirus through the Unemployment Insurance System 04/02/2020

House Bill No. 4949 An Act Providing Worker Compensation Protection to Emergency Response and Medical Personnel related to COVID-19 Infection 03/26/2020

Michigan

Order No. 2020-10-M Order Requiring Automobile Insurance Refund Filings 05/28/2020

Executive Order 2020-78 Temporary extension of the validity of driver licenses, state identification cards, and certain vehicle registrations 05/11/2020

Bulletin 2020-22-INS Executive Order 2020-59: Essential Insurance Services 04/30/2020

Senate Bill No. 0899 Health occupations; health professionals; immunity from civil or criminal liability during a declared emergency; provide for certain health care workers 04/29/2020

Senate Bill No. 899 Health occupations; health professionals; immunity from civil or criminal liability during a declared emergency; provide for certain health care workers 04/29/2020

Executive Order 2020-61 Temporary relief from certain restrictions and requirements governing the provision of medical services 04/26/2020

House Bill No. 5739 Business Interruption 04/24/2020

Bulletin 2020-18-INS Auto Insurance Refunds Due to COVID-19 04/13/2020

Bulletin 2020-17-INS Temporary Flexibility for Regulatory Filing Deadlines 04/13/2020

Bulletin 2020-16-INS Insurer Flexibility Due to COVID-19 04/13/2020

Bulletin 2020-14-INS Executive Order 2020-42: Essential Insurance Services 04/10/2020

Executive Order No. 2020-39 Temporary relief from certain restrictions and requirements governing the provision of emergency medical services 04/07/2020

Bulletin 2020-12-INS Executive Order 2020-21: Essential Insurance Services 03/30/2020

Bulletin 2020-08-INS Temporary Regulatory Flexibility Re: COVID-19 03/20/2020

Executive Order 2020-04 Declaration of State of Emergency 03/11/2020

Items Expressly Addressing Workers’ Compensation:

Senate Bill No. 928 Worker's compensation; benefits; infectious disease presumption for essential employees during a declared emergency 05/20/2020

House Bill No. 5758 Worker's compensation; benefits; infectious disease presumption for essential employees during a declared emergency 04/30/2020

Senate Bill No. 0906 Worker's compensation; benefits; presumption that personal injury arose out of and in the course of employment; create for emergency first responders who contract COVID-19 04/30/2020

WDCA Emergency Rules to Declare that Certain Employees Suffer a Compensable Personal Injury Under the Worker’s Compensation Disability Act due to COVID-19 03/20/2020

Minnesota

House File No. 4693 COVID-19; persons engaged in health care services provided criminal, civil, and administrative immunity 05/17/2020

Senate File No. 4606 A bill for an act relating to civil actions; limiting liability for products and supplies made, sold, or donated in response to COVID-19; providing minimum injury requirements for claims related to COVID-19; addressing premises liability related to COVID-19; precluding liability when conduct complies with government-issued guidance related to COVID-19 05/12/2020

Senate File No. 4603 A bill for an act relating to health care; providing criminal, civil, and administrative immunity to persons engaged in health care services during the peacetime public health emergency 05/12/2020

House Bill No. 4664 A bill for an act relating to civil actions; limiting liability for products and supplies made, sold, or donated in response to COVID-19; providing minimum injury requirements for claims related to COVID-19; addressing premises liability related to COVID-19; precluding liability when conduct complies with government-issued guidance related to COVID-19 05/11/2020

Memorandum to Property and Casualty Insurance Carriers Related to Coronavirus (COVID-19) 04/29/2020

Administrative Bulletin 2020-2 Zip Code Reporting 04/28/2020

House File No. 4545 COVID-19; Immunity defense created for manufacturers producing COVID-19 products 04/14/2020

Consumer Alert: Business Interruption Insurance and COVID-19 03/19/2020

Minnesota Commerce Department - Requirement for COVID-19 Responses 03/17/2020

Emergency Executive Order 20-01: Declaring a Peacetime Emergency and Coordinating Minnesota’s Strategy to Protect Minnesotans from COVID-19 03/16/2020

Items Expressly Addressing Workers’ Compensation:

House File No. 4537 Workers' compensation; providing a presumption for COVID-19 workers’ compensation claims for certain specified employees (Companion: Senate File No. 4458) Enacted 04/07/2020

House File No. 4515 Relating to employment; modifying workers' compensation and line of duty benefits for the safety of firefighters (Companion: Senate File No. 4425) 03/16/2020

New Jersey

Assembly Bill No. 4189 Establishes immunity for businesses against damage claims for COVID-19 exposure; excludes reckless or intentional conduct (Companion: Senate Bill No. 2502) 06/01/2020

Order No. A20-03 In the Matter of the Request for Certain Information from All Licensed, Admitted and Surplus Lines Insurers Insurers Transacting Property and Casualty Insurance Coverage in New Jersey and NCAIP and NJPAIP (Data Call) 05/12/2020

Bulletin No. 20-23 Extension of Deadline for Certain Division of Banking Regulated Entities and Individuals to File Annual Reports in Response to COVID-19 05/12/2020

Bulletin No. 20-22 Premium Refunds, Credits and Reductions in Response to COVID-19 Pandemic 05/12/2020

Senate Bill No. 2422 Requires automobile insurers to issue credits reflecting reduced driving due to "stay at home" order during COVID-19 pandemic and reduce rates in consideration of financial hardships related thereto 05/07/2020

Bulletin No. 20-19 Use of Telemedicine and Telehealth During the COVID-19 Pandemic – Personal Injury Protection Coverage 04/24/2020

Senate Bill No. 2333 Provides civil and criminal immunity to certain health care professionals and health care facilities during public health emergency and state of emergency (Companion: Assembly Bill No. 3910) Enacted 04/14/2020

SERFF: State Message Received from New Jersey 04/14/2020

Assembly Bill No. 3951 Provides civil immunity for employer for damages arising from employee’s injury or death related to exposure to coronavirus disease 2019 (“COVID-19”) during public health emergency and state of emergency declared by Governor in Executive Order 103 of 2020 04/13/2020

Bulletin No. 20-15 90-Day Grace Period for Property and Casualty Insurance Premium Payments Due to the Disruption Caused by COVID-19 04/10/2020

Executive Order No. 123 Cancellations/Grace Periods 04/09/2020

Assembly Bill No. 3920 Prohibits cancellation or nonrenewal of insurance for a period of at least 60 days under certain circumstances after declaration of public health emergency, or state of emergency, or both (Companion: Senate Bill No. 2354) Introduced 04/09/2020

Executive Order No. 112 Remove Barriers to Health Care Professionals Joining New Jersey's COVID-19 Response and Provide Protections for Front Line Health Care Responders 04/01/2020

Bulletin No. 20-06 No Action Position Regarding Temporarily Working from Home Due to COVID-19 03/19/2020

Bulletin No. 20-04 Disruption Resulting from COVID-19 03/19/2020

Assembly Bill No. 3844 Concerns business interruption insurance during coronavirus disease 2019 state of emergency (Bill pending in legislature) Introduced 03/16/2020

Executive Order No. 103 Public Health Emergency and State of Emergency 03/09/2020

Executive Order No. 102 Coronavirus Task Force 02/03/2020

Items Expressly Addressing Workers’ Compensation:

Assembly Bill No. 4153 Enhances certain worker benefits and protections, including in public emergencies (Companion: Senate Bill 2454) 05/14/2020

Senate Bill No. 2380 Concerns employment benefits and coronavirus disease 2019 infections contracted by essential employees (Companion: Assembly Bill No. 3999) 05/04/2020

Assembly Bill No. 3998 Concerns certain workers' compensation supplemental benefits for surviving dependents of essential employees who die in course of employment (Companion: Senate Bill No. 2476) 05/04/2020

Manual Amendment Bulletin #496 Scheduling Rating Plan Change 04/29/2020

Notice to the Bar - This notice announces additional statewide steps by the New Jersey Division of Workers’ Compensation to address the ongoing public health crisis in New Jersey 04/27/2020

Notice to the Bar - This notice announces additional statewide steps by the New Jersey Division of Workers’ Compensation to address the ongoing public health crisis surrounding the COVID-19 coronavirus outbreak in New Jersey 04/22/2020

Statistical Circular #127 COVID-19 – Statistical Plan Changes 04/21/2020

Manual Amendment Bulletin #495 COVID-19 Manual Changes – Effective Immediately 04/21/2020

Circular Letter #1982 Carrier Contact Information 04/13/2020

Advisory Bulletin #75 90-Day Emergency Grace Period for Premium Payments 04/13/2020

Advisory Bulletin #74 Rating Bureau Requests that Carriers Work with and Accommodate Insureds 04/03/2020

Advisory Bulletin #73 New CRIB Email Address for Stakeholder Correspondence 03/20/2020

Advisory Bulletin #72 Audit Requirements During COVID-19 Pandemic 03/18/2020

Advisory Bulletin #71 Coronavirus (COVID-19) 03/16/2020

New Mexico

State Insurance Office Highlights Credit Protections During Pandemic 05/13/2020

Notice is hereby given to every insurer who issued or delivered a private passenger or commercial auto insurance policy to a New Mexico person or entity, with coverage in effect on or after March 11, 2020 05/07/2020

Bulletin 2020-011 COVID-19: Commercial Premium Adjustments and Midterm Premium Audits 04/29/2020

Bulletin 2020-010 Regulatory Compliance/Government Relations Contact and Communication. Action Required. 04/21/2020

Notice and Order Docket No. 20-00025-COMP-PC In the Matter of Auto Insurance Premium Adjustment Requirements Relating to the COVID-19 Public Health Emergency 04/21/2020

Bulletin 2020-007 March 23, 2020 New Mexico Department of Health Public Health Emergency Order Closing All Businesses and Non-Profit Entities Except for those Deemed Essential and Providing Additional Restrictions on Mass Gatherings due to COVID-19 03/26/2020

Bulletin 2020-006 Request to All Insurance Companies Regarding Consumers Affected by COVID-19 and the Emergency Public Health Plan Measures 03/20/2020

Executive Order 2020-004 Order Declaring a State of Public Health Emergency and Invoking the Powers Provided by the All Hazard Emergency Management Act and the Emergency Licensing Act 03/11/2020

Items Expressly Addressing Workers’ Compensation:

Executive Order 2020-025 Directing All Executive Agencies to Afford a Presumption of a Compensable Occupational Disease and to Award Service Credit to Certain Qualifying State Employees and Volunteers 04/23/2020

Telemedicine Utilization and Reimbursement Order 03/25/2020

New York

Call for Special Report Pursuant to Section 308, New York Insurance Law on Liability Policies Written in New York and Coverage Exclusions or Conditions that Might Pertain to Losses Related to COVID-19 05/13/2020

Executive Order No. 202.28 Continuing Temporary Suspension and Modification of Laws Relating to the Disaster Emergency 05/07/2020

Assembly Bill No. 10327 Requires certain perils be covered under business interruption insurance policies issued to certain human services and community based health providers during the coronavirus disease 2019 (COVID-19) pandemic Introduced 04/22/2020

Coronavirus (COVID-19) Information for Industry Property/Casualty Emergency Regulation FAQs 04/21/2020

Senate Bill No. 8178 Requiring certain perils be covered under business interruption insurance during the coronavirus disease 2019 (COVID-19) pandemic 04/13/2020

Guidance to Insurance Companies and Fraternal Benefit Societies Regarding Delivery of Notices Pursuant to New 11 NYCRR §229.5(a) and 3 NYCRR §405.6(b)(3) 04/07/2020

Update to Guidance to Department of Financial Services (“DFS”) Regulated Insurance Entities and Request for Assurance Relating to Operational and Financial Risk Arising from the Outbreak of the Novel Coronavirus (COVID-19) 04/06/2020

Senate Bill No. 7506 Enacts into law major components of legislation necessary to implement the state education, labor, housing and family assistance budget for the 2020-2021 state fiscal year (Companion Assembly Bill No. A9506) Enacted 04/03/2020

Emergency Regulations 1 NYCRR §229.5(a) and 3 NYCRR §405.6(b)(3) 04/01/2020

Executive Order No. 202.13 Continuing Temporary Suspension and Modification of Laws Relating to the Disaster Emergency 03/29/2020

Assembly Bill No.10226 (Companion Senate Bill No. 8211) Requires certain perils be covered under business interruption insurance during the coronavirus disease 2019 (COVID-19) pandemic Introduced 03/27/2020

Executive Order No. 202.10 Continuing Temporary Suspension and Modification of Laws Relating to the Disaster Emergency 03/23/2020

Department of Financial Services (“DFS”) Extends Due Date for Cybersecurity Certification of Compliance 03/20/2020

Insurance Circular Letter No. 7 (2020) Guidance to Department of Financial Services (“DFS”) Regulated Insurance Entities Regarding Support for Consumers and Businesses Impacted by Novel Coronavirus (COVID-19) 03/19/2020

The Novel Coronavirus and Business Interruption Insurance – FAQs 03/19/2020

DFS Issues Call for Special Report Pursuant to Sec. 308, New York Insurance Law: Business Interruption and Related Coverage Written in New York (Data Call) 03/10/2020

-Circular LI-CL-2020-010.

Insurance Circular Letter No. 5 Guidance to Department of Financial Services (“DFS”) Regulated Insurance Entities and Request for Assurance Relating to Operational and Financial Risk Arising from the Outbreak of the Novel Coronavirus (COVID-19) 03/10/2020

Executive Order No. 202 Declaring a Disaster Emergency in the State of New York 03/07/2020

Items Expressly Addressing Workers’ Compensation:

Emergency Adoption of Addition of 12 NYCRR 329-1.3(d) (COVID-19 Testing) 05/18/2020

NY CIRB R.C. 2512 New Classification Code for Temporary Change in Duties (COVID-19) Telecommuter Reassigned Employees - Classification 8873 Effective Date: May 1, 2020; COVID-19 Claims Excluded from Experience Rating Effective Date: December 1, 2020 05/01/2020

Emergency Adoption of Amendment to 12 NYCRR 355.9 (Serious health condition) 04/15/2020

Senate Bill No. 8117 Amends the General Municipal Law, in relation to presumption regarding impairment of health caused by COVID-19 and in relation to sick leave; and to amend the workers’ compensation Law, in relation to workers’ compensation coverage and benefits for employees who participated in essential services during the COVID-19 outbreak (Companion: Assembly Bill No. 10391) 03/23/2020

NYS Workers' Compensation Board COVID-19 Outbreak Response 04/2020

Senate Bill No. 8091 Provides requirements for sick leave and the provision of certain employee benefits when such employee is subject to a mandatory or precautionary order of quarantine or isolation due to COVID-19 Enacted 03/18/2020

NYS WCB Response to the Novel Coronavirus, COVID-19 03/15/2020

North Carolina

Senate Bill No. 704 An Act to Provide Aid to North Carolinians in Response to the Coronavirus Disease 2019 (COVID-19) Crisis Enacted 05/04/2020

House Bill No.1037 COVID-19 Health Care Working Group Policy Recommendations 04/28/2020

NCDOI COVID-19 Advisory Reporting Requirements and Savings Options 04/22/2020

Bulletin Number 20-B-07 COVID-19 Pandemic Extended Order 04/21/2020

Letter to Business Owners on Business Interruption Coverage 04/20/2020

Guidelines for submitting COVID-19 filings for benefits to North Carolina consumers 04/14/2020

DOI Order Amended COVID-19 Pandemic 03/27/2020

Bulletin Number 20-B-06 COVID-19 Pandemic 03/27/2020

North Carolina Department of Insurance Frequently Asked Questions (FAQ) associated with the Commissioner’s Order and Bulletin 20-B-06 issued on March 27, 2020 03/27/2020

Insurance services essential business throughout COVID-19 health emergency 03/26/2020

Advisory to Insurance Companies Regarding Policyholders Affected by the COVID-19 Virus 03/24/2020

N.C. Insurance Commissioner encourages insurer flexibility in light of COVID-19 health emergency 03/24/2020

Bulletin No. 20-B-05 Guidance for Insurers Regarding Coverage and Cost Sharing Requirements Related to COVID-19 Public Health Emergency 03/12/2020

Executive Order No. 116 Declaration of a State of Emergency to Coordinate Response and Protective Actions to Prevent the Spread of COVID-19 03/10/2020

Items Expressly Addressing Workers’ Compensation:

Circular Letter to All Member Companies Revisions to North Carolina Basic Manual Rules Related to the COVID-19 (Coronavirus) Pandemic 05/07/2020

Circular Letter to All Workers Compensation Member Companies Data Reporting for COVID-19 Coronavirus – Claim Reporting Requirements 03/24/2020

Ohio

Senate Bill No. 308 Regards Civil Liability of Service Providers in Emergency 05/05/2020

Bulletin 2020-09 Extension of Financial Filing Deadlines and Procedural Requirements as a Result of COVID-19 Recommendations and Orders 04/15/2020

Product Filing Guidance for Property & Casualty Insurers Introducing Premium Relief Initiatives During COVID-19 Emergency 04/10/2020

House Bill No. 606 Grant immunity to essential workers who transmit COVID-19 04/10/2020

Bulletin 2020-07 Property and Casualty, Life, and Long Term Care Insurance Premium Payments During State of Emergency 03/30/2020

House Bill No. 589 To Require Insurers Offering Business Interruption Insurance to Cover Losses Attributable to Viruses and Pandemics and to Declare an Emergency Introduced 03/24/2020

Bulletin 2020-06 Coverage for Individuals with Expired Drivers Licenses 03/24/2020

Executive Order 2020-01D: Declaring a State of Emergency 03/09/2020

Items Expressly Addressing Workers’ Compensation:

House Bill No. 668 Make first responder's COVID-19 case an occupational disease 05/20/2020

House Bill No. 667 Make correction officer's COVID-19 case an occupational disease 05/20/2020

House Bill No. 633 Make COVID-19 an occupational disease under workers' comp 05/13/2020

House Bill No. 605 Make COVID-19 contracted by an employee of a retail food establishment or food processing establishment an occupational disease under the Workers' Compensation Law under certain circumstances 04/10/2020

House Bill No. 573 Make COVID-19 an occupational disease under the Worker’s Compensation Law under certain circumstances and to declare an emergency 03/23/2020

Oklahoma

Senate Bill No. 1946 An Act relating to civil liability; defining terms; establishing immunity from liability for persons or entities from certain civil actions; establishing requirements for certain immunity Enacted 05/21/2020

Senate Bill No. 1947 Product liability; creating the COVID-19 Product Protection Act; establishing immunity from certain civil actions Enacted 05/21/2020

Senate Bill No. 300 An Act relating to medical liability; establishing the COVID-19 Public Health Emergency Limited Liability Act; providing short title; defining terms; granting immunity from civil liability for acts or omissions of certain facilities or providers under emergency declaration; establishing exceptions to immunity from liability; construing provisions; providing for applicability of act; providing for expiration of act; providing for codification; and declaring an emergency Enacted 05/12/2020

PC Bulletin No. 2020-03 Auditable Insurance Policy Bulletin (Correction) 04/27/2020; Amended 04/30/2020

Bulletin 20-IB-2-04/10 Modified Regulatory Filing Requirements During the Public Health Emergency 04/24/2020

Financial Bulletin No. 2020-02 Complying with Regulatory Requirements During the COVID-19 Public Health Emergency 04/08/2020

Amended PC Bulletin No. 2020-01 Coronavirus (COVID-19) 04/06/2020; Amended 04/29/2020

Executive Order 2020-07: Declaring a State of Emergency 03/15/2020

Items Expressly Addressing Workers’ Compensation:

Workers' Compensation commission to extend filing deadlines to May 15, 2020 04/16/2020

Pennsylvania

Order of the Governor of the Commonwealth of Pennsylvania to Enhance Protections for Health Care Professionals 05/06/2020

Senate Bill No. 1127 Relating to property and business interruption insurance coverage for COVID-19 Pandemic-related Losses 04/30/2020

Senate Bill No. 1114 Providing for coverage under business interruption insurance during the COVID-19 disaster emergency 04/15/2020

SERFF: State Message Received from Pennsylvania 04/13/2020

House Resolution 842 Claims made on business interruption insurance policies during the COVID-19 pandemic 04/13/2020

Notice Number 2020-10 COVID-19 Financial Filings Related Guidance 04/13/2020

SERFF: State Message Received from Pennsylvania - COVID-19 Auto Insurance Payback and Credit Programs Expedited Filing Review Guidance 04/09/2020

COVID-19 Guidance – Notice 2020-8 All Volunteer Physicians, Podiatrists and Certified Nurse Midwives practicing within the Commonwealth of Pennsylvania under a Reactivated License 04/08/2020

House Bill No. 2386 An Act providing for business interruption insurance assistance 04/06/2020

House Bill No. 2372 Providing for insurance coverage for business interruption 04/03/2020

COVID-19 Guidance All Insurers Writing Automobile Insurance, Personal and Commercial 03/31/2020; Updated 04/08/2020

Notice 2020-5: Notice to Insurance Companies Regarding Filings 03/19/2020

Notice 2020-4: Notice to Insurance Companies Regarding Policyholders Affected by the COVID-19 virus 03/19/2020

Proclamation of Disaster Emergency 03/06/2020

Items Expressly Addressing Workers’ Compensation:

House Bill No. 2396 An Act amending Title 35 (Health and Safety) of the Pennsylvania Consolidated Statutes, in Commonwealth services, providing for work-related hazardous duty 04/13/2020

Puerto Rico

CC-2020-1965-D Second Amendment to Circular Letter No. 1960-D; Extension of Terms as a Consequence of Closure of Operations due to the Coronavirus (COVID-19) 05/15/2020

CC-2020-1964-D Reopening of Operations in the Insurance Industry 05/02/2020

Joint House Resolution No. 685 Para otorgar inmunidad a las facilidades y profesionales de la salud que asisten al Gobierno de Puerto Rico en la respuesta al estado de emergencia decretado a causa del COVID-19; establecer definiciones; disponer sobre la vigencia de esta Resolución Conjunta 04/27/2020

Joint Senate Resolution No. 524 Para otorgar inmunidad a las Facilidades de la Salud y Profesionales de la Salud que Prestan Asistencia al Gobierno de Puerto Rico en la respuesta a la emergencia como consecuencia de la pandemia provocada por el COVID-19 04/27/2020

CC-2020-1963-D Clarification on the Grace Period for Payment of Premiums and Temporary Postponement of Cancelation of Policies Due to Lack of Payment, as Provided in Ruling Letter No. CN-2020-267-D, as Amended by Ruling Letter No. CN-2020-273-D 04/22/2020

OE-2020-036 Orden Ejecutiva de la Gobernadora de Puerto Rico, Hon. Wanda Vázquez Garced, Para Otorgar Inmunidad a Las Facilidades y Profesionales de la Salud que Asisten al Gobierno de Puerto Rico en la Respuesta a la Emergencia del COVID-19 04/22/2020

CN-2020-276-D: Requerimiento de Información -“COVID-19 Information Request Template” 04/14/2020

Joint House Resolution No. 674 ordenar a todas las instituciones bancarias, financieras y cooperativas, autorizadas a hacer negocios en Puerto Rico, que se abstengan de remitir a las agencias de crédito información negativa o de falta de pago de los deudores que se hayan acogido a algún plan de pago, moratoria o aplazamiento de pago como consecuencia de la emergencia nacional causada por el Coronavirus (COVID-19) 04/06/2020

CC-2020-1962-D: Amendment to Circular Letter No. 1960-D; Extension of Terms as a Consequence of Closure of Operations due to the Coronavirus (COVID-19) 03/31/2020

CN-2020-273-D: Amendment to Ruling Letter No. CN-2020-267-D; Grace Period for Payment of Premiums and Temporary Postponement of Cancelling of Policies for Lack of Payment 03/31/2020

House Bill No. 2469 Clarificar que durante una emergencia declarada por el Gobernador de Puerto Rico a raíz de una pandemia no aplicará la excepción de virus y/o enfermedad en las pólizas de seguros comerciales en cuanto a pérdida por interrupción de negocios (“business interruption”) Introduced – 03/31/2020

CN-2020-271-D: Extension of Term of Insurance Contracts and Policies 03/23/2020

CN-2020-267-D: Grace Period for Payment of Premiums and Temporary Postponement of Cancelation of Policies Due to Lack of Payment 03/16/2020

CC-2020-1960-D: Extensión de Términos a Consecuencia de Cierre de Operaciones por Motivo del Coronavirus (COVID-19) Spanish - 03/16/2020

CN-2020-266-D: Proceso Provisional para la Extensión de Cubierta del Seguro de Responsabilidad Obligatorio Durante el Periodo de Moratoria Establecido a Consecuencia del Estado de Emergencia por el Coronavirus (COVID-19) Spanish - 03/13/2020

OE-2020-020: Orden Ejecutiva de la Gobernadora de Puerto Rico, Hon. Wanda Vázquez Garced, para Declarar un Estado de Emergencia ante el Inminente Impacto del Coronavirus (COVID-19) en Nuestra Isla Spanish - 03/12/2020

Items Expressly Addressing Workers’ Compensation:

Senate Bill No. 1540 Asegurar la cobertura de beneficios a cualquier empleado público o privado que resulte contagiado del virus COVID-19 Enrolled 05/18/2020

South Dakota

Executive Order 2020-04 State of Emergency 03/13/2020

Items Expressly Addressing Workers’ Compensation:

Workers' Compensation Coverage and COVID-19 04/2020