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Building property risk profiles from a data ecosystem

An analysis of the Marshall Fire and reconstruction costs for Boulder County, CO

As wildfires and other natural catastrophes grow in frequency and severity, so does the value of data ecosystems to help insurers gain a comprehensive view of property risk, from address-level exposure to granular, up-to-date reconstruction cost estimates.

The aftermath of the Marshall Fire in Boulder County, Colorado, highlights the importance of complementary datasets. Evaluating natural factors that contributed to the fire’s spread, especially wind patterns, helps illuminate which parts of the Boulder area bore especially high risk. Additionally, with more than 1,000 structures burned, reconstruction cost data helps to capture the full potential scope of insured losses.

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