Risk Engineering
Climate change vs. climate variability: their impact on insured losses
Catastrophe models help better understand and quantify insured losses caused by climate change and climate variability.
Will climate change lead to more hurricanes?
Verisk’s Climate Change Projections help organizations investigate how loss metrics such as average annual losses (AALs) and return period may change in the future.
Big data challenges to enterprise risk management
Big data is critical to managing enterprisewide risk, but storing, managing, and processing it all poses significant challenges.
The challenges of craft-style microdistilleries for commercial underwriters
The proliferation of craft-style microdistilleries has generated a new set of loss exposures in the alcohol service industry.
Does the new fall protection rule affect you?
The revised Walking-Working Surfaces and Personal Protective Equipment (Fall Protection Systems) rule issued by OSHA may impose new compliance obligations on companies.
Hurricane preparation for underwriters
Since April 2011, Verisk’s ISO field analysts have collected enhanced wind rating data from building surveys, including information on more than 40 characteristics…
Report sparks conversation about fires by occupancy or property type
Although commercial fires are less frequent than residential fires, the property damage these incidents cause is disproportionately higher, with losses in manufacturing…
Top 10 OSHA violations for 2016
Insurers know that insureds that follow OSHA’s direction concerning risks and exposures are less likely to have workers’ compensation claims. Their Top 10 list can help…
Workers' comp writers can stop flying blind
The ability to differentiate between applicants for better risk selection is a huge challenge for workers' compensation insurers.
The power of high-risk notifications
When a basic on-site survey reveals conditions are far more serious than an insurer expected, a high-risk notification becomes critical.
Knowing what we don’t know
Uncertainties of risk assessment -- the known unknowns -- present challenges when trying to develop an accurate incident and claim history at the point of underwriting.
Thirty years in the making: OSHA updates recommended safety practices
Insurers can recommend workplace loss control measures to help protect workers from workplace hazards, and avoid injuries, illnesses, and incidents. Fewer injuries mean…
Risks and rules for small commercial drones
FAA releases rules to regulate commercial drones.
Workers' comp in a tight spot
Although workers compensation insurers strive to identify and mitigate risks and appropriately underwrite workplaces, tight spots often present unique challenges.
Ten easy steps to starting a safety program
The Occupational Safety and Health Administration's guide provides straightforward methods for insureds to establish safety and health programs.