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Risk Engineering

Climate Change Teaser
May 31, 2023

Climate change vs. climate variability: their impact on insured losses

Catastrophe models help better understand and quantify insured losses caused by climate change and climate variability.

Climate Change Hurricane Teaser
October 20, 2022

Will climate change lead to more hurricanes?

Verisk’s Climate Change Projections help organizations investigate how loss metrics such as average annual losses (AALs) and return period may change in the future.

Big Data
April 11, 2022

Big data challenges to enterprise risk management

Big data is critical to managing enterprisewide risk, but storing, managing, and processing it all poses significant challenges.

June 27, 2018

The challenges of craft-style microdistilleries for commercial underwriters

The proliferation of craft-style microdistilleries has generated a new set of loss exposures in the alcohol service industry.

August 31, 2017

Does the new fall protection rule affect you?

The revised Walking-Working Surfaces and Personal Protective Equipment (Fall Protection Systems) rule issued by OSHA may impose new compliance obligations on companies.

August 28, 2017

Hurricane preparation for underwriters

Since April 2011, Verisk’s ISO field analysts have collected enhanced wind rating data from building surveys, including information on more than 40 characteristics…

July 11, 2017

Report sparks conversation about fires by occupancy or property type

Although commercial fires are less frequent than residential fires, the property damage these incidents cause is disproportionately higher, with losses in manufacturing…

June 7, 2017

Top 10 OSHA violations for 2016

Insurers know that insureds that follow OSHA’s direction concerning risks and exposures are less likely to have workers’ compensation claims. Their Top 10 list can help…

March 21, 2017

Workers' comp writers can stop flying blind

The ability to differentiate between applicants for better risk selection is a huge challenge for workers' compensation insurers.

March 5, 2017

The power of high-risk notifications

When a basic on-site survey reveals conditions are far more serious than an insurer expected, a high-risk notification becomes critical.

March 4, 2017

Knowing what we don’t know

Uncertainties of risk assessment -- the known unknowns -- present challenges when trying to develop an accurate incident and claim history at the point of underwriting.

March 1, 2017

Thirty years in the making: OSHA updates recommended safety practices

Insurers can recommend workplace loss control measures to help protect workers from workplace hazards, and avoid injuries, illnesses, and incidents. Fewer injuries mean…

December 14, 2016

Risks and rules for small commercial drones

FAA releases rules to regulate commercial drones.

November 29, 2016

Workers' comp in a tight spot

Although workers compensation insurers strive to identify and mitigate risks and appropriately underwrite workplaces, tight spots often present unique challenges.

March 1, 2016

Ten easy steps to starting a safety program

The Occupational Safety and Health Administration's guide provides straightforward methods for insureds to establish safety and health programs.

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