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ProMetrix Commercial Property

Underwriters Advantage

To be as competitive as possible, you need insightful, granular detail about a property and its environment

You need Underwriters Advantage, a single source of information that combines property-specific data from a wide variety of ProMetrix® system reports.

Verisk’s Underwriters Advantage gives you data from our Building Underwriting Report, 360Value® Estimated Replacement Cost Valuation, FireLine® Report, and FloodAssist® Report at a lower price than if you ordered those reports individually. The reports provide a complete profile of the building, allowing you to underwrite more effectively and price your risk more accurately.

Underwriters Advantage includes:

  • Building address information
  • Front and rear building photos, plus high-resolution aerial imagery (when available)
  • Relative Hazard Percentile — a benchmark ranking of risk based on the building's construction, occupancy, fire protection, and exposure compared with other similar buildings in the ProMetrix commercial property database
  • Public Protection Classification (PPC®)
  • Construction details
  • Occupancy details
  • Building exposures
  • Wind-specific information with data on enhanced Basic Group II wind symbols, building construction, Building Code Effectiveness Grading Schedule (BCEGS®) scoring, roof and wall details, environment exposure, and wind loss history — information that can help you make informed decisions about the potential damage that wind can cause to your insured buildings and how to mitigate the exposure
  • Wildfire risk (available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Utah, and Washington)
  • LOCATION® commercial territory codes — commercial property, commercial auto, and Group II zones
  • LOCATION BCEGS classifications — commercial building code information
  • LOCATION wind — distance to ocean or gulf, distance to nearest body of water, and names of the bodies of water
  • LOCATION crime information — past, current, and forecasted crime scores for eight crime types; aggregate crimes against persons; aggregate crimes against property; and an overall crime risk score
  • Estimates of loss mitigation capabilities of a sprinkler system
  • Estimated replacement cost
  • Flood zone determination and other flood risk data
  • Business data — detailed information on up to four building occupants
  • Property Characteristics Report — public records data, including tax and market sale information, location and site information, and specific property characteristics

Contact Us to Learn More

Other Ways to Connect

We are available Monday through Friday, 7 a.m. — 8 p.m. US Eastern Time:

  • Chat Now

    Note that password resets and user information are not available through Live Chat or Email. Instead, please call the main toll-free number below.

  • Main Toll-Free: 1-800-888-4476

  • Global Toll-Free: International Access code, then 800 48977489
    When calling from the UK, please dial 00 800 4897 7489

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