Personal Auto

The rising cost of physical damage claims has auto insurers asking questions about premium adequacy.

There’s a serious need for actuarial insights focused specifically on the highly competitive market of non-standard auto insurance.

Non-rate actions that don’t require a rate filing are one of the fastest ways to help with insurers’ profitability during a hard market.

Here's how insurers can stay updated on Verisk coverage and actuarial product updates.

Electric vehicles may be safer than gas-powered cars, but they can also be more expensive to insure.

Auto History Score is purpose-built using modeled data, correlated with future claims, to help auto insurers refine rating segmentation.

Personal auto insurance is set for a hard market in 2022 as claim frequency and severity rise amid inflationary pressures and risky driving.

With some Americans are driving less, pay-per-mile car insurance is becoming more popular.

How connected cars, smart homes, and electric vehicles could impact personal lines insurance carriers and agents.

Personal lines insurers seek fast quoting for better customer experiences (CX), but they also need rigorous cost and underwriting controls.

When a vehicle is deemed a total loss, it can take days or weeks for the auto insurers to notify and pay the lienholder.

Competition and growing digital information sources demand that auto insurers balance underwriting data consumption with cost efficiency.

A multistate update to the ISO Personal Auto Program will provide underwriters additional flexibility for delivery driver risks.

Increasing speed is becoming the norm for auto insurance quotes, driving digital transformation and data-forward strategies.

Learn about updates to ISO insurance programs and underwriting solutions for 2021 and what's in store for 2022.