Community Hazard Mitigation
Fighting wildfire with fire and fuel reduction
Wildfires need three things—conducive weather, a source of ignition, and a supply of fuel.
Growing wildfire exposure feeds need to grasp risk factors
A record 2018 wildfire season in California, with signals suggesting more of the same to come, is driving insurers to seek better risk assessment tools.
Reflections from the Camp Fire
In Paradise, California, after the historic Camp Fire, the sights were familiar to veterans of past fires but startling to visitors seeing a major wildfire scene for the…
ISO recognized for commitment to disaster safety and resilience
Verisk's ISO business has received the Distinguished Service Award from the Federal Alliance for Safe Homes, Inc. (FLASH), a nonprofit organization that works to…
California wildfire destruction aligns with identified risks
Property destruction from the November 2018 Camp and Woolsey Fires in California shows a strong correlation with areas identified as at risk by FireLine®, Verisk’s…
Hot in here: Why it’s getting harder to fight house fires
It’s important for insurers to understand advances in fire science and how they assess a community’s adaptation to evolving challenges in fire protection.
How understanding high-performing fire departments can help insurers
ISO’s Community Hazard Mitigation works closely with fire departments and communities through our Public Protection Classification (PPC®) program, which develops…
Raging California wildfires burn thousands of properties
Wildfires in California surpassed 215,000 acres burned as of November 12, destroying thousands of structures, forcing mass evacuations, and reportedly causing 43…
Special Hazard Zones capture wildfire risk beyond the flames
When wildfires hit populated areas, flames may not be the only cause of insured loss. Beyond the perimeter of a fire, smoke and ash can damage properties that don’t…
Wyoming fires’ growing footprint threatens hundreds of homes
Wildfires continue to burn near the Wyoming/Colorado border, and the largest, most destructive ones—the Roosevelt, Marten Creek, and Ryan fires—are at various stages of…
California wildfires spark state insurance legislation
Recent record-breaking, destructive California wildfire seasons highlighted insurance issues that drove the introduction of over 17 bills during the 2017–2018 state…
PPC: Evaluating fire protection at the grass roots
Insurers measuring the level of protection in a community need to know which station responds first to every address, who and what are inside those stations, where the…
Mendocino Complex Fire, California’s largest, keeps burning
Verisk's FireLine categorized more than 99 percent of the Mendocino Complex Fire area as at risk, with over 94 percent at high or extreme risk.
Trust, experience give PPC an edge in rating fire protection
Fire protection in the United States didn’t grow up overnight. It arose and evolved piece by piece, and to this day, fire protection is changing in large and small ways.…
Slow progress reported against destructive Carr Fire
FireLine, Verisk’s wildfire risk management tool, is guiding analysis of risk factors seen within the Carr Fire’s perimeter. FireLine categorized more than 99 percent of…