Homeowners Underwriting

6/22/2021 - 1 min read

Virtual inspections give insurers a leg up, down on the farm

From quote to renewal, a virtual inspections are a good option for insurers to account for risks while promoting safety and maintaining the workflow of a farm.

5/7/2021 - 2 min read

How the hail hazard is affecting property insurance

Confronting hail risk means having an informed strategy and effective tools backed by advanced technology and analytics.

4/27/2021 - 2 min read

Building activity drives rise in reconstruction costs, with lumber leading the way

Total U.S. reconstruction costs continued to rise in Q2 2021, according to Verisk, with lumber costs soaring a historic 84.71%.

4/26/2021 - 4 min read

Five emerging risk trends facing homeowners (and how we're addressing them)

Learn how a major update to the ISO Homeowners insurance program will address cannabis, drones, virtual currencies, and other new risks.

3/22/2021 - 8 min read

The COVID-19 journey for homeowners insurers: Building on lessons learned and new-normal strategies

Economic turmoil, lifestyle changes, and transitions to remote work amid the COVID-19 pandemic created a “new normal” for personal property insurance.

1/22/2021 - 2 min read

How old is that roof?

Validating roof age is an ongoing challenge for homeowners insurers that demands a range of reliable sources to verify age, condition, and characteristics.

1/20/2021 - 2 min read

Pandemic-driven demand increases in lumber markets send reconstruction costs soaring

Total reconstruction costs increased sharply again at the national level in the United States and Canada, according to the latest data from Verisk’s 360Value.

12/3/2020 - 3 min read

Why we’re building the future of actuarial analysis in the cloud

Learn how the migration of ISO ratemaking systems to the cloud will deliver added value for Verisk customers.

11/13/2020 - 2 min read

Four reasons to pay close attention to your homeowners renewal book

Applying an inflation-based index to reconstruction cost estimates (RCEs) can cause homeowners insurers to miss important property changes at policy renewal.

10/19/2020 - 2 min read

Reconstruction cost increases reach historic high

Total reconstruction costs surged at historic rates in the United States and Canada from October 2019 to October 2020 as lumber prices spiked.

10/15/2020 - 2 min read

Five Ways to Leverage the Rapid Digitization of Insurance

COVID-19 has accelerated the digitization of insurance. Now, more than ever, insurers are turning to virtual technology and AI to help serve customers.

9/22/2020 - 4 min read

Record-breaking West Coast infernos put a fresh focus on wildfire risk

Wildfires on the west coast have burned more than 5 million acres in 2020, renewing discussion in climate change's role in this growing peril.

9/17/2020 - 1 min read

How the pandemic has affected homeowners insurance (Infographic)

Ripples from the pandemic are reaching homeowners insurers as the new normal transforms the housing market in multiple ways.

8/18/2020 - 6 min read

California, Colorado wildfires show extreme behavior amid heatwave

Multiple major wildfires have scorched more than 170,000 acres combined in California and Colorado, with some fires showing extraordinary behavior.

8/5/2020 - 4 min read

Fast-spreading Apple Fire spurs evacuations in California

The Apple Fire prompted evacuations as it burned a portion of California’s Riverside County where 98 percent of the area was at high or extreme wildfire risk.