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Risk Assessment

Climate Change Teaser
May 31, 2023

Climate change vs. climate variability: their impact on insured losses

Catastrophe models help better understand and quanitfy insured losses caused by climate change and climate variability.

Wildfire Risk Teaser
May 30, 2023

Wildfire: Insurers and communities adapt to an ever-growing threat

Wildfires have moved rapidly to the fore as an exposure for insurers to understand and manage in states at high risk for this peril.

Iso Bop Teaser
May 30, 2023

Bringing a BOP program to market with comprehensive tools and support

The ISO businessowners policy program is ready out of the box to meet many carrier requirements

Innovation Vin
May 16, 2023

Innovative VIN Decode Solution for Commercial Auto Insurance

Understanding vehicle risk is critical to improve segmentation, refine pricing and enhance profitability. Gain insights from 50+ components.

After Catastrophes
May 4, 2023

What happens after catastrophes? Protection in a time of loss

Despite mitigation measures, natural hazards may still cause damage, and insurers need actionable data to guide underwriting and pricing.

Insurtech Teaser
May 4, 2023

How insurtech can better determine sufficient contents coverage

From estimating to calculating: Predictive modeling and machine learning remove the guesswork from evaluations.

Businessowners Program Teaser
May 1, 2023

It’s a good time for insurers to consider a businessowners program

Solutions to ease entry into the businessowners policy program market and sustain that business across the value chain.

Property Auto Inspection
April 28, 2023

Having the best of both worlds in property and auto inspections

Determining or verifying key risk characteristics of insured property or vehicles can be costly, labor-intensive, and time-consuming.

Q1 Quarterly Report 23
April 12, 2023

Reconstruction cost dips signal increased market stabilization

Total reconstruction costs, including materials and labor, increased 3.1% from April 2022 to 2023. Costs continue to slow down and steady.

Weather Teaser
April 6, 2023

Severe thunderstorms and hail: Concentrated events that pack a punch

Severe thunderstorms are a common natural phenomenon in the US, causing more than half of annual reported insured losses since 1985.

Undetected Fraud Teaser
April 3, 2023

Uncover the Undetected Fraud in Your Claim

Annually, insurance fraud steals roughly $308.6B from American consumers. Self-insureds could be vulnerable to insurance fraud and undetected leakage.

Non Rate Auto Insurers Teaser
March 6, 2023

How non-rate actions are easing personal auto profitability pressures

Verisk has seen a marked increase in insurers seeking strategic sourcing of non-rate actions to confront premium leakage in 2023.

Emerging Issues Teaser
February 27, 2023

Which emerging issue will shape the P/C industry in 2023…and beyond

The 2023 Emerging Issues Bracket Challenge is our opportunity to see which issues have your attention this year.

Q1 Quarterly Report 23
January 18, 2023

As increases slow, reconstruction costs show signs of stabilizing

Total reconstruction costs, including materials and labor, increased 6.8% from January 2022 to January 2023, a drop from the last quarter.

Upstream Webinar Teaser
December 12, 2022

Why it’s time to rethink vehicle cybersecurity

How each connection in the tangled web of vehicle cybersecurity could represent a potential vulnerability for bad actors to exploit.

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