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Personal Property

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May 7, 2021

How the hail hazard is affecting property insurance

Confronting hail risk means having an informed strategy and effective tools backed by advanced technology and analytics.

360value Reconstrucion Costs
April 27, 2021

Building activity drives rise in reconstruction costs, with lumber leading the way

Total U.S. reconstruction costs continued to rise in Q2 2021, according to Verisk, with lumber costs soaring a historic 84.71%.

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April 26, 2021

Five emerging risk trends facing homeowners (and how we're addressing them)

Learn how a major update to the ISO Homeowners insurance program will address cannabis, drones, virtual currencies, and other new risks.

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April 13, 2021

Building ’em like they used to: Insurance to value on older homes

Verisk’s 360Value® reconstruction cost estimating tool can help insurers maintain ITV for older homes that have more varied building materials and techniques.

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March 26, 2021

From hayseed to hayride: How to address the risk exposures of the modern farm

How insurers can manage the evolving risk exposures on the modern farm--including the risks from agritainment/agritourism.

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March 22, 2021

The COVID-19 journey for homeowners insurers: Building on lessons learned and new-normal strategies

Economic turmoil, lifestyle changes, and transitions to remote work amid the COVID-19 pandemic created a “new normal” for personal property insurance.

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March 12, 2021

How a commercial lines insurance company accelerated employee training with ISO Education

Learn how one insurer saved a year's worth of work with the ISO Education Knowledge Sharing program for employee training.

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February 18, 2021

Preparing for a growing peril: The age of the ‘gigafire’ has begun

As dramatic as the statistics surrounding the 2020 wildfire season were, the messages they carry and the questions they raise are even more critical to address.

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February 4, 2021

Beast from the East or just a cold spell? Insurers brace for freezing weather claims

As wintry weather sweeps across the UK, many insurers are cognisant that another potential 'Beast from the East' or wave of unusually cold spells could lead to a surge in…

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January 22, 2021

How old is that roof?

Validating roof age is an ongoing challenge for homeowners insurers that demands a range of reliable sources to verify age, condition, and characteristics.

360value Reconstrucion Costs
January 20, 2021

Pandemic-driven demand increases in lumber markets send reconstruction costs soaring

Total reconstruction costs increased sharply again at the national level in the United States and Canada, according to the latest data from Verisk’s 360Value.

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December 16, 2020

Delivering value for ISO customers during a challenging year

While 2020 was a disruptive year, ISO reaffirmed its commitment to our customers. Here's a look at our year in review.

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November 13, 2020

Four reasons to pay close attention to your homeowners renewal book

Applying an inflation-based index to reconstruction cost estimates (RCEs) can cause homeowners insurers to miss important property changes at policy renewal.

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October 21, 2020

The not-so-secret sauce of ISO Loss Costs

Learn the methods and techniques Verisk uses to make ISO Loss Costs more valuable to insurers.

360value Reconstrucion Costs
October 19, 2020

Reconstruction cost increases reach historic high

Total reconstruction costs surged at historic rates in the United States and Canada from October 2019 to October 2020 as lumber prices spiked.