Personal Property

Hail is spreading out into new regions of the country that aren’t traditionally exposed to hail risk.

Multiple homeowners insurers sought solutions to challenges around roof risk, and Verisk has created case studies to follow their journeys.

Knowing a property's history, including changes in ownership and occupancy, is essential to paint a vivid picture of a property's condition.

With renovations increasing rapidly, the pressure to monitor property changes has increased to promote premium and ITV alignment.

By uncovering property change events during the policy life cycle, insurers can better understand their book of business.

Verisk's 360Value® Quarterly Reconstruction Cost Analysis shows materials and labor prices rose 13.5 percent from April 2021 to April 2022

Big data is critical to managing enterprisewide risk, but storing, managing, and processing it all poses significant challenges.

SmartSource in 360Value gives personal property insurers the current and comprehensive data they need to underwrite with confidence.

Demand for green power brings risk considerations for homeowners insurers, as solar panels can sustain storm damage and pose fire hazards.

How connected cars, smart homes, and electric vehicles could impact personal lines insurance carriers and agents.

In a world where remote work is becoming more common, insuring second homes involves new considerations.

Personal lines insurers seek fast quoting for better customer experiences (CX), but they also need rigorous cost and underwriting controls.

More than 6.8 million properties were affected by one or more damaging hailstorms, a nearly 10 percent increase from 2020

Homeowners insurers and their customers in Florida are navigating a turbulent market, and roof coverage figures prominently in the turmoil.

Unverified property information is an ever-present pitfall for many insurers; mobile virtual inspection technology can help.