Small Commercial
From seed to smoke: Risks across the marijuana supply chain
Read all of the articles in the Visualize series, From Seed to smoke: Risks across the marijuana supply chain, by Lucian McMahon, CPCU, ARM-E, AU-M, product development…
Agents feel the need for speed
After accuracy of quotes, the agents in Verisk's agents survey indicated that speed to quote is the most critical factor in considering which insurer to work with.
Reliable quotes and the mind of the small commercial agent
Verisk surveyed independent insurance agents who work in the small commercial market to gain insight into their thought and decision-making processes when dealing with…
Motivating agents: Results of a Verisk agents survey
One might assume that, when dealing with insurers, agents are motivated primarily by commissions. However, according to a recent Verisk agent survey, that's not true at…
How safe is that hotel room from CO risk?
Insurers and hotel operators should know the risks associated with common hotel systems that could produce deadly CO.
From seed to smoke: Marijuana retail stores and dispensaries
In many states, marijuana sales are being taken out of the back alley and into licensed retail and medical dispensary establishments. In this article from Verisk's…
Implementing the right workplace safety incentive program
A workplace safety incentive program can be positive and something an insurer should support, but it depends upon the program and how it’s implemented. However, an…
Escaping ‘escape room’ risk
Escape rooms, where, for a fee, people are intentionally locked in and must find clues and solve intellectual puzzles in a certain amount of time to escape, are popular.…
From seed to smoke: Marijuana concentrates and manufacturing risk
Marijuana concentrates are exactly what they sound like: products that contain concentrated dosages of the cannabinoids found in marijuana plants.
Don’t lose out on loss histories
Obtaining loss histories can be problematic. But there are ways to get them easily, get a faster speed to quote, improve agency relationships, and improve your…
$4.5 billion in commercial property premium leakage due to misclassification
According to a Verisk analysis of commercial portfolios, that’s the estimated amount of commercial property premium leakage over the course of four years due to…
A day in the life of a property inspector
Surveys, inspections, and site visits are an integral part of gathering reliable, up-to-date information on commercial properties and the risks they pose. The data is…
Modeling today’s cyber aggregation risk
Using a market share approach to estimate cyber risk or to approximate potential loss as a result of a cloud service outage may be an inferior model. A detailed…
What makes a major March Nor’easter?
AIR's Dr. Peter Sousounis explains why strong nor'easters in March are not as uncommon as one may think.
Cyber attacks hitting small businesses
Every insurer’s BOP customer needs to understand that cybersecurity and the insurance protection designed to shield small businesses from cyber attacks have become…