Small Commercial

Marijuana Leaf Small
January 14, 2019

PAAS lessons in workers’ compensation and general liability for insurers

This past October, ISO’s Premium Audit Advisory Service (PAAS®) hosted its 2018 PAAS Forum, which featured presentations on key workers’ compensation and general…

Shopping Centre
December 17, 2018

All insurance is local

There’s no such thing as a U.S. small-commercial market. State-by-state regulation and regional and local business dynamics have led to the development of at least 50…

Prometrix Onboarding Process
November 19, 2018

Insuring the businesses of tomorrow: Program enhancements in the pipeline

The growth of new business opportunities and private investments are creating new risks in commercial lines.

Man On Computer
October 25, 2018

DOJ responds to Congressional request for clarity on website ADA compliance

'It is not clear whether the ADA applies to websites. This leaves businesses and property owners unsure of what standards ... govern their online services.'

Wster Transfer Station Fire 002
October 11, 2018

Preventing fires at waste and recycling centers

How does a large commercial facility with a working automatic sprinkler system burn to the ground and create a cloud of smoke so big it registers on weather radar maps?

September 24, 2018

ISO Electronic Rating Content more deeply embedded in carriers' platforms through expanded Guidewire relationship

ISO Electronic Rating Content™ (ERC™)—working with Guidewire—is further expanding its ability to help property and casualty insurers be more nimble, efficient, and cost…

The Future Of Small Commercial
August 27, 2018

The future of small commercial insurance—a perspective

Insurers need to aggressively pursue the small commercial market segment of the industry. It’s a unique opportunity with specific challenges in communicating to the…

Island Beach State Park
August 17, 2018

Nanoparticles in your sunscreen (most likely) won’t harm you

Some scientists have raised concerns that sunscreens using nanoparticles might pose health risks to people using them. Should you worry?

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August 7, 2018

Charting a course for profitable growth

Opportunities for profitable growth increasingly come down to who has better data and is better positioned to make good use of it. For an insurer, “good use” may mean…

Iso Home Healthcare
June 11, 2018

ISO launches new insurance program to address the rapidly growing home healthcare insurance market

ISO has launched a new home healthcare program that provides a robust coverage and rating solution to help insurers address the rapidly growing home healthcare market.

April 23, 2018

All about timing: The importance of discovery triggers in cyber insurance

ISO’s commercial cyber insurance program—designed specifically for small and midsized enterprises (SMEs)—includes a unique feature: a discovery trigger applicable to…

Keep It Simple For Insurance Agents
April 4, 2018

Make it simple for agents

Insurance agents crave simplicity. Humans are naturally drawn to simplicity. Our brains are hardwired for it.

The Me Too Movement And Insurance Implications
February 22, 2018

Underwriting employment practices liability in the #MeToo era

220,568 sex-based charges were filed with the U.S. Equal Employment Opportunity Commission between 2010 and 2017. Here's how insurers are affected.

Verisk Cybersecurity
February 16, 2018

Cyber incidents top list of business risks on the new Allianz Risk Barometer

Last month, Allianz Global Corporate and Specialty published its seventh annual risk barometer, a look at the top business risks in the eyes of risk managers globally.

Cable 002
February 13, 2018

Which picture shows the worst electrical risk? You make the call!

Insurers rely on data and analytics to help them mitigate risk, project future losses, and set premiums. Much of that information is delivered automatically, and insurers…