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Verisk's A-Plus database providing claims on past property insurance claims now bundled and accessible through the 360Value replacement cost estimator.

Improve underwriting decisions with data on claims events that may have affected a residence but were never claimed by the property owners.

Many insurers have significant potential to generate lift by aligning rates more closely with underlying risk levels.

Verisk studies show by-peril rating enhances market share and profitability for homeowners insurers.

Insurers can better understand property flood risk by surveying exposures and accounting for building characteristics at the point of underwriting.

Verisk's complimentary Business Process Review service helps select insurance customers analyze and improve the way they do business.

Verisk assessment of hail damage potential using the Hail Damage Score™ reveals top 10 riskiest states for hail damage exposure.

Infographic traces key developments in homeowners insurance underwriting in the United States.

insured losses from North American catastrophe activity

Property/casualty insurers’ net income and overall profitability both declined in the first nine months of 2014.

Reconstruction cost trends for January 2015 as reported in 360Value Quarterly Cost Update by Verisk. Used for insurance-to-value (ITV) coverage A estimates.

New Verisk LOCATION offerings include Hail Risk Score, Premium Tax Service in Minnesota; and Hawaii Lava and Tsunami services.

Reconstruction cost trends for October 2015 as reported in 360Value Quarterly Cost Update by Verisk. Used for insurance-to-value (ITV) coverage A estimates.

Verisk sees significant opportunities for homeowners insurers to use geospatial data in property inspections.

Survey finds majority of large homeowners insurers are incorporating by-peril rating structures, predictive analytics to more closely align premium to risk.