Roof Underwriting Report for Homeowners

A comprehensive view of roof risk

A reliable source to verify the age, condition, and characteristics of a roof

From an underwriting perspective, a roof is one of the most important attributes of a property. However, it can have hidden damage. Fortunately, there’s a better way to examine risk. Verisk provides insurers with detailed information on residential roofs.

Leverage robust data and analytics to assess roof risk

Verisk’s Roof Underwriting Report for Homeowners can help insurers identify high-risk exposures, reporting on key roof data points.

Roof Underwriting Report For Homeowners Data Points

Know your true roof exposure

Roof Capabilities Thumbnail

Combining artificial intelligence and machine learning with leading data and analytics, Verisk provides key roof insights for every property you insure.

View the infographic

Verisk’s Roof Solutions: A Comprehensive View of Roof Risk

More Precise Imaging

Verisk’s Roof Solutions: A Comprehensive View of Roof Risk

Explore the challenges of roof assessment and how Verisk provides insurers with data to verify the age, condition, and characteristics of a roof, as well as its potential for hail and wind damage. This enables insurers to accelerate underwriting and more accurately assess risk.

More precise underwriting and rating with validated data

Damaged Roof

More precise underwriting and rating with validated data

Verisk combines permit insights, assessor records, and an array of other data elements to assess the age of a structure’s roof using our deep industry experience and advanced data science.

Examine critical roof characteristics and changes

Aerial View Of Solar Panels On Residential Roofs

Examine critical roof characteristics and changes

With high-resolution views, see how a roof’s condition changes over time and capture potential hazards: Nearby or overhanging trees, materials that are especially prone to damage, and expensive attachments such as solar panels.

The Hail Hazard and Its Impact on Property Insurance

Hail Hazard Thumbnail

This report reviews and summarizes  U.S. hail activity in 2020, including breakdowns of severe events and the most active states and counties. Also discussed are impacts in the “hail alley” region and strategies for insurers to make better-informed underwriting decisions.

Download the report

Additional insights

Gettyimages 1201678158 Teaser

How old is that roof?

Validating roof age is an ongoing challenge for homeowners insurers that demands a range of reliable sources to verify age, condition, and characteristics.

Read the article 
Gettyimages 488913912 Web

Data helps unmask hail risk, a volatile peril with potentially hidden consequences

A new Verisk white paper, U.S. Hail Damage Insights, examines key topics and data for insurers concerning hail, which can cause damage that goes undetected.

Read the article 
7559

Manage roof risk: 360Value Roof Actual Cash Value

Verisk has facilitated insurers’ ability to manage roof risk with 360Value Roof Actual Cash Value (ACV), a tool for estimating a roof’s actual cash value.

Read the article 

Contact Us to Learn More

Other Ways to Connect

We are available Monday through Friday, 7 a.m. — 9 p.m. US Eastern Time:

  • Chat Now

    Note that password resets and user information are not available through Live Chat or Email. Instead, please call the main toll-free number below.

  • Main Toll-Free: 1-800-888-4476

  • Global Toll-Free: International Access code, then 800 48977489
    When calling from the UK, please dial 00 800 4897 7489