Roof Underwriting Report for Commercial Risks

When you want the full picture


1.9 million in roof damage claims

17 billion in roof claims

increase in wind thunderstorm and hail events stat

How can you get the full picture of a roof before you underwrite it?

Getting inspectors onto commercial roofs can be a challenge. Some underwriters use images found on the web to verify commercial roofs—a manual process that relies on images that are often low resolution and several years old.

Fortunately, there’s a better way. Verisk offers detailed information on commercial roofs, using aerial imagery, robust data, and advanced analytics.

Know your true roof exposure—at each stage

Verisk’s Roof Underwriting Report can help insurers identify high-risk exposures. Leveraging artificial intelligence and machine learning, the report provides key roof data points, including: condition, age, cover material, type/geometry, and solar panels.

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Easily incorporate into your workflow

The Roof Underwriting Report is available through ProMetrix®, a robust source of insurance-specific underwriting data and analytics for 11.3 million commercial properties in the United States. Combine it with other ProMetrix reports, such as the Building Underwriting Report, 360Value®, and LOCATION® reports to get a complete view of property risk.

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Eyes in the Sky: Safer, Faster—and Sharper—Views for Commercial Roof Inspections

Inspecting the roofs of commercial buildings, especially smaller ones, can be a major challenge for insurers. Learn how aerial imagery and artificial intelligence are saving insurers from the hassles and hazards of roof surveys from the ground.

Read the article

Verisk’s Roof Underwriting Report: When You Want the Full Picture

Verisk’s Roof Underwriting Report uses aerial imagery, artificial intelligence, and machine learning to provide critical information about roof risk. In this webinar, we explore the challenges of assessing roofs and how our new report can help accelerate and refine commercial property underwriting.

View the webinar on demand



  1. Xactware 2019 data for residential and commercial roof claims
  2. Ibid.
  3. Verisk PCS business data—past decade compared to decade prior
  4. Verisk analysis