Underwriting and Rating

OneXperience for Personal Property

Leverage virtual inspection software to help validate essential property characteristics, automate property inspection reports, and streamline underwriting.

Boost efficiency and optimize inspection costs

Determining or verifying key risk characteristics of insured property can be costly, labor intensive, and time consuming. Traditional inspections can cost hundreds of dollars and yield inconsistent results—and you may wait 45 days or more for a property inspection report.

How do you decide when to book on-site inspections for new or renewal business, and when to rely on data sources and policyholder-supplied information? Virtual home inspections can improve insurance underwriting processes and optimize costs.

Take your inspections digital, quickly

Validate essential property characteristics with OneXperience™: virtual inspection software backed by core expertise.

Simple

Access an easy-to-use platform from almost any device with a web browser.

Scalable

Grow your business with a solution that adjusts to your needs with minimal disruption.

Solution-oriented

Take advantage of flexible options that adapt to your organizational capabilities.

See how it works

Walk through the OneXperience platform and see the ease of use, customization features, and how to incorporate analytics into workflows.

See how it works

Streamline integrations to enhance your property inspection workflow

With integrations connected through the Verisk ecosystem, gain a comprehensive view of property risk and give customers a more engaging experience. Accelerate underwriting with reliable, seamless access to reconstruction cost estimates and high-resolution aerial images.

Streamline integrations to enhance your property inspection workflow

Advanced technology enables eyes on site—without boots on the ground—to determine or verify key risk characteristics of insured property or vehicles.

See how OneXperience can help cut the cost of a home inspection.

See OneXperience in action

Features and capabilities

Easier access

Use your device’s browser to access virtual home inspection forms—no app download necessary.

Improved collaboration

Engage and collaborate in real time via a highly secure video connection, chat, instant message, email, and shared calendar options.

Document customization and efficiency

Easily find and tailor documents for different types of property inspection reports. Create and hand off forms that match your business and organize documents in one place.

Hazard detection

Uncover hazards that are critical to determining eligibility and refining risk selection.

Image verification

Authenticate images with date, time, and location-based data and original content checks using the OneXperience virtual inspection software.

Related resources

Stay in the know about important industry trends and innovative solutions.

Infographic

OneXperience in action

Advanced technology provides a way to have eyes on site—without boots on the ground—to determine or verify key risk characteristics of insured property or vehicles. See how OneXperience can help you save money, labor, and time.

View the infographic

Infographic

Optimize digital inspections

Leverage advanced analytics to automate more informed underwriting throughout the policy life cycle.

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Having the best of both worlds in property and auto inspections

Determining or verifying key risk characteristics of insured property or vehicles can be costly, labor-intensive, and time-consuming.

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Can’t see all of the property risks? You could be headed for a fall

Unverified property information is an ever-present pitfall for many insurers; mobile virtual inspection technology can help.

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Virtual inspections give insurers a leg up, down on the farm

From quote to renewal, a virtual inspections are a good option for insurers to account for risks while promoting safety and maintaining the workflow of a farm.

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Recent integrations make OneXperience the leader in comprehensive virtual property inspection

OneXperience for personal and commercial lines can transform property inspection workflows with valuation tools, property characteristics, and aerial imagery.

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