Property Claims Solutions
Precise estimates, powerful analytics
Accelerate FNOL with automated prefill
Automatically populate key information during claim intake with our FNOL prefill. The solution taps an array of data sources to deliver complete and accurate entity and policy details in seconds.
Manage and analyze your claims with peak efficiency
Manage and analyze your claims with peak efficiency
XactAnalysis is a full-cycle management tool that allows you to assign and track claims throughout their lifecycle. And, paired with XactAnalysis Insights’ machine learning-generated reporting and industry benchmarking, you can understand your claims inside and out with just a glance and easily share them across your organization.
Close collaboration at a distance
ALE receipts—organized and ready for payment
ALE receipts—organized and ready for payment
ClaimXperience lets your customers track expenses as they go, painlessly calculate mileage, and enjoy full transparency into their covered living expenses in a single, collaborative portal, all without dealing with a mountain of paper receipts.
Gain the advantage of “eyes-on-site” right from the desk.
Gain the advantage of “eyes-on-site” right from the desk.
More effectively triage claims and assess damage remotely while offering the safety, flexibility, and convenience that come with alleviating an on-site visit. Real-time video conferencing empowers your policyholder and creates trust as you guide them through the initial steps of scoping their property damage.
Get just the data, right away
Get just the data, right away
Use ClaimXperience’s Damage Assessment Automation™ tool to build custom forms that can fit most claim types. You can create any form, from simple to complex.
Intelligent weather response
Stay on top of claims before, during, and after severe weather events.
Use the industry’s most advanced weather intelligence and analytics tools to better expedite claims for your most exposed policyholders.
Get a head start on weather claims before sending an adjuster.
Thirty percent of weather-related claims have an incorrect date of loss. Ensure the loss date precisely corresponds to weather events on your claims with Benchmark wind, hail, and lightning property-specific weather reports.
Mitigate risk and optimize your resources when responding to extreme weather.
Real-time weather data delivers the insights you need to improve your operational performance and decision-making around weather risk assessment, severe weather event preparation, loss prevention, and disaster response and recovery.
Accurate catastrophe loss estimates
Create independent loss estimates for a wide range of catastrophe events from the industry’s leading trusted source of catastrophe data.
Analyze your exposure with loss modeling
Quantify your total risk exposure in seconds and overlay simulated weather events onto geographic areas for pinpoint risk modeling.
3D visual intelligence
Compare pre-catastrophe property photos with the post-catastrophe reality.
Before you can expedite claims, you need a clear picture of the property before the damage. Use visual property imagery in tandem with your claims estimating process to better understand pre-damage property conditions and key data to verify the structure details.
Everything you need to triage weather-event severity
Automatically know when imminent storms threaten policyholders, and triage damage severity before you commit resources in a GIS platform that ingests imagery, weather, and PIF data.
Robust data, powerful claim intelligence
Fast-track meritorious claims
Fast-track meritorious claims
Get real-time claim insights, automated alerts, and key claim-matching data from ClaimSearch®—a powerful claims intelligence platform that analyzes over 1.5 billion claims.
Fill in missing claim details
Fill in missing claim details
Get critical claim details by easily accessing more than 500 high-quality data reports, including social media searches, weather forensic reports, professional service provider data, and more.
Detect fraud in digital images
Detect fraud in digital images
Access prior-loss photos to uncover preexisting property damage and leverage cutting-edge image forensics to detect potential fraud.
Insurance estimating for structural and contents claims
Xactimate
Setting the standard for an entire industry Xactimate’s powerful estimating software has revolutionized structural property claims. From cloud-synced data and flexible platforms to simple software installs, and integrated property data options, Xactimate is the simplest, fastest, and most effective suite of estimation tools ever.
XactContents
Estimate contents claims using the best-in-industry database with millions of vendor-specific items, discontinued items, and general quote items to reduce cycle time by up to half while also saving on outside vendor costs.
Fight fraud with advanced analytics
Establish an effective perimeter defense with the industry’s most comprehensive anti-fraud toolkit. Our suite of solutions includes:
- Predictive fraud analytics fueled by over 1.5 billion claims
- Automated network analysis to detect organized fraud
- Fully configurable, data-agnostic case management platform
Simplify property claims compliance
Automatically satisfy federal and state compliance reporting requirements through our compliance solutions.
- Child support intercept matching
- Property claims reporting
- Questionable claims reporting
- OFAC screening