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href="/solutions/underwriting-rating/commercial-property/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-property/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55766"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Commercial Property Overview</strong></p> <p>Assess risk and exposure quickly with comprehensive, insurance-ready data and analytics for every commercial property address.</p> <p><a href="/solutions/underwriting-rating/commercial-property/" title="Learn about our commercial property insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55767"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Identify new commercial property insurance markets, develop innovative products, and keep forms and rates up to date with flexible, data-driven analytics and tools. </p> <p><a href="/solutions/underwriting-rating/commercial-property/research-development-pricing/" title="Learn" about="" our="" commercial="" property="" research,="" development="" and="" pricing="" solutions"="" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55768"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Streamline commercial property risk selection and underwriting with robust data drawn from on-site expertise, advanced computer modeling, and real-world claims. </p> <p><a href="/solutions/underwriting-rating/commercial-property/risk-selection-underwriting/" title=" Learn about our commercial property risk selection and underwriting solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55770"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Gain deep insights about your commercial property insurance portfolio and streamline compliance with robust analytics and automation. </p> <p><a href="/solutions/underwriting-rating/commercial-property/portfolio-assessment-compliance/" title="Learn about our commercial property portfolio assessment and compliance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-4 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/" title="Personal Auto" class="sm" target="_self">Personal Auto</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Personal Auto</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/personal-auto/" class="sm">Overview of Personal Auto</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55748"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Personal Auto Overview</strong></p> <p>Discover a range of personal auto solutions spanning underwriting and rating, fraud, telematics, and predictive analytics. </p> <p><a href="/solutions/underwriting-rating/personal-auto/" title="Learn about our personal auto insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55759"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Find opportunities in personal auto insurance, create innovative products, and price them with precise data, analytics, and expertise. </p> <p><a href="/solutions/underwriting-rating/personal-auto/research-development-pricing/" title="Learn about our personal auto research, development and pricing solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55760"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection & Underwriting</strong></p> <p>Sharpen segmentation and combat personal auto insurance fraud and premium leakage with risk selection tools for driver and vehicle information. </p> <p><a href="/solutions/underwriting-rating/personal-auto/risk-selection-underwriting/" title="Learn about our personal auto risk selection and underwriting solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55761"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Run your personal auto insurance team smarter with market-ready programs, data analytics, and tools for regulatory compliance and statistical reporting tools.</p> <p><a href="/solutions/underwriting-rating/personal-auto/portfolio-assessment-compliance/" title="Learn about our personal auto portfolio assessment and compliance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-5 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/" title="Commercial Auto" class="sm" target="_self">Commercial Auto</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Commercial Auto</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/commercial-auto/" class="sm">Overview of Commercial Auto</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55771"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Commercial Auto Overview</strong></p> <p>Commercial auto insurance solutions that span underwriting, risk selection, and rating with robust data and analytics on businesses, vehicle fleets, and drivers.</p> <p><a href="/solutions/underwriting-rating/commercial-auto/" title="Learn about our commercial auto insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55780"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Overcome profitability challenges with market-ready essentials to identify opportunities, manage smart growth, and adapt to the changing commercial auto landscape. </p> <p><a href="/solutions/underwriting-rating/commercial-auto/research-development-pricing/" title="Learn about our commercial auto research, development and pricing solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55781"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection & Underwriting</strong></p> <p>Capture a full range of underwriting and pricing factors for commercial auto insurance with granular data, analytics, and advanced technology.</p> <p><a href="/solutions/underwriting-rating/commercial-auto/risk-selection-underwriting/" title="Learn about our commercial auto risk selection and underwriting solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55783"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Leverage your data to streamline compliance, measure performance, and refine strategy across your commercial auto insurance portfolio. </p> <p><a href="/solutions/underwriting-rating/commercial-auto/portfolio-assessment-compliance/" title="Learn about our commercial auto portfolio assessment and compliance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-6 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/" title="General Liability" class="sm" target="_self">General Liability</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>General Liability</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/general-liability/" class="sm">Overview of General Liability</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55762"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>General Liability Overview</strong></p> <p>Cover known and emerging business liability risks and access diverse data, analytics, and compliance tools to drive your business forward.</p> <p><a href="/solutions/underwriting-rating/general-liability/" title="Learn about our general liability insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55763"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Detect opportunities, launch new products, and price coverage precisely with market-ready programs and solutions for general liability insurance. </p> <p><a href="/solutions/underwriting-rating/general-liability/research-development-pricing/" title="Learn about our general liability research, development and pricing solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55764"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Be responsive to your customers and true to your risk appetite with powerful data, insights, and technology—and a support team focused on you.</p> <p><a href="/solutions/underwriting-rating/general-liability/risk-selection-underwriting/" title="Learn about our general liability risk selection and underwriting solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55765"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Leverage your data to manage your general liability insurance portfolio strategically and streamline regulatory compliance. </p> <p><a href="/solutions/underwriting-rating/general-liability/portfolio-assessment-compliance/" title="Learn about our general liability portfolio assessment and compliance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-7 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/" title="Small Commercial" class="sm" target="_self">Small Commercial</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Small Commercial</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/small-commercial/" class="sm">Overview of Small Commercial</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55784"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Small Commercial Overview</strong></p> <p>Target your best opportunities in small commercial insurance with better risk assessment and straight-through processing using automated Verisk solutions.</p> <p><a href="/solutions/underwriting-rating/small-commercial/" title="Learn about our small commercial insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55792"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Small commercial insurance program, data, and analytic solutions to identify new markets, build innovative products, and keep policy language and rates current.</p> <p><a href="/solutions/underwriting-rating/small-commercial/research-development-pricing/" title="Learn about our small commercial research, development and pricing solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55793"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Use data-driven analytics and risk insights backed by deep expertise to streamline and automate small commercial insurance risk selection and underwriting. </p> <p><a href="/solutions/underwriting-rating/small-commercial/risk-selection-underwriting/" title="Learn about our small commercial risk selection and underwriting solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55794"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Manage small commercial insurance programs and maintain compliance with automation and portfolio insights powered by data, analytics, and unmatched expertise.</p> <p><a href="/solutions/underwriting-rating/small-commercial/portfolio-assessment-compliance/" title="Learn about our small commercial portfolio assessment and compliance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-8 " tabindex="0"> <a href="/solutions/other-lines-of-business/" title="Other Lines of Business" class="sm" target="_self">Other Lines of Business</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55736"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Underwriting & Rating Overview</strong></p> <p>Make informed product development and underwriting decisions to generate more revenue while minimizing premium leakage and unnecessary expenses.</p> <p><a href="/solutions/underwriting-rating/" title="Learn more about our Underwriting and Rating Solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-8 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55795"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Other Lines of Business</strong></p> <p>Transform your approach to product development and underwriting for multiple lines of business while adhering to compliance and rating standards.</p> <p><a href="/solutions/other-lines-of-business/" title="Learn about our other insurance policy programs" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-2 " tabindex="0"> <a href="/solutions/claims/" title="Claims" class="sm" target="_self" >Claims</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Claims</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/claims/" class="sm">Overview of Claims</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/solutions/claims/first-notice-of-loss/" title="FNOL" class="sm" target="_self">FNOL</a> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/claims/investigation/" title="Investigation" class="sm" target="_self">Investigation</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Investigation</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/investigation/" class="sm">Overview of Investigation</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/claims/investigation/weather-response/" title="Weather Response" class="sm" target="_self">Weather Response</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/claims/investigation/workflow-automation/" title="Workflow Automation" class="sm" target="_self">Workflow Automation</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/claims/investigation/decision-support-analytics/" title="Decision Support and Analytics" class="sm" target="_self">Decision Support and Analytics</a> </li> <li class="menu-item item-3-5 " tabindex="0"> <a href="/solutions/claims/investigation/catastrophe-claims-data/" title="Catastrophe Claims Data" class="sm" target="_self">Catastrophe Claims Data</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55809"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Investigation Overview</strong></p> <p>Streamline record review and validate key claim information such as weather information to ensure greater accuracy while reducing processing time.</p> <p><a href="/solutions/claims/investigation/" title="Learn about our investigation claims solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55810"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Weather Response</strong></p> <p>Whether you’re looking at a property’s history of weather damage or looking ahead to an incoming storm, Verisk solutions convert weather into useable data. </p> <p><a href="/solutions/claims/investigation/weather-response/" title="Learn about our claims investigation weather response solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55811"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Workflow Automation</strong></p> <p>Advanced AI, data parsing, image/video, and messaging solutions streamline claims processing, increasing satisfaction for employees and customers. </p> <p><a href="/solutions/claims/investigation/workflow-automation/" title="Learn about our claims investigation workflow automation solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55812"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Decision Support and Analytics</strong></p> <p>Fill in data gaps and get industry-leading insights to make claims more accurate, combat fraud, and improve customer service.</p> <p><a href="/solutions/claims/investigation/decision-support-analytics/" title="Learn about our claims investigation decision support and analytics solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-5 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-76413"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Catastrophe Claims Data</strong></p> <p>Access the insurance industry’s trusted source for independent property loss estimates covering a range of catastrophe and global large loss specialty lines.</p> <p><a href="/solutions/claims/investigation/catastrophe-claims-data/" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-4 " tabindex="0"> <a href="/solutions/claims/anti-fraud/" title="Anti-Fraud" class="sm" target="_self">Anti-Fraud</a> </li> <li class="menu-item item-2-5 " tabindex="0"> <a href="/solutions/claims/compliance/" title="Compliance" class="sm" target="_self">Compliance</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Compliance</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/compliance/" class="sm">Overview of Compliance</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/claims/compliance/workers-comp-state-reporting/" title="Workers' Compensation State Reporting" class="sm" target="_self">Workers' Compensation State Reporting</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/claims/compliance/medicare-compliance-and-reporting/" title="Medicare Compliance and Reporting" class="sm" target="_self">Medicare Compliance and Reporting</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55814"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Compliance Overview</strong></p> <p>Satisfy state and federal claims reporting requirements automatically within your workflow with comprehensive reporting to help you stay compliant and prevent fraud. </p> <p><a href="/solutions/claims/compliance/" title="Learn about our compliance and reporting claims solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55821"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Workers' Compensation State Reporting</strong></p> <p>Data-driven claims management solutions let you streamline workers' compensation data reporting and improve compliance with advanced analytics.</p> <p><a href="/solutions/claims/compliance/workers-comp-state-reporting/" title="Learn about our workers' compensation state reporting claims solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55822"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Medicare Compliance and Reporting</strong></p> <p>Navigate changing regulations, manage complex recovery demands, and mitigate rising costs with an array of solutions to support every step of the process.</p> <p><a href="/solutions/claims/compliance/medicare-compliance-and-reporting/" title="Learn about our Medicare compliance and reporting claims solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-6 " tabindex="0"> <a href="/solutions/claims/estimation-valuation/" title="Estimation and Valuation" class="sm" target="_self">Estimation and Valuation</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Estimation and Valuation</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/estimation-valuation/" class="sm">Overview of Estimation and Valuation</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/claims/estimation-valuation/property-estimation-restoration/" title="Property Estimating & Restoration" class="sm" target="_self">Property Estimating & Restoration</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/claims/estimation-valuation/valuation-validation/" title="Validation and Valuation" class="sm" target="_self">Validation and Valuation</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55829"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Estimation and Valuation Overview</strong></p> <p>Our claims estimation and workflow capabilities help you assess the value of a claim quickly and accurately, leading to faster settlements and improved customer satisfaction. </p> <p><a href="/solutions/claims/estimation-valuation/" title="Learn about our claims estimation and valuation solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55830"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Property Estimating & Restoration</strong></p> <p>Optimize your property claims process with advanced solutions to estimate structural and personal property claims seamlessly. </p> <p><a href="/solutions/claims/estimation-valuation/property-estimation-restoration/" title="Learn about our claims property estimation and restoration solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55831"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Validation and Valuation</strong></p> <p>State-of-the-art tools help you anticipate and handle unexpected costs from liability, medical costs, extreme weather, and other catastrophes.</p> <p><a href="/solutions/claims/estimation-valuation/valuation-validation/" title="Learn about our claims valuation and validation solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-7 " tabindex="0"> <a href="/solutions/claims/resolution/" title="Resolution" class="sm" target="_self">Resolution</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55797"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Claims Overview</strong></p> <p>Re-imagine your end-to-end claims experience to reduce costs, improve accuracy, and deliver a great customer experience from FNOL through resolution. </p> <p><a href="/solutions/claims/" title="Learn about our claims insurance solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55806"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>FNOL</strong></p> <p>Accelerate the claims process with solutions that automatically populate key data and help route claims to the right areas, saving time on the front end. </p> <p><a href="/solutions/claims/first-notice-of-loss/" title="Learn about our claims FNOL solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55813"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Anti-Fraud</strong></p> <p>Identify and prevent fraudulent claims by finding the critical data you need. Close the information gap and stop fraud leakage with robust industry analytics. </p> <p><a href="/solutions/claims/anti-fraud/" title="Learn about our claims anti-fraud solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-7 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55832"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Resolution</strong></p> <p>Facilitate fast, fair claims resolution with automated tools and data-driven insights that help deliver better outcomes for you and your customers. </p> <p><a href="/solutions/claims/resolution/" title="Learn about our claims resolution solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-3 " tabindex="0"> <a href="/solutions/life/" title="Life Solutions" class="sm" target="_self" >Life Solutions</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Life Solutions</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/life/" class="sm">Overview of Life Solutions</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/solutions/life/individual-life-annuities/" title="Individual Life and Annuities" class="sm" target="_self">Individual Life and Annuities</a> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/life/employee-benefits-institutional-annuities/" title="Employee Benefits & Institutional Annuities" class="sm" target="_self">Employee Benefits & Institutional Annuities</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55833"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Life Overview</strong></p> <p>Reimagine life and annuity products, workflows, and customer experiences with simple and flexible life insurance technology and analytics. </p> <p><a href="/solutions/life/" title="Learn about our life solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55835"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Individual Life and Annuities</strong></p> <p>Leverage a unified system for increased agility, innovation, and market responsiveness in individual life and annuity lines. </p> <p><a href="/solutions/life/individual-life-annuities/" title="Learn about our individual life and annuities solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55836"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Employee Benefits & Institutional Annuities</strong></p> <p>Get end-to-end group life insurance plan administration and optimize group-based offerings with the FAST software solution from Verisk. </p> <p><a href="/solutions/life/employee-benefits-institutional-annuities/" title="Learn about our employee benefits and institutional annuities solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-4 " tabindex="0"> <a href="/solutions/extreme-event-risk/" title="Extreme Event Risk" class="sm" target="_self" >Extreme Event Risk</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Extreme Event Risk</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/extreme-event-risk/" class="sm">Overview of Extreme Event Risk</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/solutions/extreme-event-risk/risk-models/" title="Risk Models" class="sm" target="_self">Risk Models</a> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/extreme-event-risk/software-solutions/" title="Software Solutions" class="sm" target="_self">Software Solutions</a> </li> <li class="menu-item item-2-4 " tabindex="0"> <a href="/solutions/extreme-event-risk/consulting-services/" title="Consulting Services" class="sm" target="_self">Consulting Services</a> </li> <li class="menu-item item-2-5 " tabindex="0"> <a href="/solutions/extreme-event-risk/natural-hazard-risk-response/" title="Natural Hazard Risk and Response" class="sm" target="_self">Natural Hazard Risk and Response</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55837"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Extreme Event Risk Overview</strong></p> <p>Industry-leading catastrophe risk modeling software that incorporates global loss indexes and advanced analytics, from the company that pioneered catastrophe risk modeling.</p> <p><a href="/solutions/extreme-event-risk/" title="Learn about our extreme event and catastrophe risk solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55842"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Models</strong></p> <p>Catastrophe risk models manage risk from natural catastrophes, man-made threats, and more. Discover what catastrophe risk modeling is and how it works. </p> <p><a href="/solutions/extreme-event-risk/risk-models/" title="Learn about our catastrophe risk modeling solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55838"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Software Solutions</strong></p> <p>Understand and manage your catastrophe risk and uncover new insights with flexible catastrophe modeling software that enhances smart decision-making.</p> <p><a href="/solutions/extreme-event-risk/software-solutions/" title="Learn about our catastrophe modeling software solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55841"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Consulting Services</strong></p> <p>Verisk offers bespoke extreme event risk modeling services to meet your unique needs. Learn more about how our industry experts can help you manage your risk. </p> <p><a href="/solutions/extreme-event-risk/consulting-services/" title="Learn about our extreme event risk consulting services" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-5 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55844"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Natural Hazard Risk and Response</strong></p> <p>Detailed analytics and solutions for weather and environmental perils to help you mitigate risk, make quicker business decisions, and support profitability. </p> <p><a href="/solutions/extreme-event-risk/natural-hazard-risk-response/" title="Learn about our natural hazards and response solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="nav-list-separator"></li> <li class="menu-item section-label"> <span>Additional Solutions</span> </li> <li class="menu-item item-1-5 " tabindex="0"> <a href="/solutions/construction/" title="Construction" class="sm" target="_self" >Construction</a> </li> <li class="menu-item item-1-6 " tabindex="0"> <a href="/solutions/consumer-insights/" title="Consumer Insights" class="sm" target="_self" >Consumer Insights</a> </li> <li class="menu-item item-1-7 " tabindex="0"> <a href="/solutions/sustainability-resilience/" title="Sustainability and Resilience" class="sm" target="_self" >Sustainability and Resilience</a> </li> <li class="menu-item item-1-8 " tabindex="0"> <a href="/solutions/government-municipalities/" title="Government and Municipalities" class="sm" target="_self" >Government and Municipalities</a> </li> <li class="menu-item item-1-9 " tabindex="0"> <a href="/solutions/real-estate-mortgage-servicing/" title="Real Estate and Mortgage Servicing" class="sm" target="_self" >Real Estate and Mortgage Servicing</a> </li> <li class="menu-item item-1-10 " tabindex="0"> <a href="/solutions/transportation/" title="Transportation" class="sm" target="_self" >Transportation</a> </li> <li class="nav-list-separator"></li> <li class="menu-item item-1-11 " tabindex="0"> <a href="/products/" title="View All Products" class="sm" target="_self" >View All Products</a> </li> </ul> <div class="content-area content-default"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55735"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Solutions Overview</strong></p> <p>Assess risk, improve outcomes, build resilience, and seize strategic opportunities with our innovative solutions designed for insurers and reinsurers.</p> <p><a href="/solutions/" title="Explore Solutions" class="score-button verisk-button primary default xsm"><strong>Explore our solutions</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-5"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55846"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Construction</strong></p> <p>Make smarter business decisions for construction and remodeling with data-driven insights and streamlined workflows.</p> <p><a href="/solutions/construction/" title="Learn about our construction and remodeling operations solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-6"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55847"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Consumer Insights</strong></p> <p>Find the right customers at the right time among current and potential auto, home, health, and life policyholders seeking a home and its related services.</p> <p><a href="/solutions/consumer-insights/" title="Learn about our consumer insights solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-7"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55848"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Sustainability and Resilience</strong></p> <p>Global risk intelligence tools by Verisk Maplecroft provide unmatched data and insights into climate, social, and government indices.</p> <p><a href="/solutions/sustainability-resilience/" title="Learn about our sustainability and resilience solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-8"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55849"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Government and Municipalities</strong></p> <p>Robust data tools provide necessary resources for governments, industries & law officials. Explore how to mitigate climate, cargo & commercial losses.</p> <p><a href="/solutions/government-municipalities/" title="Learn about our governmental and geopolitical solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-9"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55850"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Real Estate and Mortgage Servicing</strong></p> <p>Make informed property decisions backed by unparalleled insights and comprehensive data on market values, key property characteristics, and historical trends, all in real time.</p> <p><a href="/solutions/real-estate-mortgage-servicing/" title="Learn about our real estate and mortgage servicing solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-10"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55851"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Transportation</strong></p> <p>Drive success across your supply chain with solutions that track complex risks, manage driver hiring, simplify compliance, and improve logistics.</p> <p><a href="/solutions/transportation/" title="Learn about our transportation solutions" class="score-button verisk-button primary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-11"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55852"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>View All Products</strong></p> <p>Browse all our available products, across all lines, industries, and stages of the insurance life cycle.</p> <p><a href="/products/" title="Explore Products" class="score-button verisk-button primary default xsm"><strong>Explore Products </strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="nav-links-link"> <a class="drop score-button verisk-button tertiary lg" aria-haspopup="true"> Resources <i class="dropdown-arrow"></i> </a> <div class="dropdown_container"> <div class="mega-menu fifty-fifty"> <div class="fifty-fifty__links"> <ul> <li class="menu-item section-label"> <span>Resources</span> </li> <li class="menu-item item-1-1 " tabindex="0"> <a href="/blog/" title="Thought Leadership" class="sm" target="_self" >Thought Leadership</a> </li> <li class="menu-item item-1-2 " tabindex="0"> <a href="/conferences/" title="Events" class="sm" target="_self" >Events</a> </li> <li class="menu-item item-1-3 " tabindex="0"> <a href="/resources/webinars/" title="Webinars" class="sm" target="_self" >Webinars</a> </li> </ul> <ul> <li class="menu-item section-label"> <span></span> </li> <li class="menu-item item-1-4 " tabindex="0"> <a href="/company/contact/" title="Contact Support" class="sm" target="_self" >Contact Support</a> </li> <li class="menu-item item-1-5 " tabindex="0"> <a href="/company/strategic-alliances/" title="Strategic Alliances" class="sm" target="_self" >Strategic Alliances</a> </li> <li class="menu-item item-1-6 " tabindex="0"> <a href="/xactware-store/" title="Xactware Store & Training" class="sm" target="_self" >Xactware Store & Training</a> </li> </ul> </div> <div class="content-area content-default"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55999"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Verisk Resources</strong></p> <p>Stay informed about industry trends and innovative solutions with our events, webinars, FAQs, and thought leadership, including the Visualize blog.</p> <p><a href="/blog/" title="Visit Visualize" class="score-button verisk-button primary default xsm"><strong>Visit Visualize</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-1"> </div> <div class="content-area content-1-2"> </div> <div class="content-area content-1-3"> </div> <div class="content-area content-1-4"> </div> <div class="content-area content-1-5"> </div> <div class="content-area content-1-6"> </div> </div> </div> </li> <li class="nav-links-link"> <a class="drop score-button verisk-button tertiary lg" aria-haspopup="true"> Company <i class="dropdown-arrow"></i> </a> <div class="dropdown_container"> <div class="mega-menu fifty-fifty"> <div class="fifty-fifty__links"> <ul> <li class="menu-item section-label"> <span>Company</span> </li> <li class="menu-item item-1-1 " tabindex="0"> <a href="/company/about/" title="About Us" class="sm" target="_self" >About Us</a> </li> <li 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Visualize<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg> </span> </span> </div> </a> </div> <div class="container"> <div class="column-left "> <div class="caption"> <h1 class="w-9col">Future of Auto Insurance Risk Segmentation: Industry Leader Insights</h1> <div class="score-call-to-action only-mobile"> <a href="/blog/subscribe-to-visualize/" target="_self" class="score-button verisk-button primary md" title="Subscribe to Visualize" > <div class="inner-content-wrapper"> <span class="button-title">Subscribe to Visualize<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 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Amid record-setting shopping behavior with few signs of slowing, the white paper features analysis and innovations to unlock predictive policy insights at Rate Call 1 to drive profitable, sustainable growth.</em></p> <p>The percentage of new business in personal auto industry books has surged by four percentage points in just two years, and the 12-month churn rate—the percentage of policyholders switching carriers—has nearly doubled since 2021.<sup>1</sup> With carrier switching at an all-time high, how can insurance leaders gain a competitive edge?</p> <p>Insurers that modernize with policy history analytics have a better chance to thrive in the face of unprecedented competition. Here’s what one industry leader has to say about today’s competitive environment and the future of auto risk segmentation:</p> <h3 class="callout-cta"><span style="color: rgb(255, 255, 255);"><em>"With assumptions about policyholder retention increasingly challenged, auto insurance leaders need to find new ways to accurately price micro-segments of submissions. Applying advanced analytic methods to policy history has real promise to contribute to the creation of competitive and accurate quotes." </em><br><br>- Donald Light, Director, Celent</span></h3> <p>As illustrated in the 60-second video below, many insurers struggle to identify predictive policy insights at the point of quote. Now, with Coverage Verifier Analytic Objects (CVAO), auto insurance leaders can unlock critical insured-, driver-, and policy-level insights through dozens of concise, easy-to-consume analytics. CVAO can help refine segmentation, sharpen underwriting and rating, and support risk development, eligibility decisions, payment requirements, and more.</p> <!-- XhtmlString.cshtml Display Template End --> </div> <section class="blog-content"> <div class="container rich-html"> <!-- XhtmlString.cshtml Display Template Start --> <section class="score-stripe flexible-stripe no-bg-image-on-mobile bg-default " data-epi-type="content"> <div class="container justify-center"> <div class="w-full"> <div class="content-area justify-center"> <div class="w-10col px-20"> <div class="score-card primary horizontal standard featured video-cards " id="block-114863"> <div class="image-wrapper"> <div id="player_394624301_34zxqmrc" class="kal-player"> <div style="position: relative; width: 100%; height: 100%;"><button aria-label="Play video content" class="kWidgetCentered kWidgetPlayBtn" id="player_394624301_34zxqmrc_playBtn"></button><img class="kWidgetCentered" src="https://www.kaltura.com/p/2090141/thumbnail/entry_id/1_34zxqmrc/height/480" alt="Video thumbnail"></div> </div> <script src="https://cdnapisec.kaltura.com/p/2090141/sp/209014100/embedIframeJs/uiconf_id/39435801/partner_id/2090141"></script> <script type="text/javascript"> if (typeof kdpList === 'undefined') { var kdpList = []; } kWidget.thumbEmbed({ "targetId": "player_394624301_34zxqmrc", "wid": "_2090141", "uiconf_id": 39435801, "flashvars": { // Override player UI options here if need be 'titleLabel': { 'plugin': false }, 'IframeCustomPluginCss1': '/ClientResources/Styles/kaltura-skin.css', "thumbnailUrl": "https://www.kaltura.com/p/2090141/thumbnail/entry_id/1_34zxqmrc/height/480", "alertForCookies": true }, "entry_id": '1_34zxqmrc', readyCallback: function (playerId) { var kdp = document.getElementById(playerId); if (kdpList.indexOf(kdp) == -1) { kdpList.push(kdp); } PauseOtherPlayerFunction(playerId); kdp.kBind('userInitiatedPlay', function () { PauseOtherPlayerFunction(playerId); }); } }); </script> </div> <div class="caption"> <div class="score-card-body"> <div class="rich-text"><!-- XhtmlString.cshtml Display Template Start --> <h6 style="text-align: center;">What if you could confidently predict future outcomes? <br>With CVAO, you can.</h6> <!-- XhtmlString.cshtml Display Template End --></div> </div> </div> </div> </div> </div> </div> </div> </section> <!-- XhtmlString.cshtml Display Template End --> </div> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-114867"> <!-- XhtmlString.cshtml Display Template Start --> <p>Verisk is leading the next phase of predictive analytic objects and pioneering loss and retention models to help shape the future of insurance. Collaborating with Verisk, insurers can explore the capabilities of CVAO, discover powerful attribute combinations, and create custom objects to meet business needs.</p> <p>Read the previous series post, <a href="/blog/case-study-new-auto-analytics-help-attract-future-loyal-customers/">Case Study: New Auto Analytics Help Attract Future Loyal Customers</a><u>, </u>and see how the <span><a href="/49626a/siteassets/media/downloads/underwriting/auto/a-new-standard-for-personal-auto-policy-history-solutions.pdf">predictive power of past policy-related behaviors</a></span> can create a competitive edge for tomorrow.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="[ grid__item grid__item__full ] [ full-bleed ]"> <div class="plank plank--full plank__with-right-component bg-secondary-blue" id="block-115154"> <div class="plank__container"> <div class="column-left"> <div class="plank__content-container"> <p> <!-- XhtmlString.cshtml Display Template Start --> <p>Take a deeper dive into auto policy analytic strategies when you read our white paper. </p> <!-- XhtmlString.cshtml Display Template End --> </p> </div> </div> <div class="column-right"> <a href="/resources/campaigns/auto-policy-history-analytics-the-future-of-risk-segmentation/" target="_self" class="score-button verisk-button primary md" title="Download the white paper" > <div class="inner-content-wrapper"> <span class="button-title">Download the white paper<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg> </span> </span> </div> </a> </div> </div> </div> </div> </section> <div class="tag-container"> <div class="tag-list"> <span class="label-text">Topics:</span> <ul class="tags "> <li> <a href="/blog/topics/personal-auto/" target="_self">Personal Auto</a> </li> <li> <a href="/blog/topics/predictive-analytics/" target="_self">Predictive Analytics</a> </li> <li> <a href="/blog/topics/rating-integrity/" target="_self">Rating Integrity</a> </li> <li> <a href="/blog/topics/risk-assessment/" target="_self">Risk Assessment</a> </li> </ul> </div> <div class="tag-list"> <span class="label-text">Tags:</span> <ul class="tags tag-link"> <li> <a href="/blog/tag/auto-fraud/" target="_self">Auto Fraud</a> </li> <li> <a href="/blog/tag/growth-and-profitability/" target="_self">Growth and profitability</a> </li> <li> <a href="/blog/tag/new-normal/" target="_self">New Normal</a> </li> <li> <a href="/blog/tag/personal-auto-underwriting/" target="_self">Personal Auto Underwriting</a> </li> <li> <a href="/blog/tag/policy-monitoring/" target="_self">Policy Monitoring</a> </li> </ul> </div> </div> <div class="foot-notes"> <div class="rich-text default"> <!-- XhtmlString.cshtml Display Template Start --> <ol> <li><em> Verisk, Auto Policy History Analytics: The Future of Risk Segmentation</em>, March 2025, < <a href="/resources/campaigns/auto-policy-history-analytics-the-future-of-risk-segmentation/">https://www.verisk.com/resources/campaigns/auto-policy-history-analytics-the-future-of-risk-segmentation/</a> >, accessed on August 5, 2025</li> </ol> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </main> <aside class="w-4col sticky-rail"> <div class="search-wrapper" role="search"> <form action="/blog/" method="get"> <input class="search" type="search" aria-label="search" role="searchbox" placeholder="Search" name="keyword"> </form> </div> <section class="related-articles"> <h4>You May Also Like</h4> <div class="related-articles-article"> <div class="image-wrapper related-articles-article-image"> <img src="https://www.verisk.com/4a2388/contentassets/b59581b834a94b8782f34a8aca24f131/coworkers-collaborating-at-desk.jpg/_croppings/blog-details-page-slim-card.jpg" alt="Coworkers Collaborating At 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class="score-button verisk-button score-button verisk-button tertiary md" href="/blog/leveraging-auto-policy-analytics-to-stay-ahead-of-the-competition/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read the article<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> </div> <div class="card-container stripe-card-column"> <div class="score-card primary horizontal standard featured" id=""> <div class="image-wrapper"> <a href="/blog/analytic-objects-are-the-next-evolution-of-auto-risk-segmentation/" aria-label="Analytic Objects Are the Next Evolution of Auto Risk Segmentation" target="_self"> <img src="/49c3d5/contentassets/249bcd38ad984ef9a4feaffa94e4ac09/mechanic-running-engine-diagnostics-on-tablet.jpg/_croppings/blog-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Mechanic Running Engine Diagnostics On Tablet "> </a> </div> <div class="caption"> <p class="article-tag">Article</p> <a href="/blog/analytic-objects-are-the-next-evolution-of-auto-risk-segmentation/" alt="Analytic Objects Are the Next Evolution of Auto Risk Segmentation" target="_self"> <H4 class="card__title"> Analytic Objects Are the Next Evolution of Auto Risk Segmentation </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Personal auto insurers can tap into policy analytics to steer around industry roadblocks, modernize buying, and boost competitiveness.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read the article" class="score-button 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src="/49ef6c/contentassets/19d12dbbaf424703a9580a9c9c84954c/verisk-coverage-verifier-analytic-objects-hand-pointing-at-phone-gps-in-car.jpg/_croppings/blog-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Verisk Coverage Verifier Analytic Objects Hand Pointing At Phone Gps In Car "> </a> </div> <div class="caption"> <p class="article-tag">Article</p> <a href="/blog/case-study-new-auto-analytics-help-attract-future-loyal-customers/" alt="Case Study: New Auto Analytics Help Attract Future Loyal Customers" target="_self"> <H4 class="card__title"> Case Study: New Auto Analytics Help Attract Future Loyal Customers </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Innovative personal auto insurance policy history insights yield deeper, more meaningful insights that can be harnessed in multiple ways</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div 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Insights" target="_self"> <img src="/4a2522/contentassets/7ec7d86fb0f04aafa3ed75ad52b17441/car-on-mountain-peak.jpg/_croppings/blog-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Car On Mountain Peak "> </a> </div> <div class="caption"> <p class="article-tag">Article</p> <a href="/blog/future-of-auto-insurance-risk-segmentation-industry-leader-insights/" alt="Future of Auto Insurance Risk Segmentation: Industry Leader Insights" target="_self"> <H4 class="card__title"> Future of Auto Insurance Risk Segmentation: Industry Leader Insights </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>With assumptions about policyholder retention increasingly challenged, auto insurance leaders need to find new ways to microsegment risk.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read the article" class="score-button 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Amid record-setting shopping behavior with few signs of slowing, the white paper features analysis and innovations to unlock predictive policy insights at Rate Call 1 to drive profitable, sustainable growth. The percentage of new business in personal auto industry books has surged by four percentage points in just two years, and the 12-month churn rate—the percentage of policyholders switching carriers—has nearly doubled since 2021.1 With carrier switching at an all-time high, how can insurance leaders gain a competitive edge? Insurers that modernize with policy history analytics have a better chance to thrive in the face of unprecedented competition. Here’s what one industry leader has to say about today’s competitive environment and the future of auto risk segmentation: "With assumptions about policyholder retention increasingly challenged, auto insurance leaders need to find new ways to accurately price micro-segments of submissions. Applying advanced analytic methods to policy history has real promise to contribute to the creation of competitive and accurate quotes." - Donald Light, Director, Celent As illustrated in the 60-second video below, many insurers struggle to identify predictive policy insights at the point of quote. Now, with Coverage Verifier Analytic Objects (CVAO), auto insurance leaders can unlock critical insured-, driver-, and policy-level insights through dozens of concise, easy-to-consume analytics. CVAO can help refine segmentation, sharpen underwriting and rating, and support risk development, eligibility decisions, payment requirements, and more." }</script> </div> <script type="text/javascript" src="/_Incapsula_Resource?SWJIYLWA=719d34d31c8e3a6e6fffd425f7e032f3&ns=2&cb=88252160" async></script></body> </html> <script type="text/javascript"> </script>