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Homeowners Underwriting

360value Reconstrucion Costs
January 20, 2021

Pandemic-driven demand increases in lumber markets send reconstruction costs soaring

Total reconstruction costs increased sharply again at the national level in the United States and Canada, according to the latest data from Verisk’s 360Value.

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December 3, 2020

Why we’re building the future of actuarial analysis in the cloud

Learn how the migration of ISO ratemaking systems to the cloud will deliver added value for Verisk customers.

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November 13, 2020

Four reasons to pay close attention to your homeowners renewal book

Applying an inflation-based index to reconstruction cost estimates (RCEs) can cause homeowners insurers to miss important property changes at policy renewal.

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October 20, 2020

Five qualities of strong insurance leaders that emerged this year

COVID-19 and tragic events created major challenges insurance leaders, balancing the rapidly changing needs of employees and customers.

360value Reconstrucion Costs
October 19, 2020

Reconstruction cost increases reach historic high

Total reconstruction costs surged at historic rates in the United States and Canada from October 2019 to October 2020 as lumber prices spiked.

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October 15, 2020

Five Ways to Leverage the Rapid Digitization of Insurance

COVID-19 has accelerated the digitization of insurance. Now, more than ever, insurers are turning to virtual technology and AI to help serve customers.

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September 22, 2020

Record-breaking West Coast infernos put a fresh focus on wildfire risk

Wildfires on the west coast have burned more than 5 million acres in 2020, renewing discussion in climate change's role in this growing peril.

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September 17, 2020

How the pandemic has affected homeowners insurance (Infographic)

Ripples from the pandemic are reaching homeowners insurers as the new normal transforms the housing market in multiple ways.

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August 18, 2020

California, Colorado wildfires show extreme behavior amid heatwave

Multiple major wildfires have scorched more than 170,000 acres combined in California and Colorado, with some fires showing extraordinary behavior.

Visualize Apple Wildfire
August 5, 2020

Fast-spreading Apple Fire spurs evacuations in California

The Apple Fire prompted evacuations as it burned a portion of California’s Riverside County where 98 percent of the area was at high or extreme wildfire risk.

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July 27, 2020

Why data management must be a top priority for insurance mergers and acquisitions

Properly managing data is a daunting task when two carriers merge. Virtually every part of the policy lifecycle depends on it getting done right.

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July 22, 2020

Residential construction activity: An important indicator points the way for new business growth

The COVID-19 pandemic has slowed new residential construction, and property/casualty insurers are likely to see a similar trend in new business submissions.

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July 21, 2020

Covering the buried peril of underground utility lines

ISO has launched a homeowners insurance coverage option for damage to underground utilities, which can be expensive to fix or replace and cause costly damage.

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July 20, 2020

Verisk 2020 wildfire risk analysis keeps pace with growing threat

With wildfire activity off to a quick start in 2020, Verisk’s latest FireLine® Risk Reports are now available to provide timely data on wildfire exposure.

360value Reconstrucion Costs
July 17, 2020

Reconstruction costs continue to rise in U.S., Canada

Total reconstruction costs, including materials and retail labor, increased 4.8% at the national level in the United States from July 2019 to July 2020.

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