Get more reliable, component-based replacement cost estimates that account for virtually all material and labor required to rebuild with 360Value for commercial lines.
Learn more360Value Personal helps property insurers meet evolving customer expectations, while maintaining rating integrity.
Learn moreInsurers need reliable insured loss history data at point of sale or run the risk of underwriting commercial policies incorrectly.
Learn moreUnderstanding claims history is critical to accurate initial quoting, but to save money, many insurers delay ordering loss history data until just before bind.
Learn moreISO’s Actuarial Service provides the information you need to enhance your decision making and boost your productivity and profitability.
Learn moreISO's advisory prospective loss costs are accurate projections of average future claim costs and loss-adjustment expenses — overall and by coverage, class and territory.
Learn moreISO's Agri-CAP is an output policy providing broad coverages and pricing flexibility for medium-sized and large farms and agricultural-related businesses.
Learn moreThe ALAE Size-of-Loss Distributions model provides tables of loss and allocated loss adjustment expenses for 94 lines of insurance.
Learn moreThe Analysts’ Summary Package from ISO is a collection of timely reports on the property/casualty insurance industry’s financial and underwriting results.
Learn moreBenchmark™ provides underwriting & claims teams with quick, accurate reports/maps for hail, wind, & lightning.
Learn moreBuildFax property insights enable underwriters to drive faster and more accurate decisions at scale.
Learn moreVerisk’s Building Fundamentals provide property information from tax assessor and modeled data with 100 percent fill rate for five primary property characteristics.
Learn moreYou can immediately gain a competitive advantage when you understand which properties fit your underwriting guidelines and which require more intensive review.
Learn moreISO's Capital Assets Program is an output policy that helps you provide superior coverage and flexible pricing.
Learn moreManage all investigative, intelligence, and regulatory functions of fraud cases with a fully configurable fraud management solution.
Learn moreMisclassifications and a lack of granular data often cause errors in selecting and pricing risks, and that can negatively affect your profitability.
Learn moreISOnet Circulars deliver critical information for insurance professionals on industry developments and ISO product news.
Learn moreFight claims fraud with the power of predictive analytics and leverage accurate claim scores to expedite meritorious claims for settlement.
Learn moreClaimXperience is a collaborative, claims handling platform that lets you connect to your policyholder early and exchange constant updates with the whole claims team.
Learn moreThe ever-changing landscape of cyber risk—coupled with a lack of access to industrywide exposure data—leaves many insurers struggling with fundamental questions.
Learn moreISO’s Commercial Inland Marine Program gives you access to information for both filed and nonfiled classes of business.
Learn moreVerisk's on-site surveys/inspections provide objective information on commercial or residential properties and their potential exposure to loss.
Learn moreDesigned for use over the CGL and commercial auto policies, the ISO Commercial Umbrella Program includes policy forms, endorsements, and rules.
Learn moreSave time and increase efficiency by automatically satisfying federal and state claims reporting compliance requirements through ISO ClaimSearch.
Learn moreContentsTrack simplifies and automates cataloging, categorizing, and tracking personal property that needs to be stored, cleaned, or replaced.
Learn moreTracking case law, dissecting complex coverage issues, and analyzing the potential impact of decisions on policy language can be costly and time-consuming.
Learn moreCoverage Verifier Auto provides personal auto insurers with the policy-level information they need to make better risk selection and pricing decisions.
Learn moreStandardized ISO policy forms and information to help protect businesses against employee theft, forgery, and other workplace crimes.
Learn moreCV-ALIR is the simplest way to satisfy your statutory obligations to report automobile coverage to state departments of motor vehicles (DMVs).
Learn moreCV-Exchange helps you streamline your processes for loss payee notifications, additional-insured notifications, and producer notifications.
Learn moreOvercome the lender/nonstandard insurer communication breakdown with a solution to translate and aggregate key identifiers that connect loan, policy, and claim numbers.
Learn moreA lack of industrywide data is considered one of the cyber insurance industry’s biggest pain points. Verisk’s Cyber Data Exchange can help.
Learn moreUnderwriting cyber coverage is hard—and the challenges are only increasing as the world becomes more interconnected.
Learn moreVerisk’s Data Management Services offers the expertise and strategic focus you need to help streamline data management and improve data quality.
Learn moreFind critical data to complete claims quicker, spot potential fraud, and fill in gaps to improve decision-making.
Learn moreGet easy access to prior-loss photos to detect preexisting vehicle damage and leverage cutting-edge digital image forensics to identify potential fraud.
Learn moreTo estimate underwriting risks accurately and calculate suitable premiums, you need complete information on all potential drivers within each policyholder household.
Learn moreVerisk driving history solutions deliver motor vehicle reports quickly. Indexes of activity help guide MVR spending. And driver monitoring catches adverse changes early.
Learn moreThe ISO Employment-Related Practices Liability Program helps you provide coverage for the gap in employment-related-practices exposure that many companies face.
Learn moreEPIX is a benchmarking and risk scoring platform that supports more informed decision making about the energy risks you insure.
Learn moreVerisk has assembled a global energy risk consulting team comprised of risk management experts across every part of the energy, chemicals, and metals/mining value chain.
Learn moreISO's Engineering and Safety Service is the leading provider of technical, legislative, and regulatory information for risk management and loss control.
Learn moreThe reliable wind peril information quantifies an individual building’s resistance and exposure to wind damage.
Learn moreGet a quick, simple, and economical way to estimate both class-rated and specifically rated commercial loss costs with limited information.
Learn moreTargeted protection of businesses’ and employers’ assets against fiduciary-related claims of mismanagement of a company’s employee benefit plans.
Learn moreThe Financial Institutions Program is a package of policies with separate limits and deductibles to meet the specific needs of your banking and financial customers.
Learn moreFireLine provides property-specific hazard scores based key risk factors. Additional insights include mitigation information and historical wildfire activity.
Learn moreFlatCat® Canada offers easy access to the entire PCS® catastrophe-history database of severe weather and catastrophe incident information back to 2009.
Learn moreIndustry-leading, value-added services focused on fraud detection, peer-to-peer market comparison, risk control, and process automation for the Irish market
Learn moreGarageConfirm helps you identify and combat garaging fraud by tapping into DRN’s vehicle location database containing more than 4 billion license plate sightings.
Learn moreThe international community demands actionable and reliable underwriting data, something that’s been lacking in many regions.
Learn moreHomeowner data can improve your ability to find risk more than using property data alone. That can take underwriting to the next level.
Learn moreISO's Homeowners Section II Loss Development Information provides loss development factors and the underlying data for Homeowners Section II losses.
Learn moreVerisk’s Underwriters Advantage™ solution gives underwriters the property, public liability, and employees’ compensation data and analytics you need.
Learn moreInflection is a trended-credit predictive analytics model providing a dynamic inflection point for risk segmentation.
Learn moreISO’s Insurance Agents and Brokers Professional Liability Program protects your client’s agency and employees for alleged errors or omissions.
Learn moreActuarial support and ISO product consulting from Verisk actuaries and product experts.
Learn moreThe information in this site is for ISO participating insurers. To access the information, you’ll need to enter your ISO Group Number and your NAIC company number.
Learn moreGet essential data to identify subrogation opportunities faster, initiate the recovery process, and improve customer satisfaction.
Learn moreISO DataCube™ provides aggregate premium & loss experience data, on a granular level, to help you make important decisions about your portfolio.
Learn moreOur interactive online courses offer step-by-step, easy-to-understand guides to ISO products and services.
Learn moreAutomate your ISO-based insurance programs with actionable electronic ISO rating content directly from ISO.
Learn moreISO Emerging Issues monitors more than 40 emerging risks and trends to help you address critical developments affecting insurance—both now and in the future.
Learn moreISO's insurance policy forms are careful constructions that address a range of property and liability risks.
Learn moreISO Home Healthcare is a turnkey program covering a broad range of eligible professionals from home healthcare aides to nurses.
Learn moreISO's Loss Costs are the powerful, granular raw materials that can help build the framework for solid pricing.
Learn moreThe ISO Market Landscape™ dashboard visualizes your company's results and compares them to statistics from ISO's database.
Learn moreISO MarketStance helps insurers distill and synthesize geographic, industry, and size-of-business data into reports and visualizations to support decision making.
Learn moreISO MarketWatch allows you to analyze pricing trends and market cycles by premium size, state, and line of insurance.
Learn moreUncover medical provider fraud, waste, and abuse in your medical billing data with predictive analytics and expert clinical analysis.
Learn moreThe ISO Motorcycle Program is a specialized program that consists of forms, rules, and loss costs tailored to fit the specific requirements of insuring a motorcycle.
Learn moreThe ISO portal is an easy-to-use online dashboard that can zoom in on loss costs and rating factors and help you make more informed pricing decisions.
Learn moreIncomplete or inaccurate reporting and noncompliance threaten your bottom line when you lose your grip on your own data. The ISO Preferred Data Partnership can help.
Learn moreOur powerful pricing tool helps insurers independently analyze their own customized loss cost results in two easy steps.
Learn moreISO Risk Analyzer is powered by granular data and predictive analytics to help insurers better compete in the auto, homeowners, and businessowners markets.
Learn moreAccurately select and price your small business risks by providing you with a highly detailed look at how major perils affect the loss potential of those risks.
Learn moreISO Risk Analyzer Commercial Auto examines environmental factors and vehicle attributes to better understand risk and help drive your business forward.
Learn moreISO Risk Analyzer Homeowners uses sophisticated predictive modeling and refined by-peril ratings, so insurers can better align prices to risks.
Learn moreISO Risk Analyzer Personal Auto uses powerful predictive analytics combined with highly granular data to help price auto insurance risks with laser precision.
Learn moreISO Core Line Services delivers insurance policy form rules you can trust. ISO Rules can serve as the blueprint to your insurance coverages.
Learn moreISO has developed the Size-of-Loss Matrix to help address the needs of the U.S. casualty market.
Learn moreAs a statistical agent ISO aggregates and submits data to regulators annually, on your behalf, in response to regulatory requirements.
Learn moreSymbols are based on the retail price of each vehicle and examined against actual loss experience for that vehicle for refinement and to develop more accurate premiums.
Learn moreOur ready-to-use program provides policy forms, rules, and loss costs to help you serve customers in a variety of high-potential market niches.
Learn moreTo meet the needs of today’s farms, we’re revising all of our coverage forms and more than half of our endorsements to cover a wide range of exposures.
Learn moreISOnet® PCS® provides the insurance and risk management community with the primary source of information on catastrophes and weather incidents in the United States.
Learn moreISO’s Lawyers Professional Liability Program was designed to fit the legal liability coverage needs of small and medium-sized law firms as well as solo practitioners.
Learn moreLeverage predictive analytics to achieve consistent and accurate injury evaluations and settlements, and improve comparative liability and subrogation.
Learn moreDecrease Medicare and Medicaid recovery demands and facilitate seamless, worry-free compliance with conditional payment services.
Learn moreDigital auto insurers own the future as buyers evolve. LightSpeed leverages innovative, next-generation data resources to deliver a seamless customer experience.
Learn moreInnovation designed to enhance your underwriting processes and help improve profitability.
Learn moreUsing more data up front brings decision points forward in the workflow for better control of your underwriting and a great buying experience for homeowners.
Learn moreVerisk offers risk-specific information representing every address in the U.S. to help you make superior underwriting & rating decisions.
Learn moreA filed loss cost is a powerful driver of underwriting and pricing, helping you determine adequate premium.
Learn moreISO’s Management Protection Program offers protection from a wide range of risks, including executive liability (directors and officers liability).
Learn moreThe Marine Index Bureau (MIB) is the first line of defense against fraud in maritime injury claims.
Learn moreWith ISO's simplified medical professional liability program, you'll find a range of options to tailor your policies to your specific risks.
Learn moreAchieve compliance, manage expenses, and meet Medicare demands for future medical allocations related to injury claims.
Learn moreA complete, self-contained exposure rating model you can use to perform the most sophisticated custom analyses of your casualty excess-of-loss reinsurance treaties.
Learn moreAs annual mileage increases, so does loss frequency. Accurate mileage matters, but many insurers struggle to capture it.
Learn moreISO’s Miscellaneous Professional Liability Program provides a wide variety of professional service providers with worldwide coverage for wrongful and negligent acts.
Learn moreWith Mozart, you can easily research, create, and edit policy wordings, helping you gain efficiencies in time to market for both new products and coverage updates.
Learn moreIdentify organized insurance fraud activity in your claims with network analytics built on robust industry data.
Learn moreThe new ISO Commercial Auto Class Plan will provide benefits to insurers and builds on both the current standard plan and enhancements in the Optional Class Plan.
Learn moreTo safeguard your clients from management-related exposures, ISO’s Not-for-Profit Management Liability Program offers protection from a wide range of risks.
Learn moreGet quick, reliable data on commercial properties to help properly price policies instead of relying on site-unseen information.
Learn moreOneXperience provides inspection options so insurance carriers can engage digitally with customers to obtain quick, cost-effective access property risk data.
Learn morePCS® is the insurance industry’s trusted source for compiling and reporting estimates of catastrophic insured property losses.
Learn moreThe PCS APAC service investigates reported disasters in the APAC region and determines the extent and type of damage, dates of occurrence, and geographic areas affected.
Learn morePCS Canada provides fast, reliable catastrophe loss estimates to help insurers and reinsurers stay informed about the total costs of disasters.
Learn morePCS® estimates are triggers in many traded financial market instruments, including exchange-traded futures and options, catastrophe bonds, catastrophe swaps, and ILWs.
Learn moreAccess county-level industry loss estimates for catastrophes in all 50 states, as well as United States territories and possessions.
Learn moreUS-CAT is a web-based, graphical dashboard from PCS® that helps insurers and reinsurers analyze insured loss catastrophe data dating back to 1950.
Learn morePCS® is the only insurance industry resource for compiling and reporting estimates of insured property losses resulting from catastrophes.
Learn moreFlatCat supplies the most up-to-date and relevant information about catastrophes and data on the insured losses to help you analyze catastrophes by state and storm type.
Learn morePCS Global Cyber provides independent, third-party industry loss estimates for cyber risk loss events and cyber catastrophe events.
Learn moreThis service investigates ocean marine and offshore energy insured loss events and produces loss estimates for insurers, reinsurers, and risk managers.
Learn morePCS® Global Terror provides independent, third-party industry loss estimates for terror risk and catastrophe loss events of at least $25 million worldwide.
Learn morePCS Mexico provides catastrophe loss estimates and assigns serial numbers that help insurers track the losses from each catastrophe.
Learn morePCS Turkey estimates keep insurers, their customers, regulators, and other interested parties informed about the total costs of disasters.
Learn moreVerisk’s Peril and Incident Report gives you the complete picture of a property’s risks, allowing you to set premiums more precisely.
Learn moreAdvances in geospatial and remote sensing technology offer insurers more ways to learn about property risks in greater detail than ever before.
Learn morePhotoPak gives you full-color photographs of commercial properties and surrounding exposures along with other valuable data.
Learn moreISO's Premium Audit Advisory Service is your source of technical information and training for premium auditors.
Learn moreWe research and report on pricing data from a variety of sources to ensure that no one party or industry has any undue influence on the pricing data we provide.
Learn morePrivate firms account for nearly 100 percent of all U.S. companies.* Do you understand the risks they face well enough to profitably seize the opportunity of insuring…
Learn moreOur ProMetrix suite of services lets you price commercial property policies accurately and get quotes to customers quickly.
Learn moreProMetrix – Casualty delivers some of the most complete and accurate point-of-sale casualty data and analytics you can get from a single source, for all casualty risks.
Learn moreThe ProMetrix – Commercial Auto suite of underwriting solutions can facilitate profitability and help you succeed in the commercial auto marketplace.
Learn moreThe ProMetrix solution provides reports, prefill, aerial imagery, on-site surveys, and more—the robust data and analytics you likely need.
Learn moreOnboarding challenges are a frequent insurer complaint. Delays cost you money and can keep you from moving quickly to get the full value of your new product.
Learn moreVerisk's ProMetrix online underwriting reports provide new risk insights, analytics, and modeling capability to give you a competitive edge.
Learn moreSpeed to market with accurate pricing is vital, but sometimes a detailed report based on an on-site inspection isn’t available.
Learn moreISO's PSOLD is the only source of the most current, comprehensive loss history information available for commercial property risks.
Learn moreThe level of fire protection for a given property can be a moving target—and you might miss it if you’re looking only at distance to the nearest fire station.
Learn moreISO's Query Commercial Classification Code (QC3) is an online lookup tool for underwriters, actuaries, and risk managers.
Learn moreRadiusCheck uses cutting-edge technology to take on-site photos of vehicles, matching them to vehicles in your portfolio.
Learn moreVerisk’s Rating Survey Detail Report gives you details on how we calculate specific loss costs for any risk in the ProMetrix® commercial property database.
Learn moreThe ever-increasing complexities of real estate transactions and the rising use of litigation mean your clients need access to a professional liability program.
Learn moreRelative Hazard Percentile uses an engineering formula to evaluate a building’s construction, occupancy, fire protection, and exposure relative to state/national…
Learn moreRespond™ weather analytics and forecasting adds predictive analytics that correlate weather events to product demand for building materials.
Learn moreRespond™ predictive analytics help you anticipate each storm’s effects more accurately to better manage response.
Learn moreReverse Phone Append can provide basic applicant information with a phone number. Streamline the point-of-sale process and serve your customers quickly and accurately.
Learn moreHelping insureds improve their risk and lower projected loss costs is a powerful way to get an edge on your competition.
Learn moreGet insights on building and occupancy hazards that help you reduce insured risks, control losses, and offer the most competitive quote.
Learn moreAre your applicants telling the truth? Take on premium leakage and underwriting fraud with data-driven insights across the policy life cycle.
Learn moreRoof age data from Verisk can support validation to drive segmentation. You can rely on Verisk’s Roof Age to better separate high- and low-risk homes.
Learn moreVerisk's Roof Underwriting Report helps provide critical information about roof risk using aerial imagery, artificial intelligence and machine learning.
Learn moreCMS reporting solutions enable insurers to identify and report Medicare recipients in claims and comply with ease.
Learn moreInterested in micro-business risks? Learn more about Verisk's micro-business owners program and take advantage of a potential big opportunity in the microbusiness space.
Learn moreGet accurate estimates of a sprinkler system’s ability to contain fire spread for the specific hazards of occupants in the building.
Learn moreAn ISO Sprinkler Plan Review gives you an unbiased evaluation of a planned sprinkler system — before the building goes up or the system goes in.
Learn moreISO's State Filing Forms is a collection of more than 1,200 forms from around the country, together with instructions on when and how to use them.
Learn moreFor more than 25 years, insurers have relied on the State Filing Handbook from ISO for compliance details on filing rates, rules, and forms in all jurisdictions.
Learn moreGet essential data to identify subrogation opportunities faster, initiate the recovery process, and improve customer satisfaction.
Learn moreTop 100 Insurer Financial Results from ISO is a quarterly compilation of underwriting and financial data for each of the 100 largest U.S. p/c insurance groups.
Learn moreTrueVIN gives insurers more detail on vehicles they insure, using build-sheet data and the 17-digit VIN to uncover standard features and factory-installed equipment.
Learn moreUnderwriters Advantage is a single source of information that combines property-specific data from a wide variety of ProMetrix® system reports.
Learn moreOn applications for insurance, personal auto applicants don’t always report all the drivers within their households.
Learn moreVehicle Registration Reports give insurers complete and accurate information about the vehicles policyholders drive to calculate suitable premiums for automobile risks.
Learn moreThe Verisk Data Exchange is the single hub for connected-vehicle and smart-home data for both insurers and connected-data providers.
Learn moreDetermining the proper premiums for personal auto policies can be tricky business, especially for collision and comprehensive coverages.
Learn moreAccurate, cost-effective workers’ compensation data collection system for states looking to launch new EDI reporting initiatives or move to a new IAIABC release.
Learn moreUse predictive analytics to accurately identify workers' comp claim severity as early as day one.
Learn moreComplete suite of solutions to help insurers save time and improve workers' compensation reporting accuracy.
Learn moreVerisk Insurance Solutions weather-related claims data analysis service can help insurers and fix misclassified claims - in an efficient and accurate manner.
Learn moreXactAnalysis is a powerful set of analytical and reporting tools for insurance claims and underwriting departments.
Learn moreXactAnalysis SP is an assignment management and business analysis tools for service providers. It lets you see assignment details, update and manage jobs.
Learn moreXactContents is available as a module within our Xactimate estimating software or as a completely online system.
Learn moreXactimate is a software system for estimating the cost of repairs and reconstruction for residential and commercial structures.
Learn moreXactware's training department conducts training throughout the year at convenient locations across North America.
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