Products for the Insurance Market
Products
360Value Commercial
Get more reliable, component-based replacement cost estimates that account for virtually all material and labor required to rebuild with 360Value for commercial lines.
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360Value Personal
360Value Personal helps property insurers meet evolving customer expectations, while maintaining rating integrity.
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A-PLUS Commercial
The A-PLUS Commercial contributory database is the largest claims repository to help underwriters make profitable pricing decisions with automated loss runs.
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A-PLUS Personal Lines Loss History Solutions
Understanding claims history is critical to accurate initial quoting, but to save money, many insurers delay ordering loss history data until just before bind.
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Actuarial and Strategic Data Insights
Verisk’s Actuarial and Strategic Data Insights helps insurers enhance their decision making and boost productivity and profitability.
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Aerial Imagery Analytics
Verisk’s insights from high-resolution aerial photos, with full imagery for the top 150 major metropolitan areas, can help insurers validate and correct property data.
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Anti-Fraud One
Learn how Anti-Fraud One can help insurance companies uncover, prevent, and resolve insurance fraud.
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Benchmark
Benchmark™ provides underwriting & claims teams with quick, accurate reports/maps for hail, wind, & lightning.
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Building Fundamentals
Verisk’s Building Fundamentals provide property information from tax assessor and modeled data with 100 percent fill rate for five primary property characteristics.
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Building Underwriting Report
You can immediately gain a competitive advantage when you understand which properties fit your underwriting guidelines and which require more intensive review.
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Casualty Underwriting Advantage Report
With just a business name and address, this report delivers actionable insights to inform eligibility, risk selection, underwriting, and pricing.
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Change Detection
Change Detection reveals events that shift an insured property’s risk profile to help you capture accurate premium, underwrite to your risk appetite, and stay profitable.
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CL VIN Decode
Understanding vehicle risk is critical for insurers to improve segmentation, refine pricing, and enhance profitability. Gain insights from 50+ components.
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ClaimAlert
ClaimAlert: Foreclosure lets you know when a claimant has a property in foreclosure, giving you the opportunity to further investigate a loss and mitigate risks.
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ClaimDirector
Fight claims fraud with the power of predictive analytics and leverage accurate claim scores to expedite meritorious claims for settlement.
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ClaimSearch
Get essential data to identify subrogation opportunities faster, initiate the recovery process, and improve customer satisfaction.
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ClaimSearch Accelerator for Guidewire
ClaimSearch customers can seamlessly access the platform via Guidewire ClaimCenter with this accelerator.
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ClaimXperience
ClaimXperience is a collaborative, claims handling platform that lets you connect to your policyholder early and exchange constant updates with the whole claims team.
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Commercial Property Size-of-Loss Database
ISO’s PSOLD™ is the most current and comprehensive loss history database for commercial property risks.
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Commercial Property Surveys and Inspections
Verisk's on-site surveys and inspections provide objective information on commercial or residential properties and their potential exposure to loss.
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Compliance Solutions
Save time and increase efficiency by automatically satisfying federal and state claims reporting compliance requirements through ClaimSearch.
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ContentsTrack
ContentsTrack simplifies and automates cataloging, categorizing, and tracking personal property that needs to be stored, cleaned, or replaced.
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Coverage Verifier Auto
Coverage Verifier Auto provides personal auto insurers with the policy-level information they need to make better risk selection and pricing decisions.
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CV-ALIR
CV-ALIR is the simplest way to satisfy your statutory obligations to report automobile coverage to state departments of motor vehicles (DMVs).
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CV-Exchange
CV-Exchange helps you streamline your processes for loss payee notifications, additional-insured notifications, and producer notifications.
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CV-VaaS
Overcome the lender/nonstandard insurer communication breakdown with a solution to translate and aggregate key identifiers that connect loan, policy, and claim numbers.
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Data Management Solutions
Verisk’s Data Management Solutions offer the expertise and strategic focus you need to help streamline data management and improve data quality.
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Decision Net
Find critical data to complete claims quicker, spot potential fraud, and fill in gaps to improve decision-making.
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Discount Alert
Discount Alert turns connected cars into a new acquisition and growth channel for usage-based insurance with precision targeting enabled by telematics data
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Discovery Navigator
Discovery Navigator can distill important information from unstructured medical record data in minutes by leveraging Artificial Intelligence and deep industry experience.
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Driver Feedback
Driver Feedback uses a loss-based predictive model to give drivers a personalized view of their driving risk and helpful feedback across a range of user interfaces
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Driving History Solutions
Verisk driving history solutions deliver motor vehicle reports quickly. Indexes of activity help guide MVR spending. And driver monitoring catches adverse changes early.
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DrivingDNA Data
DrivingDNA Data allows auto insurers to use multisource telematics data attributes and mileage from connected cars for usage-based insurance rating and pricing
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DrivingDNA Lab
The DrivingDNA Lab gives auto insurers a secure environment to study the lift from telematics, supporting rapid insight creation using data from existing policyholders
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DrivingDNA Mileage
DrivingDNA Mileage delivers verified, timely odometer readings and mileage insights from connected cars, helping you improve rating integrity and enabling premium lift
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DrivingDNA Score
The DrivingDNA Score is a predictive model and corresponding rating rule that uses telematics data for usage-based insurance risk segmentation and pricing precision.
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Emerging Issues
Verisk Emerging Issues monitors more than 40 emerging risks and trends to help you address critical developments affecting insurance—both now and in the future.
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Engineering and Safety Service
ISO's Engineering and Safety Service is the leading provider of technical, legislative, and regulatory information for risk management and loss control.
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Enhanced Wind Rating Program
The reliable wind peril information quantifies an individual building’s resistance and exposure to wind damage.
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Enterprise Exposure Manager
Enterprise Exposure Manager is a new scalable cloud-native solution that enables (re)insurers to evaluate enterprise-wide risk.
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Estimated Loss Cost Quote Report
Get a quick, simple, and economical way to estimate both class-rated and specifically rated commercial loss costs with limited information.
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FireLine
FireLine provides property-specific wildfire hazard scores based on the risk factors of fuel, slope, and access, and identifies risks exposed to wind-borne embers.
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FlatCat Canada
FlatCat® Canada offers easy access to the entire PCS® catastrophe-history database of severe weather and catastrophe incident information back to 2009.
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Forms, Rules, and Loss Costs
ISO Forms, ISO Rules, and ISO Loss Costs are standardized tools that insurers can use to cover and price risk in commercial and personal lines of insurance.
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Future Allocation Solutions
Achieve compliance, manage expenses, and meet Medicare demands for future medical allocations related to injury claims.
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GarageConfirm
GarageConfirm helps you identify and combat garaging fraud by tapping into DRN’s vehicle location database containing more than 4 billion license plate sightings.
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Hail Risk Assessment
Hail Damage Score assess the potential for pre-existing hail damage to a property. Hail Risk Score measures the likelihood of future damage over the short to medium term.
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Homeowner Data
Insurers can employ homeowner and property condition data to better identify risk and help flag properties that may require additional inspection.
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Image Forensics
Uncover fraud and preexisting damage in customer-submitted and third-party loss photos with the new digital media database and image forensics in ClaimSearch.
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Inflection
Inflection is a trended-credit predictive analytics model providing a dynamic inflection point for risk segmentation.
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Insurance Consulting
Actuarial support and ISO product consulting from Verisk actuaries and product experts.
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Insurance Lines Services
The information in this site is for ISO participating insurers. To access the information, you’ll need to enter your ISO Group Number and your NAIC company number.
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ISO Commercial Auto Class Plan
The new ISO Commercial Auto Class Plan, effective starting early 2023, builds on both the current standard plan and enhancements in the Optional Class Plan.
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ISO DataCube
Aggregate premium and loss experience data, on a granular level, to help you make important decisions about your portfolio.
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ISO Education
ISO Education has over 100 e-learning courses available on-demand or hosted on your learning management system.
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ISO Electronic Rating Content
Automate your insurance programs with actionable electronic rating content directly from Verisk.
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ISO Market Landscape
ISO Market Landscape™ visualizes your company's results and compares them to statistics from one of the largest property/casualty insurance databases in the world.
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ISO Portal
The ISO portal is an easy-to-use online dashboard that can zoom in on loss costs and rating factors and help you make more informed pricing decisions.
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ISO Risk Analyzer
ISO Risk Analyzer is powered by granular data and predictive analytics to help insurers better compete in the auto, homeowners, and businessowners markets.
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ISO Risk Analyzer Businessowners
Accurately select and price your small business risks by providing you with a highly detailed look at how major perils affect the loss potential of those risks.
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ISO Risk Analyzer Commercial Auto
ISO Risk Analyzer Commercial Auto examines environmental factors and vehicle attributes to better understand risk and help drive your business forward.
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ISO Risk Analyzer Homeowners
ISO Risk Analyzer Homeowners uses sophisticated predictive modeling and refined by-peril ratings, so insurers can better align prices to risks.
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ISO Risk Analyzer Personal Auto
ISO Risk Analyzer Personal Auto uses powerful predictive analytics combined with highly granular data to help price auto insurance risks with laser precision.
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ISO Symbols
Symbols are based on the retail price of each vehicle and examined against actual loss experience for that vehicle for refinement and to develop more accurate premiums.
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ISOnet PCS
ISOnet® PCS® provides the insurance and risk management community with the primary source of information on catastrophes and weather incidents in the United States.
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Liability Navigator
Leverage predictive analytics to achieve consistent and accurate injury evaluations and settlements, and improve comparative liability and subrogation.
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Lien Services
Decrease Medicare and Medicaid recovery demands and facilitate seamless, worry-free compliance with conditional payment services.
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LightSpeed Commercial
Innovation designed to enhance your underwriting processes and help improve profitability.
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LightSpeed for Homeowners
Using more data up front brings decision points forward in the workflow for better control of your underwriting and a great buying experience for homeowners.
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LightSpeed for Personal Lines
Bring decision points forward with more data up front. Gain better control of your underwriting and provide a great buying experience for personal lines insurers.
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LightSpeed Personal Auto
Digital auto insurers own the future as buyers evolve. LightSpeed leverages innovative, next-generation data resources to deliver a seamless customer experience.
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LightSpeed Small Commercial
With automated underwriting, shrink small commercial quote turnaround time from days to seconds with robust data-driven analytics and deep risk insights.
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LOCATION
Verisk offers risk-specific information representing every address in the U.S. to help you make superior underwriting & rating decisions.
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Loss Cost Quote Report
A filed loss cost is a powerful driver of underwriting and pricing, helping you determine adequate premium.
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MarketStance
MarketStance helps insurers distill and synthesize geographic, industry, and size-of-business data into reports and visualizations to support decision making.
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Matisse
Maximize profitability with Matisse, Verisk's underwriting solution within the Analyze Re Product Suite.
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MedSentry
Uncover medical provider fraud, waste, and abuse in your medical billing data with predictive analytics and expert clinical analysis.
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MileageConfirm
As annual mileage increases, so does loss frequency. Accurate mileage matters, but many insurers struggle to capture it.
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Mozart Form Composer
With Mozart, you can easily research, create, and edit policy wordings, helping you gain efficiencies in time to market for both new products and coverage updates.
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NetMap Analytics
Identify organized insurance fraud activity in your claims with network analytics built on robust industry data.
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OneXperience for Commercial Property
Get quick, reliable data on commercial properties to help properly price policies instead of relying on site-unseen information.
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OneXperience for Personal Property
OneXperience is a self-inspection InsurTech tool offering live-feed video tours, virtual loss control, and customer collaboration.
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PAAS Explorer
PAAS Explorer leverages over 14 million policy records to deliver accurate policy classification that you need to assign the right classification for each policy.
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PCS
PCS® is the insurance industry’s trusted source for compiling and reporting estimates of catastrophic insured property losses.
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PCS APAC
The PCS APAC service investigates reported disasters in the APAC region and determines the extent and type of damage, dates of occurrence, and geographic areas affected.
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PCS Canada
PCS Canada provides fast, reliable catastrophe loss estimates to help insurers and reinsurers stay informed about the total costs of disasters.
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PCS Catastrophe Loss Index
PCS® estimates are triggers in many traded financial market instruments, including exchange-traded futures and options, catastrophe bonds, catastrophe swaps, and ILWs.
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PCS County-Level Losses
Access county-level industry loss estimates for catastrophes in all 50 states, as well as United States territories and possessions.
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PCS Data Delivery Suite
US-CAT is a web-based, graphical dashboard from PCS® that helps insurers and reinsurers analyze insured loss catastrophe data dating back to 1950.
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PCS Estimates of Insured Property Loss
PCS® is the only insurance industry resource for compiling and reporting estimates of insured property losses resulting from catastrophes.
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PCS FlatCat
FlatCat supplies the most up-to-date and relevant information about catastrophes and data on the insured losses to help you analyze catastrophes by state and storm type.
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PCS Global Aviation
PCS Global Aviation provides independent third-party industry loss estimates for worldwide aviation risk loss events of at least $50 million.
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PCS Global Cyber
PCS Global Cyber provides independent, third-party industry loss estimates for cyber risk loss events and cyber catastrophe events.
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PCS Global Large Loss
PCS Global Large Loss provides industry loss estimates for large non-elemental risk events. Learn more about our data set, methodology, and services.
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PCS Global Marine and Energy
This service investigates ocean marine and offshore energy insured loss events and produces loss estimates for insurers, reinsurers, and risk managers.
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PCS Global Terror
PCS® Global Terror provides independent, third-party industry loss estimates for terror risk and catastrophe loss events of at least $25 million worldwide.
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PCS Mexico
PCS Mexico provides catastrophe loss estimates and assigns serial numbers that help insurers track the losses from each catastrophe.
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PCS Turkey
PCS Turkey estimates keep insurers, their customers, regulators, and other interested parties informed about the total costs of disasters.
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Peril and Incident Report
Verisk’s Peril and Incident Report gives you the complete picture of a property’s risks, allowing you to set premiums more precisely.
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Premium Audit Advisory Service (PAAS)
ISO's Premium Audit Advisory Service is your source of technical information and training for premium auditors.
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Pricing Data Services
We research and report on pricing data from a variety of sources to ensure that no one party or industry has any undue influence on the pricing data we provide.
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Privacy and Security
From strict policies to test controls using SOC 2 Type 2 and SOC 3 reports ClaimSearch is committed to privacy and security of the industry's largest claims database.
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ProMetrix Commercial Property
ProMetrix gives insurers 100% fill rates and high hit rates with a full picture for commercial properties through on-site, virtual, and modeled data.
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Property Details Report
Speed to market with accurate pricing is vital, but sometimes a detailed report based on an on-site inspection isn’t available.
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Public Protection Classification (PPC) Service
The level of fire protection for a given property can be a moving target—and you might miss it if you’re looking only at distance to the nearest fire station.
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Public Records Intelligence
Add billions of driver risk records to help improve the granularity of your innovative risk management and assessment solutions.
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RadiusCheck
RadiusCheck uses cutting-edge technology to take on-site photos of vehicles, matching them to vehicles in your portfolio.
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Relative Hazard Percentile
Relative Hazard Percentile uses an engineering formula to evaluate a building’s construction, occupancy, fire protection and exposure relative to state/national averages.
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Respond
Respond™ predictive analytics help you anticipate each storm’s effects more accurately to better manage response.
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Respond MAP
Use Respond MAP and access live weather data and aerial imagery to plan your storm response. See how AI can help you decide which losses can be desk adjusted.
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Respond Weather Analytics to Predict Demand
Respond™ weather analytics and forecasting adds predictive analytics that correlate weather events to product demand for building materials.
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Risk Engineering Utility
Helping insureds improve their risk and lower projected loss costs is a powerful way to get an edge on your competition.
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Risk Improvement Recommendations
Get insights on building and occupancy hazards that help you reduce insured risks, control losses, and offer the most competitive quote.
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Risk Rating
Underwriting tools that provide the ability to incorporate medical risk assessment into insurance processes.
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RISK:check Suite
Are your applicants telling the truth? Take on premium leakage and underwriting fraud with data-driven insights across the policy life cycle.
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Roof Age
Roof Age from Verisk leverages multiple data sources to deliver personal lines insurers higher data coverage, accuracy, and reliability for improved risk assessment.
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Roof condition for personal property
A roof's condition can become a blind spot for insurers, with unidentified risk exposures leading to unexpected claims.
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Roof Solutions for Homeowners
Verisk’s Roof Solutions for Homeowners can help insurers identify high-risk exposures, reporting on key roof data points like age, condition, and weather data.
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Roof Underwriting Report for Commercial Risks
Verisk's Roof Underwriting Report helps provide critical information about roof risk using aerial imagery, artificial intelligence and machine learning.
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Section 111 Reporting
CMS reporting solutions enable insurers to identify and report Medicare recipients in claims and comply with ease.
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SmartSource
A positive customer experience starts with detailed property prefill combined with analytic tools to provide fast and reliable results.
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Sprinkler Assessment Report
Get accurate estimates of a sprinkler system’s ability to contain fire spread for the specific hazards of occupants in the building.
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Subrogation Solutions
Get essential data to identify subrogation opportunities faster, initiate the recovery process, and improve customer satisfaction.
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TrueVIN
TrueVIN gives insurers more detail on vehicles they insure, using build-sheet data and the 17-digit VIN to uncover standard features and factory-installed equipment.
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Underwriters Advantage
Underwriters Advantage is a single source of information that combines property-specific data from a wide variety of ProMetrix system reports.
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Undisclosed Driver Information
Undisclosed Driver Information taps public and proprietary data sources to help with hidden driver discovery in auto insurance. See how it can work for you.
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Vehicle Registration Reports
Vehicle Registration Reports give insurers complete and accurate information about the vehicles policyholders drive to calculate suitable premiums for automobile risks.
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VINMASTER
Determining the proper premiums for personal auto policies can be tricky business, especially for collision and comprehensive coverages.
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wcCapture
Accurate, cost-effective workers’ compensation data collection system for states looking to launch new EDI reporting initiatives or move to a new IAIABC release.
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wcNavigator
Use predictive analytics to accurately identify workers' comp claim severity as early as day one.
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wcPrism
Complete suite of solutions to help insurers save time and improve workers' compensation reporting accuracy.
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XactAnalysis
XactAnalysis is a powerful set of analytical and reporting tools for insurance claims and underwriting departments.
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XactContents
XactContents is available as a module within our Xactimate estimating software or as a completely online system.
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Xactimate
Xactimate is a software system for estimating the cost of repairs and reconstruction for residential and commercial structures.
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Xactimate Time & Materials
Xactimate Time & Materials: Confidently collaborate on large jobs. Capture, distribute, and report all time and materials expenses in real time.
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XactXpert
Streamline the claims estimation process by using real-time rule deployment, feedback, and reporting while promoting accuracy and consistency.
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