Products
360Value Commercial
Get more reliable, component-based replacement cost estimates that account for virtually all material and labor required to rebuild with 360Value for commercial lines.
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360Value Personal
360Value Personal helps property insurers meet evolving customer expectations, while maintaining rating integrity.
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A-PLUS Commercial
Insurers need reliable insured loss history data at point of sale or run the risk of underwriting commercial policies incorrectly.
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A-PLUS Personal Lines Loss History Solutions
Understanding claims history is critical to accurate initial quoting, but to save money, many insurers delay ordering loss history data until just before bind.
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Actuarial and Strategic Data Insights
ISO’s Actuarial Service provides the information you need to enhance your decision making and boost your productivity and profitability.
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Advisory Prospective Loss Costs
ISO's advisory prospective loss costs are accurate projections of average future claim costs and loss-adjustment expenses — overall and by coverage, class and territory.
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Agri-CAP (Agricultural Capital Assets Program)
ISO's Agri-CAP is an output policy providing broad coverages and pricing flexibility for medium-sized and large farms and agricultural-related businesses.
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ALAE Size-of-Loss Distributions
The ALAE Size-of-Loss Distributions model provides tables of loss and allocated loss adjustment expenses for 94 lines of insurance.
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Analysts’ Summary Package
The Analysts’ Summary Package from ISO is a collection of timely reports on the property/casualty insurance industry’s financial and underwriting results.
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Benchmark
Benchmark™ provides underwriting & claims teams with quick, accurate reports/maps for hail, wind, & lightning.
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BuildFax
BuildFax property insights enable underwriters to drive faster and more accurate decisions at scale.
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Building Overview Report
Verify the accuracy of information you get from municipal tax assessor databases about construction, square footage, and number of stories.
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Building Underwriting Report
You can immediately gain a competitive advantage when you understand which properties fit your underwriting guidelines and which require more intensive review.
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Capital Assets Program
ISO's Capital Assets Program is an output policy that helps you provide superior coverage and flexible pricing.
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Case Manager
Case Manager is an agile solution that helps SIU increase efficiency with innovative automations, customizable workflows, and seamless integrations.
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Casualty Underwriting Advantage Report
Misclassifications and a lack of granular data often cause errors in selecting and pricing risks, and that can negatively affect your profitability.
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Circulars on ISOnet
ISO circulars deliver information on ISO filings for loss costs, rules, forms, and statistical plans.
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ClaimDirector
Insurers need to determine quickly and efficiently whether a claim is likely to be fraudulent—or if it can be fast-tracked for settlement.
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ClaimXperience
ClaimXperience is a collaborative, claims handling platform that lets you connect to your policyholder early and exchange constant updates with the whole claims team.
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Commercial Cyber Insurance Program
The ever-changing landscape of cyber risk—coupled with a lack of access to industrywide exposure data—leaves many insurers struggling with fundamental questions.
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Commercial Inland Marine
ISO’s Commercial Inland Marine Program gives you access to information for both filed and nonfiled classes of business.
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Commercial Property On-Site Surveys and Inspections
Verisk's on-site surveys/inspections provide objective information on commercial or residential properties and their potential exposure to loss.
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Commercial Umbrella Program
Designed for use over the CGL and commercial auto policies, the ISO Commercial Umbrella Program includes policy forms, endorsements, and rules.
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Compliance Solutions
Automatically satisfy insurance regulatory compliance and check claims against federal and state databases for matches by reporting claims to ISO ClaimSearch.
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ContentsTrack
ContentsTrack simplifies and automates cataloging, categorizing, and tracking personal property that needs to be stored, cleaned, or replaced.
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CourtSide
Tracking case law, dissecting complex coverage issues, and analyzing the potential impact of decisions on policy language can be costly and time-consuming.
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Coverage Verifier Auto
Coverage Verifier Auto provides personal auto insurers with the policy-level information they need to make better risk selection and pricing decisions.
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Crime and Fidelity Insurance Program
Standardized ISO policy forms and information to help protect businesses against employee theft, forgery, and other workplace crimes.
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CV-ALIR
CV-ALIR is the simplest way to satisfy your statutory obligations to report automobile coverage to state departments of motor vehicles (DMVs).
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CV-Exchange
CV-Exchange helps you streamline your processes for loss payee notifications, additional-insured notifications, and producer notifications.
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CV-VaaS
Overcome the lender/nonstandard insurer communication breakdown with a solution to translate and aggregate key identifiers that connect loan, policy, and claim numbers.
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Cyber Data Exchange
A lack of industrywide data is considered one of the cyber insurance industry’s biggest pain points. Verisk’s Cyber Data Exchange can help.
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Cyber Underwriting Report
Underwriting cyber coverage is hard—and the challenges are only increasing as the world becomes more interconnected.
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Data Management Services
Verisk’s Data Management Services offers the expertise and strategic focus you need to help streamline data management and improve data quality.
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Decision Net
Decision Net accelerates claim investigations and evaluations by providing access to hundreds of best-in-class data reports in a single platform.
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Digital Data
Get easy access to prior-loss photos to detect preexisting vehicle damage and leverage cutting-edge digital image forensics to identify potential fraud.
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Driver Information and Discovery
To estimate underwriting risks accurately and calculate suitable premiums, you need complete information on all potential drivers within each policyholder household.
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Driving History Solutions for Commercial Auto
Balance the cost and need for driving history information to help boost profitability.
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Driving History Solutions for Personal Auto
Self-reported driving histories are subject to omissions that can distort a critical underwriting and rating factor.
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Employment-Related Practices Liability
The ISO Employment-Related Practices Liability Program helps you provide coverage for the gap in employment-related-practices exposure that many companies face.
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Energy & Power Intelligence Xchange
EPIX is a benchmarking and risk scoring platform that supports more informed decision making about the energy risks you insure.
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Energy Consulting Services
Verisk has assembled a global energy risk consulting team comprised of risk management experts across every part of the energy, chemicals, and metals/mining value chain.
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Engineering and Safety Service
ISO's Engineering and Safety Service is the leading provider of technical, legislative, and regulatory information for risk management and loss control.
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Enhanced Wind Rating Program
The reliable wind peril information quantifies an individual building’s resistance and exposure to wind damage.
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Estimated Loss Cost Quote Report
Get a quick, simple, and economical way to estimate both class-rated and specifically rated commercial loss costs with limited information.
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Fiduciary Liability Program
Targeted protection of businesses’ and employers’ assets against fiduciary-related claims of mismanagement of a company’s employee benefit plans.
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Financial Institutions Program
The Financial Institutions Program is a package of policies with separate limits and deductibles to meet the specific needs of your banking and financial customers.
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For the Irish General Insurance Market
Industry-leading, value-added services focused on fraud detection, peer-to-peer market comparison, risk control, and process automation for the Irish market
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GarageConfirm
GarageConfirm helps you identify and combat garaging fraud by tapping into DRN’s vehicle location database containing more than 4 billion license plate sightings.
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Global Building Underwriting Reports
The international community demands actionable and reliable underwriting data, something that’s been lacking in many regions.
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Homeowner Data
Homeowner data can improve your ability to find risk more than using property data alone. That can take underwriting to the next level.
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Homeowners Section II Loss Development Information
ISO's Homeowners Section II Loss Development Information provides loss development factors and the underlying data for Homeowners Section II losses.
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Hong Kong and Singapore Underwriters Advantage
Verisk’s Underwriters Advantage™ solution gives underwriters the property, public liability, and employees’ compensation data and analytics you need.
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Inflection
Inflection is a trended-credit predictive analytics model providing a dynamic inflection point for risk segmentation.
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Insurance Agents and Brokers Professional Liability (E&O)
ISO’s Insurance Agents and Brokers Professional Liability Program protects your client’s agency and employees for alleged errors or omissions.
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Insurance Lines Services
The information in this site is for ISO participating insurers. To access the information, you’ll need to enter your ISO Group Number and your NAIC company number.
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ISO ClaimSearch
ISO ClaimSearch is the property/casualty insurance industry’s largest claims database, providing robust claim analysis and fraud detection.
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ISO DataCube
ISO DataCube™ provides aggregate premium & loss experience data, on a granular level, to help you make important decisions about your portfolio.
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ISO Education
Our interactive online courses offer step-by-step, easy-to-understand guides to ISO products and services.
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ISO Electronic Rating Content Suite
Automate your ISO-based insurance programs with actionable electronic ISO rating content directly from ISO.
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ISO Emerging Issues
ISO Emerging Issues monitors more than 40 emerging risks and trends to help you address critical developments affecting insurance—both now and in the future.
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ISO Forms
ISO's insurance policy forms are careful constructions that address a range of property and liability risks.
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ISO Home Healthcare Program
ISO Home Healthcare is a turnkey program covering a broad range of eligible professionals from home healthcare aides to nurses.
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ISO Loss Costs
ISO's Loss Costs are the powerful, granular raw materials that can help build the framework for solid pricing.
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ISO Market Landscape
The ISO Market Landscape™ dashboard visualizes your company's results and compares them to statistics from ISO's database.
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ISO MarketStance
ISO MarketStance helps insurers distill and synthesize geographic, industry, and size-of-business data into reports and visualizations to support decision making.
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ISO MarketWatch
ISO MarketWatch allows you to analyze pricing trends and market cycles by premium size, state, and line of insurance.
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ISO MedSentry
ISO MedSentry is the industry’s first integrated model to detect medical fraud, which has become increasingly problematic for property/casualty insurers.
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ISO Motorcycle Program
The ISO Motorcycle Program is a specialized program that consists of forms, rules, and loss costs tailored to fit the specific requirements of insuring a motorcycle.
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ISO Portal
The ISO portal is an easy-to-use online dashboard that can zoom in on loss costs and rating factors and help you make more informed pricing decisions.
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ISO Preferred Data Partnership
Incomplete or inaccurate reporting and noncompliance threaten your bottom line when you lose your grip on your own data. The ISO Preferred Data Partnership can help.
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ISO Rapid Valuator
Our powerful pricing tool helps insurers independently analyze their own customized loss cost results in two easy steps.
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ISO Risk Analyzer
ISO Risk Analyzer is powered by granular data and predictive analytics to help insurers better compete in the auto, homeowners, and businessowners markets.
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ISO Risk Analyzer Businessowners
Accurately select and price your small business risks by providing you with a highly detailed look at how major perils affect the loss potential of those risks.
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ISO Risk Analyzer Commercial Auto
ISO Risk Analyzer Commercial Auto examines environmental factors and vehicle attributes to better understand risk and help drive your business forward.
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ISO Risk Analyzer Homeowners
ISO Risk Analyzer Homeowners uses sophisticated predictive modeling and refined by-peril ratings, so insurers can better align prices to risks.
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ISO Risk Analyzer Personal Auto
ISO Risk Analyzer Personal Auto uses powerful predictive analytics combined with highly granular data to help price auto insurance risks with laser precision.
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ISO Rules
ISO Core Line Services delivers insurance policy form rules you can trust. ISO Rules can serve as the blueprint to your insurance coverages.
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ISO Size-of-Loss Matrix
ISO has developed the Size-of-Loss Matrix to help address the needs of the U.S. casualty market.
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ISO Statistical Service
As a statistical agent ISO aggregates and submits data to regulators annually, on your behalf, in response to regulatory requirements.
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ISO Symbols
Symbols are based on the retail price of each vehicle and examined against actual loss experience for that vehicle for refinement and to develop more accurate premiums.
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ISO's Market Segments Program
Our ready-to-use program provides policy forms, rules, and loss costs to help you serve customers in a variety of high-potential market niches.
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ISO’s Farm Insurance Program
To meet the needs of today’s farms, we’re revising all of our coverage forms and more than half of our endorsements to cover a wide range of exposures.
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Lawyers Professional Liability (E&O)
ISO’s Lawyers Professional Liability Program was designed to fit the legal liability coverage needs of small and medium-sized law firms as well as solo practitioners.
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Liability Navigator
Insurers are charged with resolving claims as quickly and fairly as possible—while minimizing leakage and paying only what is owed.
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Lien Services
Our team of legal and medical experts has developed a range of conditional payment services regarding the U.S. Department of Treasury, Medicare Advantage, and Medicaid.
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LightSpeed Auto
Digital auto insurers own the future as buyers evolve. LightSpeed leverages innovative, next-generation data resources to deliver a seamless customer experience.
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LightSpeed Commercial
Innovation designed to enhance your underwriting processes and help improve profitability.
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LOCATION
Verisk offers risk-specific information representing every address in the U.S. to help you make superior underwriting & rating decisions.
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Loss Cost Quote Report
A filed loss cost is a powerful driver of underwriting and pricing, helping you determine adequate premium.
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Management Protection (D&O)
ISO’s Management Protection Program offers protection from a wide range of risks, including executive liability (directors and officers liability).
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Marine Index Bureau
The Marine Index Bureau (MIB) is the first line of defense against fraud in maritime injury claims.
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Medical Professional Liability
With ISO's simplified medical professional liability program, you'll find a range of options to tailor your policies to your specific risks.
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Medicare Future Allocations
Complying with Medicare’s demands for future medical allocations requires deep knowledge of both medical and legal aspects of injury claims.
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MILD | Multi-Distributional Increased Limits Developer
A complete, self-contained exposure rating model you can use to perform the most sophisticated custom analyses of your casualty excess-of-loss reinsurance treaties.
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Mileage Solutions
As annual mileage increases, so does loss frequency. Accurate mileage matters, but many insurers struggle to capture it.
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Miscellaneous Professional Liability Program
ISO’s Miscellaneous Professional Liability Program provides a wide variety of professional service providers with worldwide coverage for wrongful and negligent acts.
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Mozart Form Composer
With Mozart, you can easily research, create, and edit policy wordings, helping you gain efficiencies in time to market for both new products and coverage updates.
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NetMap Analytics
NetMap Analytics, a subsidiary of ISO, has created a suite of products that use visual link-analysis technology to help you see and fight insurance fraud.
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New Commercial Auto Class Plan
The new ISO Commercial Auto Class Plan will provide benefits to insurers and builds on both the current standard plan and enhancements in the Optional Class Plan.
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Not-for-Profit Management Liability (D&O)
To safeguard your clients from management-related exposures, ISO’s Not-for-Profit Management Liability Program offers protection from a wide range of risks.
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OneXperience for Commercial Property
Get quick, reliable data on commercial properties to help properly price policies instead of relying on site-unseen information.
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OneXperience for Personal Property
OneXperience provides inspection options so insurance carriers can engage digitally with customers to obtain quick, cost-effective access property risk data.
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PCS
With PCS, you'll get immediate access to the severe weather data you need to manage your business effectively and efficiently.
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Peril and Incident Report
Verisk’s Peril and Incident Report gives you the complete picture of a property’s risks, allowing you to set premiums more precisely.
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Personal Aerial Imagery
Advances in geospatial and remote sensing technology offer insurers more ways to learn about property risks in greater detail than ever before.
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PhotoPak
PhotoPak gives you full-color photographs of commercial properties and surrounding exposures along with other valuable data.
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Premium Audit Advisory Service (PAAS)
ISO's Premium Audit Advisory Service is your source of technical information and training for premium auditors.
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Pricing Data Services
We research and report on pricing data from a variety of sources to ensure that no one party or industry has any undue influence on the pricing data we provide.
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Private Company Management Liability
Private firms account for nearly 100 percent of all U.S. companies.* Do you understand the risks they face well enough to profitably seize the opportunity of insuring…
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ProMetrix
Our ProMetrix suite of services lets you price commercial property policies accurately and get quotes to customers quickly.
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ProMetrix Casualty
ProMetrix – Casualty delivers some of the most complete and accurate point-of-sale casualty data and analytics you can get from a single source, for all casualty risks.
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ProMetrix Commercial Auto
The ProMetrix – Commercial Auto suite of underwriting solutions can facilitate profitability and help you succeed in the commercial auto marketplace.
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ProMetrix Commercial Property
The ProMetrix solution provides reports, prefill, aerial imagery, on-site surveys, and more—the robust data and analytics you likely need.
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ProMetrix Onboarding
Onboarding challenges are a frequent insurer complaint. Delays cost you money and can keep you from moving quickly to get the full value of your new product.
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ProMetrix Reports
Verisk's ProMetrix online underwriting reports provide new risk insights, analytics, and modeling capability to give you a competitive edge.
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Property Details Report
Speed to market with accurate pricing is vital, but sometimes a detailed report based on an on-site inspection isn’t available.
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PSOLD
ISO's PSOLD is the only source of the most current, comprehensive loss history information available for commercial property risks.
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Public Protection Classification (PPC) Service
The level of fire protection for a given property can be a moving target—and you might miss it if you’re looking only at distance to the nearest fire station.
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Query Commercial Classification Code QC3
ISO's Query Commercial Classification Code (QC3) is an online lookup tool for underwriters, actuaries, and risk managers.
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RadiusCheck
RadiusCheck uses cutting-edge technology to take on-site photos of vehicles, matching them to vehicles in your portfolio.
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Rating Survey Detail Report
Verisk’s Rating Survey Detail Report gives you details on how we calculate specific loss costs for any risk in the ProMetrix® commercial property database.
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Real Estate Agents and Brokers Professional Liability (E&O)
The ever-increasing complexities of real estate transactions and the rising use of litigation mean your clients need access to a professional liability program.
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Relative Hazard Percentile
Relative Hazard Percentile uses an engineering formula to evaluate a building’s construction, occupancy, fire protection, and exposure relative to state/national…
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Respond Weather Analytics to Predict Demand
Respond™ weather analytics and forecasting adds predictive analytics that correlate weather events to product demand for building materials.
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Respond: Climate & Weather Predictive Analytics
Respond™ predictive analytics help you anticipate each storm’s effects more accurately to better manage response.
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Reverse Phone Append
With reverse phone append, you get name & address information on your applicant simply by entering his/her phone number.
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Risk Engineering Utility
Helping insureds improve their risk and lower projected loss costs is a powerful way to get an edge on your competition.
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Risk Improvement Recommendations
Get insights on building and occupancy hazards that help you reduce insured risks, control losses, and offer the most competitive quote.
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RISK:check Suite
Are your applicants telling the truth? Take on premium leakage and underwriting fraud with data-driven insights across the policy life cycle.
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Roof Conditions
Roof age data from Verisk can support validation to drive segmentation. You can rely on Verisk’s Roof Age to better separate high- and low-risk homes.
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Roof Underwriting Report
Verisk's Roof Underwriting Report helps provide critical information about roof risk using aerial imagery, artificial intelligence and machine learning.
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Section 111 Reporting
Our robust CMS reporting solution and review services enable insurers to easily fulfill their obligations to identify and report Medicare recipients in claims.
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Small Commercial Micro-Businessowners program
Interested in micro-business risks? Learn more about Verisk's micro-business owners program and take advantage of a potential big opportunity in the microbusiness space.
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Sprinkler Assessment Report
Get accurate estimates of a sprinkler system’s ability to contain fire spread for the specific hazards of occupants in the building.
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Sprinkler Plan Review
An ISO Sprinkler Plan Review gives you an unbiased evaluation of a planned sprinkler system — before the building goes up or the system goes in.
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State Filing Forms
ISO's State Filing Forms is a collection of more than 1,200 forms from around the country, together with instructions on when and how to use them.
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State Filing Handbook
For more than 25 years, insurers have relied on the State Filing Handbook from ISO for compliance details on filing rates, rules, and forms in all jurisdictions.
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Subrogation Solutions
Identifying subrogation opportunities faster means less claim leakage and quicker recoveries for insurers. ISO ClaimSearch Subrogation Solutions help insurers get those…
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Top 100 Insurer Financial Results
Top 100 Insurer Financial Results from ISO is a quarterly compilation of underwriting and financial data for each of the 100 largest U.S. p/c insurance groups.
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TrueVIN
TrueVIN gives insurers more detail on vehicles they insure, using build-sheet data and the 17-digit VIN to uncover standard features and factory-installed equipment.
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Underwriters Advantage
Underwriters Advantage is a single source of information that combines property-specific data from a wide variety of ProMetrix® system reports.
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Undisclosed-Driver Reports
On applications for insurance, personal auto applicants don’t always report all the drivers within their households.
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Vehicle Registration Reports
Vehicle Registration Reports give insurers complete and accurate information about the vehicles policyholders drive to calculate suitable premiums for automobile risks.
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Verisk Data Exchange
The Verisk Data Exchange is the single hub for connected-vehicle and smart-home data for both insurers and connected-data providers.
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VINMASTER
Determining the proper premiums for personal auto policies can be tricky business, especially for collision and comprehensive coverages.
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wcAnalyzer
wcAnalyzer is an analytics platform for the workers comp industry that provides states and carriers with the means to turn untapped data into actionable insights.
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wcCapture
wcCapture is a workers comp claims data collection/compliance monitoring system that's a cost effective option for states looking to launch EDI reporting initiatives.
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wcNavigator
wcNavigator is the only predictive model in the marketplace that offers ISO-aggregated industry data to supplement your own historical claims data.
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wcPrism
wcPrism is a complete suite of workers comp compliance reporting products that leverage a true transaction–based approach.
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Weather-Related Claims Accuracy Data Analytics
Verisk Insurance Solutions weather-related claims data analysis service can help insurers and fix misclassified claims - in an efficient and accurate manner.
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XactAnalysis
XactAnalysis is a powerful set of analytical and reporting tools for insurance claims and underwriting departments.
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XactAnalysis SP
XactAnalysis SP is an assignment management and business analysis tools for service providers. It lets you see assignment details, update and manage jobs.
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XactContents
XactContents is available as a module within our Xactimate estimating software or as a completely online system.
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Xactimate
Xactimate is a software system for estimating the cost of repairs and reconstruction for residential and commercial structures.
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Xactware Training
Xactware's training department conducts training throughout the year at convenient locations across North America.
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