Underwriting and Rating

Actuarial and Strategic Data Insights

Stop guessing. Start leveraging the predictive power of Actuarial and Strategic Data Insights to drive analysis that supports better decisions.

How can you add credibility to your data?

Insurers of any size may have blind spots if they only use their own data to assess the insurance landscape. Where do you find complete, reliable industry analyses to help benchmark against the competition?

Deep analytics + expert analysis = better decision‑making with ASDI

Ready to leverage the predictive power of one of the world’s largest insurance databases? We’ve got you covered.

Supplement your own experience

Use Verisk’s robust data for better-informed decisions about product pricing, marketing, underwriting, reserve adequacy, and reinsurance needs.

Rely on our insights

Get unrivaled access to risk insights and analysis—enriched with the methods, formulas, and judgments of our industry-leading staff of actuaries.

Start now

Start making better decisions across your business with a tool you can put to work today, from loss and premium trends to risk classifications.

More understanding. More analysis. All with Actuarial and Strategic Data Insights.

When you subscribe to ASDI, you benefit from Verisk expertise and more than 50 years of experience across 15 lines of insurance.

Check out our 2024 circular release schedule

More understanding. More analysis. All with Actuarial and Strategic Data Insights.

Features and capabilities

Loss development

Evaluate reserve adequacy and conduct cash flow and investment income analyses.

Trends

Track claim frequency, inflation, and other factors to estimate future costs more effectively and gain insight into your bottom line.

Classification and territory

See profitability outlooks by segment to target your marketing toward new customers or help avoid potentially unprofitable business.

Limits

Measure the cost of higher coverage limits to help evaluate your reinsurance needs, develop offerings, or negotiate prices.

Aggregated by-line information

Access aggregated industry information from the Fast Track circulars for quick, high-level views of personal and commercial auto and homeowners insurance.

Catastrophes

Assess the effect of catastrophes, including weather events and fires, on insurance pricing.

Size of loss

Analyze rising or falling loss size trends using Verisk’s distribution of losses.

Cause of loss

Evaluate whether particular perils are increasing or decreasing cost drivers and analyze geographic loss distribution by peril.

Expenses

Compare your underwriting expenses against aggregate results to help gauge productivity and efficiency against your industry peers.

Get tailored insights

Receive Verisk's Actuarial and Strategic Data Insights by line of insurance for any or all of the following to meet your needs.

Personal lines

Personal automobile
Homeowners
Dwelling fire and allied lines
Personal inland marine

Commercial lines

Commercial automobile
General liability
Medical professional liability
Professional liability
Commercial fire and allied lines
Businessowners
Commercial package policy
Farm
Commercial inland marine
Crime
Equipment breakdown

Related resources

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Climate change vs. climate variability: their impact on insured losses

Catastrophe models help better understand and quantify insured losses caused by climate change and climate variability.

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Do more with the Verisk ecosystem

Actuarial and Strategic Data Insights is powered by Core Lines Services, Verisk’s insurance policy programs that offer comprehensive support across 31 lines of business.

Core Lines Services includes: