General Liability Insurance
The ISO Market Landscape™ dashboard visualizes your company's results and compares them to statistics from ISO's database⎯one of the largest property/casualty insurance databases in the world.
When you order a General Liability Survey, a Verisk field rep visits the site to collect underwriting information about bodily injury and property damage liability exposures.
ISOnet — the Internet information service for insurance professionals — contains a complete electronic version of the current ISO Commercial Lines Manual (CLM), as well as historical information back to 1994.
The General Liability Classification Guide is a comprehensive tool to help insurance professionals apply correct general liability classifications. ISO's Premium Audit Advisory Service offers this complete manual on classifying GL risks.
ISO's Query Commercial Classification Code (QC3) is an online lookup tool for underwriters, actuaries, and risk managers. With QC3, you can find the correct commercial classification code for workers' compensation or general liability in a specific jurisdiction or in reference to a NAICS or SIC code.
The ALAE Size-of-Loss Distributions model provides tables of loss and allocated loss adjustment expenses for 94 lines of insurance within the general liability, commercial auto and medical/professional lines.
PAAS classification guides provide detailed descriptions of all ISO general liability classifications and NCCI workers comp classifications.
ISOnet — the information service for insurance professionals — offers you access to a collection of more than 9,000 personal and commercial forms and endorsements. The Forms Library contains all simplified ISO forms in effect (based on ISO filings) on or after January 1, 1994.
To manage your company's policy forms and endorsements — and to ensure compliance with state regulations — you need ISO's Forms Information/Report System.
Designed for use over the commercial general liability (CGL) and commercial auto policies, the ISO Commercial Umbrella Program includes policy forms, endorsements, and rules. The program also works over the garage or businessowners (BOP) policies.
ISO's Electronic Forms on Disc (EFD) is a database of policy forms and endorsements for all ISO lines of business. You can view and print the ISO forms, modify or customize them, and integrate them into your own policy-issuance system.
To help you satisfy legal requirements and administer your insurance programs, ISO offers a collection of policywriting support forms. The forms include cancellation/nonrenewal notices, lost-policy releases, certificates of insurance, UM/UIM/PIP selection/rejection forms, claim forms, first reports of injury, loss notices, applications and fraud warnings.
ISO Court Report is a web-based service that offers you summaries of court decisions affecting property/casualty insurance — together with ISO staff commentary on those cases.