Fraud

ISO MedSentry is the industry standard for fighting medical provider fraud. As part of the ISO ClaimSearch portfolio, ISO MedSentry uses Software-as-a-Service (SaaS) technology to provide a flexible, accurate, and quick solution for detecting fraud, waste, and abuse in medical billing data

When you order a General Liability Survey, a Verisk field rep visits the site to collect underwriting information about bodily injury and property damage liability exposures.

ISOnet — the Internet information service for insurance professionals — contains a complete electronic version of the current ISO Commercial Lines Manual (CLM), as well as historical information back to 1994. You'll find an integrated state insurance manual (SIM) for each ISO line of business and jurisdiction. The manual includes all applicable rules, state exceptions, loss costs, policy forms, and endorsements.

Data Compilations by Line of Insurance ISO offers a variety of standard data compilations in machine-readable formats, providing information about the major lines of insurance. ISO's database is the property/casualty insurance industry's best, most comprehensive source of information for pricing, loss reserving, and strategic planning. The database provides a benchmark...

PAAS Classification Guides Accurate classification of risks is an indispensable part of the premium audit process. Risk classification is also essential to underwriting and rating. To help you classify general liability and workers' compensation risks, ISO's Premium Audit Advisory Service (PAAS ® ) has developed more than 40,000 classification guides....

To manage your company's policy forms and endorsements — and to ensure compliance with state regulations — you need ISO's Forms Information/Report System (FIRST). Available through ISOnet — the information service for insurance professionals — FIRST gives you reports showing the effective dates, expiration dates, and state applicability information for multistate and state forms and endorsements.

Whether you're a small, medium, or large insurer, you can cover your customers with the ISO Commercial Umbrella Program. Designed for use over the commercial general liability (CGL) and commercial auto policies, the ISO Commercial Umbrella Program includes policy forms, endorsements, and rules. The program also works over the garage or businessowners (BOP) policies.

ISO's Electronic Forms on Disc (EFD) is a database of policy forms and endorsements for all ISO lines of business. You can view and print the ISO forms, modify or customize them, and integrate them into your own policy-issuance system. Your initial order of EFD comes on CD-ROM. Then, you get customized weekly updates through your own secured ISOnet mailbox.

ISO maintains one of the largest private databases in the world. Each year, we collect some 2 billion detailed records of insurance premiums collected and losses paid. At any one time, ISO's computers store more than 19 billion records. For commercial lines, that data represents 70 to 75 percent of the entire industry's premium volume. For personal lines, the data represents about a third of the industry's premiums. And for all lines, it's the largest and most credible single source of premium and loss statistics.

To help insurers recover lost or stolen heavy equipment, ISO ClaimSearch has formed a strategic relationship with National Equipment Register. Every year, owners of heavy construction and agricultural equipment — and their insurers — suffer an estimated $1 billion in losses from theft. The high value of heavy equipment, the strong demand for used equipment, and the lack of security at remote work sites contribute to the rising toll.

After ISO ClaimSearch DNA identifies your suspicious networks, you can conduct more in-depth analysis using ISO NetMap DNA. ISO NetMap DNA is the only application that allows you to easily view and explore the many aspects of your networks of special interest.

ISO ClaimSearch now offers OFAC Compliance Service — the automated way to check all your claims payments against the government's watch list of potential terrorists and drug traffickers.