Underwriting Info - Personal
Products
360Value Personal
360Value Personal helps property insurers meet evolving customer expectations, while maintaining rating integrity.
Learn more
A-PLUS Personal Lines Loss History Solutions
Understanding claims history is critical to accurate initial quoting, but to save money, many insurers delay ordering loss history data until just before bind.
Learn more
Actuarial and Strategic Data Insights
Verisk’s Actuarial and Strategic Data Insights helps insurers enhance their decision making and boost productivity and profitability.
Learn more
Aerial Imagery Analytics
Verisk’s insights from high-resolution aerial photos, with full imagery for the top 150 major metropolitan areas, can help insurers validate and correct property data.
Learn more
Catastrophe Risk
Climate change and population shifts toward catastrophe prone areas are heightening the need for insurers to understand their exposure to potentially devastating losses.
Learn more
Change Detection
Change Detection reveals events that shift an insured property’s risk profile to help you capture accurate premium, underwrite to your risk appetite, and stay profitable.
Learn more
Circulars on ISOnet
ISOnet Circulars deliver critical information for insurance professionals on industry developments and ISO product news.
Learn more
Coverage Verifier Auto
Coverage Verifier Auto provides personal auto insurers with the policy-level information they need to make better risk selection and pricing decisions.
Learn more
Driving History Solutions
Verisk driving history solutions deliver motor vehicle reports quickly. Indexes of activity help guide MVR spending. And driver monitoring catches adverse changes early.
Learn more
DrivingDNA Data
DrivingDNA Data allows auto insurers to use multisource telematics data attributes and mileage from connected cars for usage-based insurance rating and pricing
Learn more
DrivingDNA Lab
The DrivingDNA Lab gives auto insurers a secure environment to study the lift from telematics, supporting rapid insight creation using data from existing policyholders
Learn more
DrivingDNA Mileage
DrivingDNA Mileage delivers verified, timely odometer readings and mileage insights from connected cars, helping you improve rating integrity and enabling premium lift
Learn more
DrivingDNA Score
The DrivingDNA Score is a predictive model and corresponding rating rule that uses telematics data for usage-based insurance risk segmentation and pricing precision.
Learn more
FireLine
FireLine provides property-specific wildfire hazard scores based on the risk factors of fuel, slope, and access, and identifies risks exposed to wind-borne embers.
Learn more
Hail Risk Assessment
Hail Damage Score assess the potential for pre-existing hail damage to a property. Hail Risk Score measures the likelihood of future damage over the short to medium term.
Learn more
Homeowner Data
Insurers can employ homeowner and property condition data to better identify risk and help flag properties that may require additional inspection.
Learn more
Inflection
Inflection is a trended-credit predictive analytics model providing a dynamic inflection point for risk segmentation.
Learn more
Insurance Consulting
Actuarial support and ISO product consulting from Verisk actuaries and product experts.
Learn more
ISO DataCube
ISO DataCube™ provides aggregate premium & loss experience data, on a granular level, to help you make important decisions about your portfolio.
Learn more
ISO Motorcycle Program
The ISO Motorcycle Program provides ready-to-use tools to meet your needs, including by-coverage rating relativities, industry standard,policy forms, and rating codes.
Learn more
ISO Risk Analyzer
ISO Risk Analyzer is powered by granular data and predictive analytics to help insurers better compete in the auto, homeowners, and businessowners markets.
Learn more
ISO Risk Analyzer Homeowners
ISO Risk Analyzer Homeowners uses sophisticated predictive modeling and refined by-peril ratings, so insurers can better align prices to risks.
Learn more
ISO Risk Analyzer Personal Auto
ISO Risk Analyzer Personal Auto uses powerful predictive analytics combined with highly granular data to help price auto insurance risks with laser precision.
Learn more
ISO Symbols
Symbols are based on the retail price of each vehicle and examined against actual loss experience for that vehicle for refinement and to develop more accurate premiums.
Learn more
LightSpeed for Homeowners
Using more data up front brings decision points forward in the workflow for better control of your underwriting and a great buying experience for homeowners.
Learn more
LightSpeed for Personal Lines
Bring decision points forward with more data up front. Gain better control of your underwriting and provide a great buying experience for personal lines insurers.
Learn more
MileageConfirm
As annual mileage increases, so does loss frequency. Accurate mileage matters, but many insurers struggle to capture it.
Learn more
OneXperience for Personal Property
OneXperience is a self-inspection InsurTech tool offering live-feed video tours, virtual loss control, and customer collaboration.
Learn more
ProMetrix Reports
Verisk's ProMetrix online underwriting reports provide new risk insights, analytics, and modeling capability to give you a competitive edge.
Learn more
Public Protection Classification (PPC) Service
The level of fire protection for a given property can be a moving target—and you might miss it if you’re looking only at distance to the nearest fire station.
Learn more
Reverse Phone Append
Reverse Phone Append can provide basic applicant information with a phone number. Streamline the point-of-sale process and serve your customers quickly and accurately.
Learn more
RISK:check Suite
Are your applicants telling the truth? Take on premium leakage and underwriting fraud with data-driven insights across the policy life cycle.
Learn more
Roof Age
Roof Age from Verisk leverages multiple data sources to deliver personal lines insurers higher data coverage, accuracy, and reliability for improved risk assessment.
Learn more
Roof Underwriting Report for Homeowners
Verisk’s Roof Underwriting Report for homeowners can help insurers identify high-risk exposures, reporting on key roof data points like age, condition, and weather data.
Learn more
TrueVIN
TrueVIN gives insurers more detail on vehicles they insure, using build-sheet data and the 17-digit VIN to uncover standard features and factory-installed equipment.
Learn more
Undisclosed Driver Information
Undisclosed Driver Information taps public and proprietary data sources to help with hidden driver discovery in auto insurance. See how it can work for you.
Learn more
Vehicle Registration Reports
Vehicle Registration Reports give insurers complete and accurate information about the vehicles policyholders drive to calculate suitable premiums for automobile risks.
Learn more
VINMASTER
Determining the proper premiums for personal auto policies can be tricky business, especially for collision and comprehensive coverages.
Learn more
Wildfire Risk
Wildfire risk assessment for property insurance is complex and draws on multiple fields of expertise to understand a peril with worldwide reach.
Learn more
XactAnalysis
XactAnalysis is a powerful set of analytical and reporting tools for insurance claims and underwriting departments.
Learn more