Product Category

Underwriting Info - Personal

Products

360value Personal

360Value Personal

360Value Personal helps property insurers meet evolving customer expectations, while maintaining rating integrity.

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A Plus Personal

A-PLUS Personal Lines Loss History Solutions

Understanding claims history is critical to accurate initial quoting, but to save money, many insurers delay ordering loss history data until just before bind.

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Aerial Imagery Analytics

Aerial Imagery Analytics

Verisk’s insights from high-resolution aerial photos, with full imagery for the top 150 major metropolitan areas, can help insurers validate and correct property data.

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Catastrophe Risk Uw Page Hero

Catastrophe Risk

Climate change and population shifts toward catastrophe prone areas are heightening the need for insurers to understand their exposure to potentially devastating losses.

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Change Detection Hero

Change Detection

Change Detection reveals events that shift an insured property’s risk profile to help you capture accurate premium, underwrite to your risk appetite, and stay profitable.

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Circulars On Isonet

Circulars on ISOnet

ISOnet Circulars deliver critical information for insurance professionals on industry developments and ISO product news.

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Coverage Verifier

Coverage Verifier Auto

Coverage Verifier Auto provides personal auto insurers with the policy-level information they need to make better risk selection and pricing decisions.

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Driving History Solutions

Driving History Solutions

Verisk driving history solutions deliver motor vehicle reports quickly. Indexes of activity help guide MVR spending. And driver monitoring catches adverse changes early.

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Driving Dna Data Preview V1

DrivingDNA Data

DrivingDNA Data allows auto insurers to use multisource telematics data attributes and mileage from connected cars for usage-based insurance rating and pricing

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Driving Dna Lab Preview V1

DrivingDNA Lab

The DrivingDNA Lab gives auto insurers a secure environment to study the lift from telematics, supporting rapid insight creation using data from existing policyholders

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Drivingdna Score Car

DrivingDNA Score

The DrivingDNA Score is a predictive model and corresponding rating rule that uses telematics data for usage-based insurance risk segmentation and pricing precision.

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Fireline

FireLine

FireLine provides property-specific wildfire hazard scores based on the risk factors of fuel, slope, and access, and identifies risks exposed to wind-borne embers.

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Hail

Hail Risk Assessment

Hail Damage Score assess the potential for pre-existing hail damage to a property. Hail Risk Score measures the likelihood of future damage over the short to medium term.

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Insurance Homeowners Loss

Homeowners Section II Loss Development Information

ISO's Homeowners Section II Loss Development Information provides loss development factors and the underlying data for Homeowners Section II losses.

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Inflection

Inflection

Inflection is a trended-credit predictive analytics model providing a dynamic inflection point for risk segmentation.

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Insurance Consulting

Insurance Consulting

Actuarial support and ISO product consulting from Verisk actuaries and product experts.

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Iso Datacube

ISO DataCube

ISO DataCube™ provides aggregate premium & loss experience data, on a granular level, to help you make important decisions about your portfolio.

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Iso Motorcyle Program

ISO Motorcycle Program

The ISO Motorcycle Program provides ready-to-use tools to meet your needs, including by-coverage rating relativities, industry standard,policy forms, and rating codes.

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Iso Risk Analyzer

ISO Risk Analyzer

ISO Risk Analyzer is powered by granular data and predictive analytics to help insurers better compete in the auto, homeowners, and businessowners markets.

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Neighborhood

ISO Risk Analyzer Homeowners

ISO Risk Analyzer Homeowners uses sophisticated predictive modeling and refined by-peril ratings, so insurers can better align prices to risks.

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Car Driving On A Windy Road

ISO Risk Analyzer Personal Auto

ISO Risk Analyzer Personal Auto uses powerful predictive analytics combined with highly granular data to help price auto insurance risks with laser precision.

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Iso Symbols

ISO Symbols

Symbols are based on the retail price of each vehicle and examined against actual loss experience for that vehicle for refinement and to develop more accurate premiums.

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Lightspeed Property

LightSpeed Property

Using more data up front brings decision points forward in the workflow for better control of your underwriting and a great buying experience for homeowners.

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Mileageconfirm

MileageConfirm

As annual mileage increases, so does loss frequency. Accurate mileage matters, but many insurers struggle to capture it.

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Cellphone Image Capture

OneXperience for Personal Property

OneXperience is a self-inspection InsurTech tool offering live-feed video tours, virtual loss control, and customer collaboration.

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Prometrix Reports

ProMetrix Reports

Verisk's ProMetrix online underwriting reports provide new risk insights, analytics, and modeling capability to give you a competitive edge.

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Ppc

Public Protection Classification (PPC) Service

The level of fire protection for a given property can be a moving target—and you might miss it if you’re looking only at distance to the nearest fire station.

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Reverse Phone Append

Reverse Phone Append

Reverse Phone Append can provide basic applicant information with a phone number. Streamline the point-of-sale process and serve your customers quickly and accurately.

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Riskcheck Suite

RISK:check Suite

Are your applicants telling the truth? Take on premium leakage and underwriting fraud with data-driven insights across the policy life cycle.

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Damaged Roof

Roof Age

Roof Age from Verisk leverages multiple data sources to deliver personal lines insurers higher data coverage, accuracy, and reliability for improved risk assessment.

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Personal Property Roof

Roof Underwriting Report for Homeowners

Verisk’s Roof Underwriting Report for homeowners can help insurers identify high-risk exposures, reporting on key roof data points like age, condition, and weather data.

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Truevin

TrueVIN

TrueVIN gives insurers more detail on vehicles they insure, using build-sheet data and the 17-digit VIN to uncover standard features and factory-installed equipment.

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Vehicle Registration Reports

Vehicle Registration Reports

Vehicle Registration Reports give insurers complete and accurate information about the vehicles policyholders drive to calculate suitable premiums for automobile risks.

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Vinmaster Product

VINMASTER

Determining the proper premiums for personal auto policies can be tricky business, especially for collision and comprehensive coverages.

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Wildfire

Wildfire Risk

Wildfire risk assessment for property insurance is complex and draws on multiple fields of expertise to understand a peril with worldwide reach.

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Corporate Meeting Office

XactAnalysis

XactAnalysis is a powerful set of analytical and reporting tools for insurance claims and underwriting departments.

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