Personal Underwriting Information

360Value Personal helps property insurers meet evolving customer expectations, while maintaining rating integrity.

Understanding claims history is critical to accurate initial quoting, but to save money, many insurers delay ordering loss history data until just before bind.

Coverage Verifier Auto provides personal auto insurers with the policy-level information they need to make better risk selection and pricing decisions.

ISO's Homeowners Section II Loss Development Information provides loss development factors and the underlying data for Homeowners Section II losses.

ISO DataCube™ provides aggregate premium & loss experience data, on a granular level, to help you make important decisions about your portfolio.

ISO Risk Analyzer® is a suite of predictive models to help personal and commercial insurers classify, segment, and price insurance risks.

ISO Risk Analyzer Homeowners examines address-specific risk factors, construction-related variables, as well as expected losses by major weather peril.

ISO Risk Analyzer Personal Auto suite of predictive models can help you achieve better segmentation by examining the interaction of hundreds of risk-specific variables to develop advisory prospective loss costs.

OneXperience provides inspection options so insurance carriers can engage digitally with customers to obtain quick, cost-effective access property risk data.

Advances in geospatial and remote sensing technology offer insurers more ways to learn about property risks in greater detail than ever before.

ISO’s Personal Auto Physical Damage Rating Symbols are codes that indicate the relative risk of loss for each private passenger vehicle series and each model year.

Speed to market with accurate pricing is vital. You need to underwrite and quote coverage fast, or you’ll lose out to the competition. The loss cost, rating, and risk selection information available through our ProMetrix® suite of services lets you price policies accurately and get quotes to customers quickly.

The level of fire protection for a given property can be a moving target—and you might miss it if you’re looking only at distance to the nearest fire station.

RISK:check Renewal is a sophisticated system that can help you uncover flaws in rating data quickly and efficiently.

RISK:guard is a unique tool to help preserve rating integrity in the most cost-effective manner during the second and subsequent years of a multiyear program.

Gain greater insight into the vehicles you insure. Learn how vehicles are equipped right from the factory by using the full 17-digit vehicle information number (VIN).

Determining the proper premiums for personal auto policies can be tricky business, especially for collision and comprehensive coverages.

Wildfires have increased dramatically during the past decade. Loss exposure will continue to increase as the wildland-urban interface (WUI) is further developed and human impacts on climate unfold. With deeper understanding of these effects, you can underwrite and manage your wildfire exposure with greater insight.

XactAnalys is a powerful set of analytical and reporting tools for insurance claims and underwriting departments.