Underwriting Info | Commercial

2017 Verisk Wildfire Risk Analysis The 2017 Verisk Wildfire Risk Analysis determined the number and percentage of households at high or extreme risk from wildfire in the 13 most wildfire-prone states. Each state in the charts below links to a snapshot view of the state’s risk. To see complete reports,...
You need to underwrite and quote coverage fast and accurately — or lose out to the competition. Verisk’s 360Value® Estimated Replacement Cost Valuation provides fast, accurate insurance-to-value estimates for your property. It’s just one of the many tools we offer to price and develop loss estimates for policies accurately and quickly.
Thinking about insuring that six-bedroom Victorian on the hill? Can you even begin to guess at all the hazards that might be lurking in the gables of such a structure? Considering an investment in a sports bar? How would you know if the kitchen were a grease fire waiting to happen?
CMC Manual Plus is an electronic version of the ISO Community Mitigation Classification Manual — and more. Delivered to you through ISOnet — the information service for insurance professionals — CMC Manual Plus gives you timely information, including Public Protection Classifications (PPCTM) and Building Code Effectiveness Grading Schedule (BCEGS) classifications.
The Fire Suppression Rating Schedule (FSRS) from Verisk's ISO unit, is the manual we've developed and use in reviewing the firefighting capabilities of individual communities. The schedule measures the major elements of a community's fire suppression system and develops a numerical grading called a Public Protection Classification (PPC).
Changes to rebuilding costs and properties you insure will affect replacement costs. To verify accurate property information and keep pace with replacement costs, Verisk offers tools to help keep insurance to value (ITV) current throughout the life of the policy.
ISO DataCube™ provides aggregate premium & loss experience data, on a granular level, to help you make important decisions about your portfolio.
ISO has allied with Experian Business Information Services to bring you business credit, financial, and public-records information. The data will help you evaluate new and renewal business and make better underwriting decisions.
A filed loss cost is a powerful driver of underwriting and pricing, helping you determine adequate premium. But that same loss cost may seem to limit your options to improve premium and accurately price policies for your insureds. Our Loss Cost Quote Report helps you beat the competition with reliable loss cost, rating, and risk selection information.
When you order a Multiline Survey about a commercial risk, a Verisk field rep visits the site and collects the information you need about conditions and hazards, and alert you to potential high-risk exposures.
Visual information is often key to helping you understand potential risk and price policies accurately. You need reliable, detailed information to underwrite and quote coverage fast, or you’ll lose out to the competition. Verisk’s PhotoPak™ gives you full-color photographs of commercial properties and surrounding exposures along with other valuable data.
Public Protection Classification (PPC) Service from Verisk's ISO unit, gauges the fire protection capability of local fire departments to respond to structure fires at properties in which your company has a financial stake. We collect information on a community's public fire protection and analyze the data using our Fire Suppression Rating Schedule (FSRS). We then assign a PPC from 1 to 10. Class 1 represents the best public protection, and Class 10 indicates no recognized protection.