Underwriting Info | Commercial

You need to underwrite and quote coverage fast and accurately — or lose out to the competition. Verisk’s 360Value® Estimated Replacement Cost Valuation provides fast, accurate insurance-to-value estimates for your property. It’s just one of the many tools we offer to price and develop loss estimates for policies accurately and...

A filed loss cost is a powerful driver of underwriting and pricing, helping you determine adequate premium. But that same loss cost may seem to limit your options to improve premium and accurately price policies for your insureds. Our Loss Cost Quote Report helps you beat the competition with reliable...

Visual information is often key to helping you understand potential risk and price policies accurately. You need reliable, detailed information to underwrite and quote coverage fast, or you’ll lose out to the competition. Verisk’s PhotoPak™ gives you full-color photographs of commercial properties and surrounding exposures along with other valuable data....

Knowing whether a building is sprinklered is only part of the total risk picture. You also need to know if the sprinkler system can adequately protect the property and how it affects the building’s loss cost. Verisk’s Sprinkler Assessment Report provides an easy-to-understand engineering assessment of the effectiveness and loss...

The Verisk Wildfire Risk Analysis determined the number and percentage of households at high or extreme risk from wildfire in the 13 most wildfire-prone states. To see complete reports, just fill out the form.

Changes to rebuilding costs and properties you insure will affect replacement costs. To verify accurate property information and keep pace with replacement costs, Verisk offers tools to help keep insurance to value (ITV) current throughout the life of the policy.

Verisk offers Public Protection Classification (PPC) Service to help you assess fire protection capabilities at the point of sale and for policy renewals. PPC Service provides the applicable PPC code, fire protection area, driving distance of the nearest responding fire station, water supply, and additional information for any address in...

ISO DataCube™ provides aggregate premium & loss experience data, on a granular level, to help you make important decisions about your portfolio.

Determining the proper premiums for personal auto policies can be tricky business, especially for collision and comprehensive coverages. But it doesn't have to be. With ISO's VINMASTER and your software, you can quickly and easily identify an automobile's current ISO Vehicle Series Rating Symbol without knowing its vehicle identification number (VIN)....

You can cut your operating costs overnight with ISO's new customized services for collecting and delivering site-specific risk information. ISO now performs a wide range of tasks — such as looking up loss-cost quotes or a risk's distance to water — and delivers the information directly to you.

ISO has allied with Experian Business Information Services to bring you business credit, financial, and public-records information. The data will help you evaluate new and renewal business and make better underwriting decisions.

Thinking about insuring that six-bedroom Victorian on the hill? Can you even begin to guess at all the hazards that might be lurking in the gables of such a structure? Considering an investment in a sports bar? How would you know if the kitchen were a grease fire waiting to happen?...