ISO Rapid Valuator completes a ground-up and excess loss cost analysis within five minutes. Our powerful pricing tool helps insurers independently analyze their own customized loss cost results in two easy steps.
Information is the lifeblood of risk and capital management, especially for catastrophes and weather events. With PCS, you'll get immediate access to the severe weather data you need to manage your business effectively and efficiently.
ISO MarketWatch allows you to analyze pricing trends and market cycles by premium size, state, and line of insurance.
Data Compilations by Line of Insurance ISO offers a variety of standard data compilations in machine-readable formats, providing information about the major lines of insurance. ISO's database is the property/casualty insurance industry's best, most comprehensive source of information for pricing, loss reserving, and strategic planning. The database provides a benchmark...
There are times when you need very specific research to evaluate a strategy, market, or new business direction. When you don't have the resources available on staff, ISO can help by gathering, evaluating, and reporting on trends and developments in the marketplace — and gauging their effects on your current or potential business. We'll draw on the same databases, expertise, and other ISO resources that underlie the acclaimed ISO Insurance Issues Series studies.
ISO's PSOLD is the only source of the most current, comprehensive loss history information available for commercial property risks.
ISO's MILD™ software provides a complete, self-contained exposure rating model you can use to perform the most sophisticated custom analyses of your casualty excess-of-loss reinsurance treaties.
With the detailed information in ISO's Excess Layer Loss Development Manuals, you can develop losses and payout patterns for excess layers and compare those patterns to ISO aggregate excess loss development patterns.
The ALAE Size-of-Loss Distributions model provides tables of loss and allocated loss adjustment expenses for 94 lines of insurance within the general liability, commercial auto and medical/professional lines.
ISO's Homeowners Section II Loss Development Information provides loss development factors and the underlying data for Homeowners Section II losses —the liability losses covered by homeowners policies.
ISO can help you with a variety of reinsurance-related problems. For example, with our PSOLD (Property Size-of-Loss Database) and MILD (Multi-Distributional Increased Limits Developer) software, we can help you determine a fair price to pay for your excess-of-loss reinsurance. Most reinsurers and reinsurance brokers use the same tools in determining their pricing.
Think of ISO's actuaries as your actuaries — here to help you, particularly when you're operating with a lean staff or no actuarial staff at all. Even if your company is a major national writer with a large staff of actuaries, ISO's Actuarial Consulting Service can provide an effective alternative to deal with specific problems better, faster, and more efficiently than diverting your in-house actuarial resources from other critical projects.