Rating
Products
Aerial Imagery Analytics
Verisk’s insights from high-resolution aerial photos, with full imagery for the top 150 major metropolitan areas, can help insurers validate and correct property data.
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Change Detection
Change Detection reveals events that shift an insured property’s risk profile to help you capture accurate premium, underwrite to your risk appetite, and stay profitable.
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Circulars on ISOnet
ISOnet Circulars deliver critical information for insurance professionals on industry developments and ISO product news.
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Cyber Insurance Program
The ISO Cyber Insurance Policy Program contains the cyber insurance forms, rules, advisory loss costs, and ratings-related information for a cyber insurance offering.
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Cyber Pricing, Underwriting, and Distribution Platform
Verisk's underwriting ecosystem for cyber insurance uses low/no-code tech and supports pricing, distribution, risk visualization, application prefill and more.
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Driving History Solutions
Verisk driving history solutions deliver motor vehicle reports quickly. Indexes of activity help guide MVR spending. And driver monitoring catches adverse changes early.
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DrivingDNA Data
DrivingDNA Data allows auto insurers to use multisource telematics data attributes and mileage from connected cars for usage-based insurance rating and pricing
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DrivingDNA Lab
The DrivingDNA Lab gives auto insurers a secure environment to study the lift from telematics, supporting rapid insight creation using data from existing policyholders
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DrivingDNA Mileage
DrivingDNA Mileage delivers verified, timely odometer readings and mileage insights from connected cars, helping you improve rating integrity and enabling premium lift
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DrivingDNA Score
The DrivingDNA Score is a predictive model and corresponding rating rule that uses telematics data for usage-based insurance risk segmentation and pricing precision.
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FireLine
FireLine provides property-specific wildfire hazard scores based on the risk factors of fuel, slope, and access, and identifies risks exposed to wind-borne embers.
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Hail Risk Assessment
Hail Damage Score assess the potential for pre-existing hail damage to a property. Hail Risk Score measures the likelihood of future damage over the short to medium term.
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Inflection
Inflection is a trended-credit predictive analytics model providing a dynamic inflection point for risk segmentation.
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Insurance Consulting
Actuarial support and ISO product consulting from Verisk actuaries and product experts.
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ISO Electronic Rating Content
Automate your ISO-based insurance programs with actionable electronic ISO rating content directly from ISO.
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ISO Rapid Valuator
Our powerful pricing tool helps insurers independently analyze their own customized loss cost results in two easy steps.
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ISO Risk Analyzer
ISO Risk Analyzer is powered by granular data and predictive analytics to help insurers better compete in the auto, homeowners, and businessowners markets.
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ISO Risk Analyzer Businessowners
Accurately select and price your small business risks by providing you with a highly detailed look at how major perils affect the loss potential of those risks.
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ISO Risk Analyzer Commercial Auto
ISO Risk Analyzer Commercial Auto examines environmental factors and vehicle attributes to better understand risk and help drive your business forward.
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ISO Risk Analyzer Homeowners
ISO Risk Analyzer Homeowners uses sophisticated predictive modeling and refined by-peril ratings, so insurers can better align prices to risks.
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ISO Risk Analyzer Personal Auto
ISO Risk Analyzer Personal Auto uses powerful predictive analytics combined with highly granular data to help price auto insurance risks with laser precision.
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ISO Size-of-Loss Matrix
Leverage an industry-leading data and analytics platform for high-level graphical visualizations across a variety of research needs.
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ISO Symbols
Symbols are based on the retail price of each vehicle and examined against actual loss experience for that vehicle for refinement and to develop more accurate premiums.
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MileageConfirm
As annual mileage increases, so does loss frequency. Accurate mileage matters, but many insurers struggle to capture it.
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New Commercial Auto Class Plan
The new ISO Commercial Auto Class Plan will provide benefits to insurers and builds on both the current standard plan and enhancements in the Optional Class Plan.
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OneXperience for Commercial Property
Get quick, reliable data on commercial properties to help properly price policies instead of relying on site-unseen information.
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PSOLD
ISO’s PSOLD™ is the most current and comprehensive loss history database for commercial property risks.
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Public Protection Classification (PPC) Service
The level of fire protection for a given property can be a moving target—and you might miss it if you’re looking only at distance to the nearest fire station.
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RISK:check Suite
Are your applicants telling the truth? Take on premium leakage and underwriting fraud with data-driven insights across the policy life cycle.
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Roof Underwriting Report for Homeowners
Verisk’s Roof Underwriting Report for homeowners can help insurers identify high-risk exposures, reporting on key roof data points like age, condition, and weather data.
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TrueVIN
TrueVIN gives insurers more detail on vehicles they insure, using build-sheet data and the 17-digit VIN to uncover standard features and factory-installed equipment.
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Vehicle Registration Reports
Vehicle Registration Reports give insurers complete and accurate information about the vehicles policyholders drive to calculate suitable premiums for automobile risks.
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