Rating
Products
A-PLUS Commercial
The A-PLUS Commercial contributory database is the largest claims repository to help underwriters make profitable pricing decisions with automated loss runs.
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Actuarial and Strategic Data Insights
Verisk’s Actuarial and Strategic Data Insights helps insurers enhance their decision making and boost productivity and profitability.
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Aerial Imagery Analytics
Verisk’s insights from high-resolution aerial photos, with full imagery for the top 150 major metropolitan areas, can help insurers validate and correct property data.
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Building Fundamentals
Verisk’s Building Fundamentals provide property information from tax assessor and modeled data with 100 percent fill rate for five primary property characteristics.
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Building Underwriting Report
You can immediately gain a competitive advantage when you understand which properties fit your underwriting guidelines and which require more intensive review.
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Capital Assets Program
Verisk's Capital Asset output program provides standardized forms, rules, and loss costs that help insurers cover complex commercial property risks.
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Change Detection
Change Detection reveals events that shift an insured property’s risk profile to help you capture accurate premium, underwrite to your risk appetite, and stay profitable.
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Circulars on ISOnet
ISOnet Circulars deliver critical information for insurance professionals on industry developments and Verisk product news.
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CL VIN Decode
Understanding vehicle risk is critical for insurers to improve segmentation, refine pricing, and enhance profitability. Gain insights from 50+ components.
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Commercial Property Size-of-Loss Database
ISO’s PSOLD™ is the most current and comprehensive loss history database for commercial property risks.
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Condition Solutions
An ecosystem of data, imagery, and powerful analytics can help assess condition, age, upkeep, and even hidden damage of property features.
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Cyber Insurance Program
The ISO Cyber Insurance Policy Program contains the cyber insurance forms, rules, advisory loss costs, and ratings-related information for a cyber insurance offering.
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Driving History Solutions
Verisk driving history solutions deliver motor vehicle reports quickly. Indexes of activity help guide MVR spending. And driver monitoring catches adverse changes early.
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DrivingDNA Data
DrivingDNA Data allows auto insurers to use multisource telematics data attributes and mileage from connected cars for usage-based insurance rating and pricing
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DrivingDNA Lab
The DrivingDNA Lab gives auto insurers a secure environment to study the lift from telematics, supporting rapid insight creation using data from existing policyholders
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DrivingDNA Mileage
DrivingDNA Mileage delivers verified, timely odometer readings and mileage insights from connected cars, helping you improve rating integrity and enabling premium lift
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DrivingDNA Score
The DrivingDNA Score is a predictive model and corresponding rating rule that uses telematics data for usage-based insurance risk segmentation and pricing precision.
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FireLine
FireLine provides property-specific wildfire hazard scores based on the risk factors of fuel, slope, and access, and identifies risks exposed to wind-borne embers.
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Forms, Rules, and Loss Costs
ISO Forms, ISO Rules, and ISO Loss Costs are standardized tools that insurers can use to cover and price risk in commercial and personal lines of insurance.
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Hail Risk Assessment
Hail Damage Score assess the potential for pre-existing hail damage to a property. Hail Risk Score measures the likelihood of future damage over the short to medium term.
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Homeowner Data
Insurers can employ homeowner and property condition data to better identify risk and help flag properties that may require additional inspection.
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Imagery Analytics
Advanced imagery analytics can accelerate processing and more uniformly capture key features, conditions, and hazards
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Inflection
Inflection is a trended-credit predictive analytics model providing a dynamic inflection point for risk segmentation.
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Insurance Consulting
Actuarial support and ISO product consulting from Verisk actuaries and product experts.
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ISO Electronic Rating Content
Automate your insurance programs with actionable electronic rating content directly from Verisk.
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ISO Risk Analyzer
ISO Risk Analyzer is powered by granular data and predictive analytics to help insurers better compete in the auto, homeowners, and businessowners markets.
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ISO Risk Analyzer Businessowners
Accurately select and price your small business risks by providing you with a highly detailed look at how major perils affect the loss potential of those risks.
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ISO Risk Analyzer Commercial Auto
ISO Risk Analyzer Commercial Auto examines environmental factors and vehicle attributes to better understand risk and help drive your business forward.
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ISO Risk Analyzer Homeowners
ISO Risk Analyzer Homeowners uses sophisticated predictive modeling and refined by-peril ratings, so insurers can better align prices to risks.
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ISO Risk Analyzer Personal Auto
ISO Risk Analyzer Personal Auto uses powerful predictive analytics combined with highly granular data to help price auto insurance risks with laser precision.
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ISO Size-of-Loss Matrix
Leverage an industry-leading data and analytics platform for high-level graphical visualizations across a variety of research needs.
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ISO Symbols
Symbols are based on the retail price of each vehicle and examined against actual loss experience for that vehicle for refinement and to develop more accurate premiums.
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LightSpeed for Personal Lines
Bring decision points forward with more data up front. Gain better control of your underwriting and provide a great buying experience for personal lines insurers.
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MileageConfirm
As annual mileage increases, so does loss frequency. Accurate mileage matters, but many insurers struggle to capture it.
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New Commercial Auto Class Plan
The new ISO Commercial Auto Class Plan, effective starting early 2023, builds on both the current standard plan and enhancements in the Optional Class Plan.
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OneXperience for Commercial Property
Get quick, reliable data on commercial properties to help properly price policies instead of relying on site-unseen information.
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Public Protection Classification (PPC) Service
The level of fire protection for a given property can be a moving target—and you might miss it if you’re looking only at distance to the nearest fire station.
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RISK:check Suite
Are your applicants telling the truth? Take on premium leakage and underwriting fraud with data-driven insights across the policy life cycle.
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Roof condition for personal property
A roof's condition can become a blind spot for insurers, with unidentified risk exposures leading to unexpected claims.
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Roof Solutions for Homeowners
Verisk’s Roof Solutions for Homeowners can help insurers identify high-risk exposures, reporting on key roof data points like age, condition, and weather data.
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SmartSource
A positive customer experience starts with detailed property prefill combined with analytic tools to provide fast and reliable results.
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TrueVIN
TrueVIN gives insurers more detail on vehicles they insure, using build-sheet data and the 17-digit VIN to uncover standard features and factory-installed equipment.
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Vehicle Registration Reports
Vehicle Registration Reports give insurers complete and accurate information about the vehicles policyholders drive to calculate suitable premiums for automobile risks.
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